Last update: Oct 2026

Cost of Living Comparison Between Cebu and Jubail

For one person, living is cheaper in Cebu: $934 a month against $1,093 in Jubail, rent and utilities included – about $1,900 less a year. The total is higher in Jubail despite lower rent and utilities.

44

Cost of Living Index in Cebu
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Cebu Living Index
53

Cost of Living Index in Jubail
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Jubail Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Jubail

🇸🇦 Saudi Arabia

$1,093

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Jubail

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Jubail actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,093 in Jubail.

Cebu $934
Jubail $1,093

Estimated couple costs with rent: $1,415 in Cebu versus $1,699 in Jubail.

Cebu $1,415
Jubail $1,699

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,305 in Jubail.

Cebu $1,896
Jubail $2,305

Living in Cebu costs roughly 15% less than in Jubail, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Cebu 30% lower, Jubail 18% lower.

Meal at Budget Restaurant

$3.03 ₱190

$6.72 SAR 25.22

-54.91%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$40.26 SAR 151

-41.68%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$9.30 SAR 34.93

-56.02%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.82 SAR 6.82

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.34 SAR 8.78

Cappuccino

$2.52 ₱158

$4.03 SAR 15.14

-37.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.98 SAR 3.69

57.14%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.26 SAR 0.97

88.46%

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.95 ₱122

$1.52 SAR 5.70

28.29%

White Bread (500g)

$1.43 ₱89.7

$1.40 SAR 5.25

2.14%

Rice (white) (1kg)

$1.02 ₱63.8

$1.59 SAR 5.98

-35.85%

Eggs

$2.06 ₱129

$2.06 SAR 7.75

Local Cheese (1kg)

$9.81 ₱615

$9.90 SAR 37.17

-0.91%

Chicken Fillets (1kg)

$4.61 ₱289

$6.45 SAR 24.22

-28.53%

Beef Round Steak (1kg)

$7.70 ₱483

$11.74 SAR 44.07

-34.41%

Apples (1kg)

$3.31 ₱207

$2.16 SAR 8.12

53.24%

Banana (1kg)

$1.45 ₱90.9

$1.74 SAR 6.55

-16.67%

Oranges (1kg)

$2.36 ₱148

$1.50 SAR 5.62

57.33%

Tomato (1kg)

$1.54 ₱96.4

$1.67 SAR 6.26

-7.78%

Potato (1kg)

$2.36 ₱148

$1.29 SAR 4.86

82.95%

Onion (1kg)

$1.99 ₱125

$1.33 SAR 5.00

49.62%

Lettuce (1 head)

$1.15 ₱72.1

$1.70 SAR 6.37

-32.35%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.55 SAR 2.06

21.82%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.86 SAR 10.72

Local Non-Alcoholic Beer (0.5 liter bottle)

$2.17 SAR 8.16

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.11 SAR 7.91

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$6.51 SAR 24.45

-53.92%

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.25 ₱15.78

$1.30 SAR 4.88

-80.77%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$23.68 SAR 88.9

-46.58%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$3.35 SAR 12.58

-77.91%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$2.63 SAR 9.86

-92.02%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$13.42 SAR 50.4

-67.73%

Gasoline (1 liter)

$1.33 ₱83.5

$0.64 SAR 2.39

107.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$44.8K SAR 168.2K

-51.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$21.3K SAR 79.9K

-8.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$80.7 SAR 303

49.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$27.59 SAR 104

-47.63%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$66.5 SAR 250

-57.45%

Gym Membership (Monthly)

$32.68 ₱2,050

$103 SAR 386

-68.20%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$40.07 SAR 150

-84.05%

Cinema Ticket

$5.46 ₱342

$13.42 SAR 50.4

-59.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$181 SAR 681

50.75%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$7,911 SAR 29.7K

3.09%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$41.97 SAR 158

18.11%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$60.3 SAR 226

-58.76%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$82.3 SAR 309

-6.97%

Men's Leather Business Shoes

$59.3 ₱3,717

$87.5 SAR 329

-32.29%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$430 SAR 1,614

17.65%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$298 SAR 1,119

3.79%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$648 SAR 2,433

62.34%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$538 SAR 2,021

14.99%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$2,805 SAR 10.5K

3.92%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,366 SAR 5,131

36.64%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$1,622 SAR 6,090

-78.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.62

28.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Jubail: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Jubail

$298 27.1% 3.7% $11

Groceries & Markets

Cebu

$210 22.7%

Jubail

$196 17.8% 6.6% $14

Monthly Utilities & Internet

Cebu

$163 17.7%

Jubail

$175 15.9% 7% $11

Clothing & Footwear

Cebu

$95 10.2%

Jubail

$122 11.1% 29.4% $28

Eating Out

Cebu

$88 9.6%

Jubail

$135 12.3% 52.7% $47

Sport & Entertainment

Cebu

$44 4.7%

Jubail

$130 11.8% 197% $86

Getting Around

Cebu

$15 1.7%

Jubail

$45 4.1% 194% $30

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $430 in Jubail. Housing cost is often the main lever when comparing two cities.

Jubail pays 375% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $40.00 in Jubail. Groceries flip the comparison at $210 vs $196, with Jubail cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇸🇦 Jubail

🕒 Local time

16:26 4:26 PM

11:26 11:26 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

337,778

💱 Currency

Philippine Peso PHP ₱

Saudi Riyal SAR ر.س

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

Exchange rates and currency converter

SAR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Saudi Riyal exchange rates as of October 10, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.21 SAR (1 SAR = 0.237 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Jubail 7,940 km ≈ 10 h nonstop flight

From you

Cebu
Jubail

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Jubail: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 17% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 375% lower in Jubail. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $430 in Jubail. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,093 in Jubail – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 87% less than in Jubail. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,093 in Jubail, a $1,500 budget is realistic in Cebu but tight or insufficient in Jubail. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Jubail, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Jubail are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 17% less than in Jubail. Beyond cost, consider language, visa policies, and how big the international community is in each city.