Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kirtipur

For one person, living is cheaper in Kirtipur: $347 a month against $918 in Cebu, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
17

Cost of Living Index in Kirtipur
Learn more

Kirtipur Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kirtipur

🇳🇵 Nepal

$347

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kirtipur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kirtipur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $347 in Kirtipur.

Cebu $918
Kirtipur $347

Estimated couple costs with rent: $1,409 in Cebu versus $569 in Kirtipur.

Cebu $1,409
Kirtipur $569

Monthly costs for a family of three with rent: $1,900 in Cebu versus $791 in Kirtipur.

Cebu $1,900
Kirtipur $791

Living in Cebu is roughly 165% more expensive than in Kirtipur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Kirtipur 74% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.01 NPR 305

53.73%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$20.13 NPR 3,058

20.32%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.66 NPR 1,164

-48.83%

Cappuccino

$2.51 ₱158

$1.49 NPR 226

68.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.50 NPR 75.3

218.00%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.16 NPR 24.82

231.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.09 NPR 470

-42.39%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.17 NPR 482

-31.55%

Milk (1 liter)

$1.92 ₱121

$0.67 NPR 102

186.57%

White Bread (500g)

$1.36 ₱85.4

$0.63 NPR 95.5

115.87%

Rice (white) (1kg)

$1.01 ₱63.5

$0.90 NPR 137

12.22%

Eggs

$2.03 ₱128

$1.66 NPR 251

22.29%

Local Cheese (1kg)

$9.86 ₱621

$7.21 NPR 1,096

36.75%

Chicken Fillets (1kg)

$4.39 ₱277

$3.07 NPR 466

43.00%

Beef Round Steak (1kg)

$7.60 ₱479

$5.93 NPR 902

28.16%

Apples (1kg)

$3.30 ₱208

$1.99 NPR 303

65.83%

Banana (1kg)

$1.39 ₱87.8

$1.19 NPR 181

16.81%

Oranges (1kg)

$2.33 ₱147

$1.45 NPR 220

60.69%

Tomato (1kg)

$1.50 ₱94.3

$0.54 NPR 82.6

177.78%

Potato (1kg)

$2.36 ₱149

$0.42 NPR 63.4

461.90%

Onion (1kg)

$1.90 ₱119

$0.51 NPR 77.3

272.55%

Lettuce (1 head)

$1.19 ₱74.9

$0.49 NPR 73.8

142.86%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.22 NPR 33.34

186.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.45 NPR 373

22.45%

Wine (Bottle)

$6.03 ₱379

$8.01 NPR 1,217

-24.72%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.19 NPR 333

-43.84%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.02 NPR 459

-42.05%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.74 NPR 265

-55.75%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.14 NPR 174

-79.82%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.25 NPR 493

37.23%

Gasoline (1 liter)

$1.31 ₱82.8

$1.35 NPR 205

-2.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.3K NPR 4.5M

-27.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$36.3K NPR 5.5M

-47.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$31.53 NPR 4,791

281.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.54 NPR 538

295.48%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$9.12 NPR 1,386

201.97%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$2.91 NPR 441

94.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$65.8 NPR 9,991

318.72%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,377 NPR 817.0K

47.27%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$24.72 NPR 3,756

99.56%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$26.50 NPR 4,026

-4.75%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$63.0 NPR 9,567

22.24%

Men's Leather Business Shoes

$57.2 ₱3,601

$28.42 NPR 4,319

101.27%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.72

-25.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kirtipur: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kirtipur

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Kirtipur

$144 41.4% 30.3% $62

Monthly Utilities & Internet

Cebu

$162 17.6%

Kirtipur

$44 12.8% 72.7% $118

Clothing & Footwear

Cebu

$94 10.2%

Kirtipur

$64 18.5% 31.7% $30

Eating Out

Cebu

$88 9.6%

Kirtipur

$81 23.5% 7.8% $6.9

Sport & Entertainment

Cebu

$44 4.8%

Kirtipur

$5.8 * 1.7% 86.7% $38

Getting Around

Cebu

$16 1.7%

Kirtipur

$7.5 * 2.2% 52.1% $8.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $20.00 in Kirtipur for a mid-range dinner for two. Groceries echo the gap at $206 vs $144 per month, with Kirtipur cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇵 Kirtipur

🕒 Local time

05:38 5:38 AM

03:23 3:23 AM

2 h 15 min behind Cebu

🌤 Weather

👥 Population

964,169

65,602

💱 Currency

Philippine Peso PHP ₱

Nepalese Rupee NPR रु

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 NPR = 6.58 USD

1,000 NPR = 5.85 EUR

Exchange rates and currency converter

NPR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Nepalese Rupee exchange rates as of October 17, 2026: 1 USD = 152 NPR (1,000 NPR = 6.58 USD). 1 EUR = 171 NPR (1,000 NPR = 5.85 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kirtipur 4,470 km ≈ 6 h nonstop flight

From you

Cebu
Kirtipur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kirtipur: Cost of Living - Frequently Asked Questions

Kirtipur is cheaper overall, especially in groceries, clothing, and eating out. The 165% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $520 in Kirtipur to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 43% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $347 in Kirtipur – a 165% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Kirtipur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kirtipur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kirtipur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kirtipur gentler on the wallet – expenses run 165% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.