Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kielce

For one person, living is cheaper in Cebu: $918 a month against $1,403 in Kielce, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
68

Cost of Living Index in Kielce
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Kielce Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kielce

🇵🇱 Poland

$1,403

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kielce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kielce actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,403 in Kielce.

Cebu $918
Kielce $1,403

Estimated couple costs with rent: $1,409 in Cebu versus $1,984 in Kielce.

Cebu $1,409
Kielce $1,984

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,565 in Kielce.

Cebu $1,900
Kielce $2,565

Living in Cebu costs roughly 35% less than in Kielce, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Kielce is 4% above.

Meal at Budget Restaurant

$3.09 ₱194

$11.28 zł 43.84

-72.61%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.33 zł 149

-36.81%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.60 zł 29.54

-48.42%

Cappuccino

$2.51 ₱158

$2.97 zł 11.55

-15.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.47 zł 5.73

8.16%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.08 zł 4.18

-50.93%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.35 zł 13.02

-46.87%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.73 zł 14.49

-41.82%

Milk (1 liter)

$1.92 ₱121

$1.04 zł 4.05

84.62%

White Bread (500g)

$1.36 ₱85.4

$1.44 zł 5.58

-5.56%

Rice (white) (1kg)

$1.01 ₱63.5

$1.14 zł 4.45

-11.40%

Eggs

$2.03 ₱128

$3.24 zł 12.58

-37.35%

Local Cheese (1kg)

$9.86 ₱621

$7.13 zł 27.71

38.29%

Chicken Fillets (1kg)

$4.39 ₱277

$6.38 zł 24.77

-31.19%

Beef Round Steak (1kg)

$7.60 ₱479

$8.93 zł 34.68

-14.89%

Apples (1kg)

$3.30 ₱208

$0.93 zł 3.61

254.84%

Banana (1kg)

$1.39 ₱87.8

$1.58 zł 6.15

-12.03%

Oranges (1kg)

$2.33 ₱147

$1.30 zł 5.06

79.23%

Tomato (1kg)

$1.50 ₱94.3

$2.37 zł 9.20

-36.71%

Potato (1kg)

$2.36 ₱149

$0.69 zł 2.68

242.03%

Onion (1kg)

$1.90 ₱119

$0.76 zł 2.94

150.00%

Lettuce (1 head)

$1.19 ₱74.9

$1.04 zł 4.03

14.42%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.70 zł 2.70

-10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.05 zł 19.61

-40.59%

Wine (Bottle)

$6.03 ₱379

$6.83 zł 26.54

-11.71%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.22 zł 4.75

0.82%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.44 zł 5.61

21.53%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.04 zł 4.03

-75.96%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$30.77 zł 120

-58.92%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.79 zł 6.96

-56.98%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.04 zł 4.03

-77.88%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$10.78 zł 41.87

-58.63%

Gasoline (1 liter)

$1.31 ₱82.8

$1.60 zł 6.23

-18.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.5K zł 118.5K

-30.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$26.7K zł 103.6K

-28.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$228 zł 886

-47.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$8.12 zł 31.56

72.41%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$14.81 zł 57.5

85.96%

Gym Membership (Monthly)

$32.33 ₱2,035

$38.72 zł 150

-16.50%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$18.44 zł 71.7

-63.94%

Cinema Ticket

$5.65 ₱356

$7.51 zł 29.16

-24.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$259 zł 1,007

6.18%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,977 zł 31.0K

-0.73%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$71.1 zł 276

-30.58%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$35.23 zł 137

-28.36%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$76.0 zł 295

1.25%

Men's Leather Business Shoes

$57.2 ₱3,601

$103 zł 401

-44.63%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$713 zł 2,769

-29.92%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$552 zł 2,146

-44.08%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$965 zł 3,749

11.70%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$800 zł 3,107

-23.07%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,108 zł 12.1K

-7.13%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,418 zł 9,396

-20.75%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,336 zł 5,190

-74.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.42

12.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kielce: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kielce

$552 39.4% 78.8% $243

Groceries & Markets

Cebu

$206 22.4%

Kielce

$192 13.7% 6.6% $14

Monthly Utilities & Internet

Cebu

$162 17.6%

Kielce

$251 17.9% 55.2% $89

Clothing & Footwear

Cebu

$94 10.2%

Kielce

$129 9.2% 36.8% $35

Eating Out

Cebu

$88 9.6%

Kielce

$183 13.1% 108% $95

Sport & Entertainment

Cebu

$44 4.8%

Kielce

$54 3.8% 23.2% $10

Getting Around

Cebu

$16 1.7%

Kielce

$42 3% 169% $26

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $713 in Kielce. Housing cost is often the main lever when comparing two cities.

Kielce pays 286% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $38.00 in Kielce. Groceries flip the comparison at $206 vs $192, with Kielce cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Kielce

🕒 Local time

06:09 6:09 AM

00:09 12:09 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

192,468

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kielce 10,030 km ≈ 13 h nonstop flight

From you

Cebu
Kielce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kielce: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 53% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 286% lower in Kielce. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $713 in Kielce. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,403 in Kielce – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 143% less than in Kielce. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,403 in Kielce, a $1,500 budget is realistic in Cebu but tight or insufficient in Kielce. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kielce, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kielce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 53% less than in Kielce. Beyond cost, consider language, visa policies, and how big the international community is in each city.