Last update: Oct 2026

Cost of Living Comparison Between Cebu and Khafji

For one person, living is cheaper in Khafji: $675 a month against $918 in Cebu, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
33

Cost of Living Index in Khafji
Learn more

Khafji Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Khafji

🇸🇦 Saudi Arabia

$675

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Khafji

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Khafji actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $675 in Khafji.

Cebu $918
Khafji $675

Estimated couple costs with rent: $1,409 in Cebu versus $1,061 in Khafji.

Cebu $1,409
Khafji $1,061

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,447 in Khafji.

Cebu $1,900
Khafji $1,447

Living in Cebu is roughly 36% more expensive than in Khafji, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Cebu 32% lower, Khafji 50% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.22 SAR 12.09

-4.04%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$34.71 SAR 130

-30.22%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.00 SAR 18.75

-21.60%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.92 SAR 3.44

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.59 SAR 5.95

Cappuccino

$2.51 ₱158

$3.02 SAR 11.32

-16.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.73 SAR 2.73

117.81%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.19 SAR 0.72

178.95%

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$1.80 SAR 6.74

6.67%

White Bread (500g)

$1.36 ₱85.4

$1.34 SAR 5.02

1.49%

Rice (white) (1kg)

$1.01 ₱63.5

$1.88 SAR 7.04

-46.28%

Eggs

$2.03 ₱128

$2.13 SAR 7.98

-4.69%

Local Cheese (1kg)

$9.86 ₱621

$7.62 SAR 28.58

29.40%

Chicken Fillets (1kg)

$4.39 ₱277

$8.07 SAR 30.30

-45.60%

Beef Round Steak (1kg)

$7.60 ₱479

$12.64 SAR 47.42

-39.87%

Apples (1kg)

$3.30 ₱208

$2.20 SAR 8.26

50.00%

Banana (1kg)

$1.39 ₱87.8

$1.65 SAR 6.18

-15.76%

Oranges (1kg)

$2.33 ₱147

$1.59 SAR 5.98

46.54%

Tomato (1kg)

$1.50 ₱94.3

$1.60 SAR 6.00

-6.25%

Potato (1kg)

$2.36 ₱149

$1.12 SAR 4.21

110.71%

Onion (1kg)

$1.90 ₱119

$1.20 SAR 4.49

58.33%

Lettuce (1 head)

$1.19 ₱74.9

$1.27 SAR 4.78

-6.30%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.57 SAR 2.15

10.53%

Bottle of Non-Alcoholic Wine (Mid-Range)

$4.04 SAR 15.15

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.45 SAR 5.43

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.14 SAR 8.02

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.66 SAR 28.75

-60.84%

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.64 SAR 9.90

-70.83%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$2.64 SAR 9.91

-91.29%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$13.39 SAR 50.3

-66.69%

Gasoline (1 liter)

$1.31 ₱82.8

$0.64 SAR 2.41

104.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$65.7K SAR 246.6K

-67.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.8K SAR 77.9K

-7.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$131 SAR 490

-7.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$32.18 SAR 121

-56.49%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$63.0 SAR 236

-56.26%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$13.28 SAR 49.82

-57.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$133 SAR 500

106.64%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,009 SAR 15.0K

97.49%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$42.39 SAR 159

16.37%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$49.33 SAR 185

-48.83%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$94.5 SAR 355

-18.56%

Men's Leather Business Shoes

$57.2 ₱3,601

$91.1 SAR 342

-37.21%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$678 SAR 2,544

-26.31%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.9

22.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Khafji: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Khafji

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Khafji

$201 29.8% 2.1% $4.4

Monthly Utilities & Internet

Cebu

$162 17.6%

Khafji

$226 33.4% 39.5% $64

Clothing & Footwear

Cebu

$94 10.2%

Khafji

$125 18.5% 32.9% $31

Eating Out

Cebu

$88 9.6%

Khafji

$81 12% 8.6% $7.6

Sport & Entertainment

Cebu

$44 4.8%

Khafji

$27 * 3.9% 39.1% $17

Getting Around

Cebu

$16 1.7%

Khafji

$16 * 2.4% 1.7% $0.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $678 in Khafji. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $35.00 in Khafji. Groceries flip the comparison at $206 vs $201, with Khafji cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇸🇦 Khafji

🕒 Local time

05:25 5:25 AM

00:25 12:25 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

67,012

💱 Currency

Philippine Peso PHP ₱

Saudi Riyal SAR ر.س

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

Exchange rates and currency converter

SAR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Saudi Riyal exchange rates as of October 17, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.22 SAR (1 SAR = 0.237 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Khafji 8,050 km ≈ 11 h nonstop flight

From you

Cebu
Khafji

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Khafji: Cost of Living - Frequently Asked Questions

Khafji is cheaper overall, especially in groceries, eating out, and leisure. The 36% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,013 in Khafji to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $678 in Khafji. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 2% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $675 in Khafji – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

At $675 in Khafji versus $918 in Cebu, a $1,500 budget is realistic in Khafji but tight or insufficient in Cebu. The gap between the two cities makes Khafji the clear choice for anyone on this budget.

For families, Khafji is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Khafji are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Khafji gentler on the wallet – expenses run 36% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.