Last update: Oct 2026

Cost of Living Comparison Between Cebu and Karmiel

For one person, living is cheaper in Cebu: $918 a month against $1,657 in Karmiel, rent and utilities included – about $8,900 less a year. The total is higher in Karmiel despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
145

Cost of Living Index in Karmiel
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Karmiel Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Karmiel

🇮🇱 Israel

$1,657

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Karmiel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Karmiel actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,657 in Karmiel.

Cebu $918
Karmiel $1,657

Estimated couple costs with rent: $1,409 in Cebu versus $2,632 in Karmiel.

Cebu $1,409
Karmiel $2,632

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,607 in Karmiel.

Cebu $1,900
Karmiel $3,607

Living in Cebu costs roughly 45% less than in Karmiel, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Karmiel is 23% above.

Meal at Budget Restaurant

$3.09 ₱194

$25.85 ₪80.4

-88.05%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$92.3 ₪287

-73.76%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$20.07 ₪62.4

-80.47%

Cappuccino

$2.51 ₱158

$4.56 ₪14.19

-44.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.97 ₪12.34

-59.95%

Water (0.33 liter bottle)

$0.53 ₱33.43

$2.72 ₪8.45

-80.51%

Local Beer (0.5 liter draught)

$1.78 ₱112

$9.54 ₪29.67

-81.34%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$9.90 ₪30.79

-78.08%

Milk (1 liter)

$1.92 ₱121

$2.65 ₪8.26

-27.55%

White Bread (500g)

$1.36 ₱85.4

$5.56 ₪17.29

-75.54%

Rice (white) (1kg)

$1.01 ₱63.5

$3.38 ₪10.52

-70.12%

Eggs

$2.03 ₱128

$4.61 ₪14.34

-55.97%

Local Cheese (1kg)

$9.86 ₱621

$13.23 ₪41.16

-25.47%

Chicken Fillets (1kg)

$4.39 ₱277

$19.23 ₪59.8

-77.17%

Beef Round Steak (1kg)

$7.60 ₱479

$26.12 ₪81.3

-70.90%

Apples (1kg)

$3.30 ₱208

$6.71 ₪20.89

-50.82%

Banana (1kg)

$1.39 ₱87.8

$3.18 ₪9.90

-56.29%

Oranges (1kg)

$2.33 ₱147

$3.00 ₪9.33

-22.33%

Tomato (1kg)

$1.50 ₱94.3

$3.24 ₪10.07

-53.70%

Potato (1kg)

$2.36 ₱149

$2.08 ₪6.48

13.46%

Onion (1kg)

$1.90 ₱119

$1.71 ₪5.31

11.11%

Lettuce (1 head)

$1.19 ₱74.9

$2.38 ₪7.42

-50.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$2.45 ₪7.64

-74.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$9.87 ₪30.71

-69.60%

Wine (Bottle)

$6.03 ₱379

$13.27 ₪41.29

-54.56%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$4.62 ₪14.36

-73.38%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$4.22 ₪13.13

-58.53%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.63 ₪8.18

-90.49%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$8.22 ₪25.56

-90.63%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$2.45 ₪7.64

-46.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$57.3K ₪178.4K

-62.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$59.0K ₪183.7K

-67.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$342 ₪1,064

-64.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$12.05 ₪37.50

16.18%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$47.94 ₪149

-42.55%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$16.18 ₪50.3

-65.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,608 ₪5,002

-82.88%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$103 ₪322

-52.29%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$65.9 ₪205

-61.69%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$174 ₪540

-55.66%

Men's Leather Business Shoes

$57.2 ₱3,601

$262 ₪814

-78.15%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$2,587 ₪8,048

-86.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.05

42.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Karmiel: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Karmiel

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Karmiel

$516 31.1% 151% $310

Monthly Utilities & Internet

Cebu

$162 17.6%

Karmiel

$402 24.3% 149% $240

Clothing & Footwear

Cebu

$94 10.2%

Karmiel

$272 16.4% 190% $178

Eating Out

Cebu

$88 9.6%

Karmiel

$416 25.1% 371% $328

Sport & Entertainment

Cebu

$44 4.8%

Karmiel

$32 * 2% 25.8% $11

Getting Around

Cebu

$16 1.7%

Karmiel

$19 * 1.1% 20.4% $3.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Karmiel pays 648% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $92.0 in Karmiel for a mid-range dinner for two. Groceries echo the gap at $206 vs $516 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇱 Karmiel

🕒 Local time

15:24 3:24 PM

10:24 10:24 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

53,736

💱 Currency

Philippine Peso PHP ₱

Israeli New Shekel ILS ₪

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

Exchange rates and currency converter

ILS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Israeli New Shekel exchange rates as of October 18, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Karmiel 9,260 km ≈ 12 h nonstop flight

From you

Cebu
Karmiel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Karmiel: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 81% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 648% lower in Karmiel. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 151% higher in Karmiel. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $1,657 in Karmiel – a 81% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,657 in Karmiel, a $1,500 budget is realistic in Cebu but tight or insufficient in Karmiel. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Karmiel, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Karmiel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 81% less than in Karmiel. Beyond cost, consider language, visa policies, and how big the international community is in each city.