Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kavadarci

For one person, living is cheaper in Kavadarci: $763 a month against $918 in Cebu, rent and utilities included – about $1,900 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
37

Cost of Living Index in Kavadarci
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Kavadarci Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kavadarci

🇲🇰 North Macedonia

$763

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kavadarci

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kavadarci actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $763 in Kavadarci.

Cebu $918
Kavadarci $763

Estimated couple costs with rent: $1,409 in Cebu versus $1,163 in Kavadarci.

Cebu $1,409
Kavadarci $1,163

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,563 in Kavadarci.

Cebu $1,900
Kavadarci $1,563

Living in Cebu is roughly 20% more expensive than in Kavadarci, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Kavadarci 43% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.38 MKD 293

-42.57%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$27.64 MKD 1,508

-12.37%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.56 MKD 194

10.11%

Cappuccino

$2.51 ₱158

$1.43 MKD 77.8

75.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.10 MKD 60.2

44.55%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.77 MKD 42.03

-31.17%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.65 MKD 89.8

7.88%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.14 MKD 117

1.40%

Milk (1 liter)

$1.92 ₱121

$1.23 MKD 66.9

56.10%

White Bread (500g)

$1.36 ₱85.4

$0.79 MKD 42.89

72.15%

Rice (white) (1kg)

$1.01 ₱63.5

$1.45 MKD 79.1

-30.34%

Eggs

$2.03 ₱128

$2.43 MKD 132

-16.46%

Local Cheese (1kg)

$9.86 ₱621

$7.22 MKD 394

36.57%

Chicken Fillets (1kg)

$4.39 ₱277

$6.43 MKD 351

-31.73%

Beef Round Steak (1kg)

$7.60 ₱479

$10.12 MKD 552

-24.90%

Apples (1kg)

$3.30 ₱208

$0.62 MKD 33.56

432.26%

Banana (1kg)

$1.39 ₱87.8

$1.38 MKD 75.4

0.72%

Oranges (1kg)

$2.33 ₱147

$1.16 MKD 63.1

100.86%

Tomato (1kg)

$1.50 ₱94.3

$1.94 MKD 106

-22.68%

Potato (1kg)

$2.36 ₱149

$0.87 MKD 47.69

171.26%

Onion (1kg)

$1.90 ₱119

$0.79 MKD 43.30

140.51%

Lettuce (1 head)

$1.19 ₱74.9

$0.59 MKD 32.39

101.69%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.48 MKD 26.41

31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.31 MKD 180

-9.37%

Wine (Bottle)

$6.03 ₱379

$3.61 MKD 197

67.04%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.88 MKD 47.74

39.77%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.35 MKD 73.8

29.63%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.75 MKD 40.94

-66.67%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$29.45 MKD 1,606

-57.08%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.07 MKD 58.4

-28.04%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.57 MKD 30.91

-59.65%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.55 MKD 194

25.63%

Gasoline (1 liter)

$1.31 ₱82.8

$1.48 MKD 80.8

-11.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$33.0K MKD 1.8M

-35.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$24.7K MKD 1.3M

-22.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$84.5 MKD 4,609

42.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$9.13 MKD 498

53.34%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$19.31 MKD 1,053

42.62%

Gym Membership (Monthly)

$32.33 ₱2,035

$22.01 MKD 1,201

46.89%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.97 MKD 271

13.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$355 MKD 19.4K

-22.48%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,743 MKD 313.3K

37.87%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$72.3 MKD 3,944

-31.77%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$36.35 MKD 1,983

-30.56%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$87.4 MKD 4,766

-11.91%

Men's Leather Business Shoes

$57.2 ₱3,601

$111 MKD 6,065

-48.56%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$222 MKD 12.1K

125.22%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$181 MKD 9,849

71.05%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$365 MKD 19.9K

195.25%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$267 MKD 14.6K

130.45%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,245 MKD 67.9K

131.90%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,042 MKD 56.8K

83.96%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$575 MKD 31.3K

-39.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.23

70.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kavadarci: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kavadarci

$181 23.7% 41.5% $128

Groceries & Markets

Cebu

$206 22.4%

Kavadarci

$172 22.6% 16.3% $34

Monthly Utilities & Internet

Cebu

$162 17.6%

Kavadarci

$113 14.8% 30.2% $49

Clothing & Footwear

Cebu

$94 10.2%

Kavadarci

$138 18.1% 47.2% $44

Eating Out

Cebu

$88 9.6%

Kavadarci

$91 11.9% 2.9% $2.6

Sport & Entertainment

Cebu

$44 4.8%

Kavadarci

$32 4.2% 26.7% $12

Getting Around

Cebu

$16 1.7%

Kavadarci

$36 4.8% 134% $21

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $222 in Kavadarci. Housing cost is often the main lever when comparing two cities.

Kavadarci pays 66% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $28.00 in Kavadarci. Groceries flip the comparison at $206 vs $172, with Kavadarci cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇲🇰 Kavadarci

🕒 Local time

09:36 9:36 AM

03:36 3:36 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

29,320

💱 Currency

Philippine Peso PHP ₱

North Macedonian Denar MKD ден

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

Exchange rates and currency converter

MKD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

North Macedonian Denar exchange rates as of October 18, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Kavadarci 10,220 km ≈ 13 h nonstop flight

From you

Cebu
Kavadarci

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kavadarci: Cost of Living - Frequently Asked Questions

Kavadarci is cheaper overall, especially in groceries, leisure, and utilities. The 20% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 66% lower in Kavadarci. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $222 in Kavadarci. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $763 in Kavadarci – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kavadarci runs roughly 133% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Kavadarci gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kavadarci is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kavadarci are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kavadarci gentler on the wallet – expenses run 20% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.