Last update: Oct 2026

Cost of Living Comparison Between Cebu and Khemisset

For one person, living is cheaper in Khemisset: $727 a month against $918 in Cebu, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
35

Cost of Living Index in Khemisset
Learn more

Khemisset Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Khemisset

🇲🇦 Morocco

$727

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Khemisset

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Khemisset actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $727 in Khemisset.

Cebu $918
Khemisset $727

Estimated couple costs with rent: $1,409 in Cebu versus $1,148 in Khemisset.

Cebu $1,409
Khemisset $1,148

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,568 in Khemisset.

Cebu $1,900
Khemisset $1,568

Living in Cebu is roughly 26% more expensive than in Khemisset, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Khemisset 46% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.60 MAD 15.56

93.12%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$36.09 MAD 352

-32.89%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.02 MAD 68.5

-44.16%

Cappuccino

$2.51 ₱158

$0.87 MAD 8.46

188.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.79 MAD 7.71

101.27%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.20 MAD 1.95

165.00%

Local Beer (0.5 liter draught)

$1.78 ₱112

$6.18 MAD 60.3

-71.20%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$5.28 MAD 51.4

-58.90%

Milk (1 liter)

$1.92 ₱121

$0.79 MAD 7.72

143.04%

White Bread (500g)

$1.36 ₱85.4

$0.45 MAD 4.37

202.22%

Rice (white) (1kg)

$1.01 ₱63.5

$1.42 MAD 13.88

-28.87%

Eggs

$2.03 ₱128

$1.83 MAD 17.86

10.93%

Local Cheese (1kg)

$9.86 ₱621

$10.14 MAD 98.9

-2.76%

Chicken Fillets (1kg)

$4.39 ₱277

$7.02 MAD 68.5

-37.46%

Beef Round Steak (1kg)

$7.60 ₱479

$8.44 MAD 82.3

-9.95%

Apples (1kg)

$3.30 ₱208

$0.92 MAD 8.95

258.70%

Banana (1kg)

$1.39 ₱87.8

$1.10 MAD 10.75

26.36%

Oranges (1kg)

$2.33 ₱147

$0.73 MAD 7.14

219.18%

Tomato (1kg)

$1.50 ₱94.3

$0.39 MAD 3.81

284.62%

Potato (1kg)

$2.36 ₱149

$0.61 MAD 5.92

286.89%

Onion (1kg)

$1.90 ₱119

$0.60 MAD 5.88

216.67%

Lettuce (1 head)

$1.19 ₱74.9

$0.46 MAD 4.52

158.70%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.58 MAD 5.69

8.62%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.13 MAD 40.31

-27.36%

Wine (Bottle)

$6.03 ₱379

$9.24 MAD 90.1

-34.74%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$3.68 MAD 35.88

-66.58%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.98 MAD 38.78

-56.03%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.48 MAD 4.73

-47.92%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$18.44 MAD 180

-31.45%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.70 MAD 6.87

10.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.85 MAD 8.26

-72.94%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$9.11 MAD 88.8

-51.04%

Gasoline (1 liter)

$1.31 ₱82.8

$1.45 MAD 14.13

-9.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$33.9K MAD 330.2K

-37.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$30.1K MAD 293.7K

-36.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$36.98 MAD 361

225.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$6.15 MAD 59.9

127.64%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$39.44 MAD 384

-30.17%

Gym Membership (Monthly)

$32.33 ₱2,035

$12.98 MAD 127

149.08%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$22.75 MAD 222

-70.77%

Cinema Ticket

$5.65 ₱356

$7.44 MAD 72.5

-24.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$93.3 MAD 909

195.18%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,970 MAD 58.2K

32.63%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$36.80 MAD 359

34.05%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$48.97 MAD 477

-48.46%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$99.1 MAD 966

-22.36%

Men's Leather Business Shoes

$57.2 ₱3,601

$105 MAD 1,028

-45.76%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$231 MAD 2,255

115.98%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$182 MAD 1,777

69.41%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$488 MAD 4,757

120.93%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$301 MAD 2,932

104.59%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,338 MAD 13.0K

115.77%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$849 MAD 8,274

125.84%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$395 MAD 3,855

-12.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.67

96.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Khemisset: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Khemisset

$182 25.1% 41% $127

Groceries & Markets

Cebu

$206 22.4%

Khemisset

$189 26% 8.2% $17

Monthly Utilities & Internet

Cebu

$162 17.6%

Khemisset

$83 11.4% 49% $79

Clothing & Footwear

Cebu

$94 10.2%

Khemisset

$131 18% 39.1% $37

Eating Out

Cebu

$88 9.6%

Khemisset

$90 12.3% 1.6% $1.4

Sport & Entertainment

Cebu

$44 4.8%

Khemisset

$28 3.8% 36.1% $16

Getting Around

Cebu

$16 1.7%

Khemisset

$25 3.5% 62.6% $9.8

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $231 in Khemisset. Housing cost is often the main lever when comparing two cities.

Khemisset pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $36.00 in Khemisset. Groceries flip the comparison at $206 vs $189, with Khemisset cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇲🇦 Khemisset

🕒 Local time

15:59 3:59 PM

08:59 8:59 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

131,542

💱 Currency

Philippine Peso PHP ₱

Moroccan Dirham MAD د.م.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Moroccan Dirham exchange rates as of October 19, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Khemisset 12,810 km ≈ 17 h nonstop flight

From you

Cebu
Khemisset

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Khemisset: Cost of Living - Frequently Asked Questions

Khemisset is cheaper overall, especially in groceries and leisure. The 26% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 14% lower in Khemisset. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $231 in Khemisset. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $727 in Khemisset – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Khemisset runs roughly 46% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Khemisset gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Khemisset is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Khemisset are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khemisset gentler on the wallet – expenses run 26% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.