Last update: Oct 2026

Cost of Living Comparison Between Jubail and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,093 in Jubail, rent and utilities included – about $1,900 less a year. The total is higher in Jubail despite lower rent and utilities.

Jubail
🇸🇦 Saudi Arabia
$1,093
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
Monthly Cost of Living

How much you'll spend in Jubail and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jubail and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,093 in Jubail versus $934 in Cebu.

  • Jubail $1,093
  • Cebu $934

Estimated couple costs with rent: $1,699 in Jubail versus $1,415 in Cebu.

  • Jubail $1,699
  • Cebu $1,415

Monthly costs for a family of three with rent: $2,305 in Jubail versus $1,896 in Cebu.

  • Jubail $2,305
  • Cebu $1,896

Living in Jubail is roughly 17% more expensive than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Jubail 18% lower, Cebu 30% lower.

Currency
🍽 Eating Out
Jubail
Cebu
Difference
Meal at Budget Restaurant
$6.72 SAR 25.22
$3.03 ₱190
121.78%
Three-Course Dinner for Two, Mid-Range
$40.26 SAR 151
$23.48 ₱1,473
71.47%
Fast Food Meal (McDonalds, etc)
$9.30 SAR 34.93
$4.09 ₱256
127.38%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.82 SAR 6.82
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.34 SAR 8.78
-
-
Cappuccino
$4.03 SAR 15.14
$2.52 ₱158
59.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.98 SAR 3.69
$1.54 ₱96.9
-36.36%
Water (0.33 liter bottle)
$0.26 SAR 0.97
$0.49 ₱30.98
-46.94%
Local Beer (0.5 liter draught)
-
$1.79 ₱112
-
Imported Beer (0.33 liter bottle)
-
$2.26 ₱142
-
🛒 Groceries & Markets
Jubail
Cebu
Difference
Milk (1 liter)
$1.52 SAR 5.70
$1.95 ₱122
-22.05%
White Bread (500g)
$1.40 SAR 5.25
$1.43 ₱89.7
-2.10%
Rice (white) (1kg)
$1.59 SAR 5.98
$1.02 ₱63.8
55.88%
Eggs
$2.06 SAR 7.75
$2.06 ₱129
-
Local Cheese (1kg)
$9.90 SAR 37.17
$9.81 ₱615
0.92%
Chicken Fillets (1kg)
$6.45 SAR 24.22
$4.61 ₱289
39.91%
Beef Round Steak (1kg)
$11.74 SAR 44.07
$7.70 ₱483
52.47%
Apples (1kg)
$2.16 SAR 8.12
$3.31 ₱207
-34.74%
Banana (1kg)
$1.74 SAR 6.55
$1.45 ₱90.9
20.00%
Oranges (1kg)
$1.50 SAR 5.62
$2.36 ₱148
-36.44%
Tomato (1kg)
$1.67 SAR 6.26
$1.54 ₱96.4
8.44%
Potato (1kg)
$1.29 SAR 4.86
$2.36 ₱148
-45.34%
Onion (1kg)
$1.33 SAR 5.00
$1.99 ₱125
-33.17%
Lettuce (1 head)
$1.70 SAR 6.37
$1.15 ₱72.1
47.83%
Water (1.5 liter bottle)
$0.55 SAR 2.06
$0.67 ₱42.15
-17.91%
Bottle of Non-Alcoholic Wine (Mid-Range)
$2.86 SAR 10.72
-
-
Local Non-Alcoholic Beer (0.5 liter bottle)
$2.17 SAR 8.16
-
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.11 SAR 7.91
-
-
Cigarettes 20 Pack (Marlboro, Camel)
$6.51 SAR 24.45
$3.00 ₱188
117.00%
Wine (Bottle)
-
$6.35 ₱398
-
Local Beer (0.5 liter bottle)
-
$1.31 ₱81.9
-
Imported Beer (0.33 liter bottle)
-
$1.73 ₱108
-
🚌 Getting Around
Jubail
Cebu
Difference
One-way Ticket (Public Transport)
$1.30 SAR 4.88
$0.25 ₱15.78
420.00%
Public Transport Monthly Pass (Regular Price)
$23.68 SAR 88.9
$12.65 ₱793
87.19%
Taxi Start (Normal Tariff)
$3.35 SAR 12.58
$0.74 ₱46.32
352.70%
Taxi (Normal Tariff) (1km)
$2.63 SAR 9.86
$0.21 ₱13.11
1152.38%
Taxi 1hour Waiting (Normal Tariff)
$13.42 SAR 50.4
$4.33 ₱271
209.93%
Gasoline (1 liter)
$0.64 SAR 2.39
$1.33 ₱83.5
-51.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$44.8K SAR 168.2K
$21.8K ₱1.4M
105.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3K SAR 79.9K
$19.4K ₱1.2M
9.72%
🧾 Monthly Utilities & Internet
Jubail
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 SAR 303
$121 ₱7,563
-33.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$27.59 SAR 104
$14.45 ₱907
90.93%
Internet (50+ Mbps, Unlimited Data)
$66.5 SAR 250
$28.29 ₱1,774
134.99%
🎉 Sport & Entertainment
Jubail
Cebu
Difference
Gym Membership (Monthly)
$103 SAR 386
$32.68 ₱2,050
214.47%
Tennis Court (1 Hour on Weekend)
$40.07 SAR 150
$6.39 ₱401
527.07%
Cinema Ticket
$13.42 SAR 50.4
$5.46 ₱342
145.79%
🧸 Childcare & Education
Jubail
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$181 SAR 681
$273 ₱17.1K
-33.66%
International Primary School, 1 Child (Yearly)
$7,911 SAR 29.7K
$8,156 ₱511.5K
-3.00%
👕👟 Clothing & Footwear
Jubail
Cebu
Difference
Jeans (Levis 501 Or Similar)
$41.97 SAR 158
$49.57 ₱3,109
-15.33%
Summer Dress (H&M, Zara, etc)
$60.3 SAR 226
$24.87 ₱1,560
142.46%
Sport Shoes (Adidas, Nike)
$82.3 SAR 309
$76.6 ₱4,804
7.49%
Men's Leather Business Shoes
$87.5 SAR 329
$59.3 ₱3,717
47.69%
🏠 Accommodation & Living
Jubail
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$430 SAR 1,614
$506 ₱31.7K
-15.00%
1-bedroom Apartment, Outside City Center (Monthly)
$298 SAR 1,119
$309 ₱19.4K
-3.65%
3-bedroom Apartment, City Center (Monthly)
$648 SAR 2,433
$1,052 ₱66.0K
-38.40%
3-bedroom Apartment, Outside City Center (Monthly)
$538 SAR 2,021
$619 ₱38.8K
-13.03%
Buy Apartment in City Center (m2)
$2,805 SAR 10.5K
$2,915 ₱182.9K
-3.77%
Buy Apartment Outside City Center (m2)
$1,366 SAR 5,131
$1,867 ₱117.1K
-26.81%
💵 Salaries & Financials
Jubail
Cebu
Difference
Average Monthly Net Salary (After Tax)
$1,622 SAR 6,090
$341 ₱21.4K
375.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.62
7.2
-21.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jubail: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Jubail
$298
Cebu
$309 3.8% $11
Groceries & Markets
Jubail
$196
Cebu
$210 7.1% $14
Monthly Utilities & Internet
Jubail
$175
Cebu
$163 6.6% $11
Eating Out
Jubail
$135
Cebu
$88 34.5% $47
Sport & Entertainment
Jubail
$130
Cebu
$44 66.4% $86
Clothing & Footwear
Jubail
$122
Cebu
$95 22.7% $28
Getting Around
Jubail
$45
Cebu
$15 66% $30

Cost Breakdown

A one-bedroom apartment in the center runs $430 in Jubail and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Jubail pays 375% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Jubail vs $23.00 in Cebu. Groceries flip the comparison at $196 vs $210, with Jubail cheaper for home cooking.

Good to know
🇸🇦 Jubail
🇵🇭 Cebu
🕒 Local time
11:14 11:14 AM
16:14 4:14 PM
5 h ahead of Jubail
🌤 Weather
👥 Population
337,778
964,169
💱 Currency
Saudi Riyal SAR ر.س
Exchange rates and currency converter

PHP, USD, EUR to SAR – Saudi Riyal Converter

Saudi Riyal exchange rates as of October 10, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.21 SAR (1 SAR = 0.237 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Jubail Cebu 7,940 km ≈ 10 h nonstop flight
From you
  • Jubail
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jubail vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Jubail?
Cebu is cheaper overall, especially in eating out, leisure, and clothing. The 17% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Jubail or Cebu?
Average pay runs 375% higher in Jubail, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Jubail and Cebu?
Rent for a central apartment: $430 in Jubail versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Jubail and in Cebu?
All in, you'll spend $1,093 per month in Jubail versus $934 in Cebu – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 87% less than in Jubail. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Jubail or in Cebu?
At $934 in Cebu versus $1,093 in Jubail, a $1,500 budget is realistic in Cebu but tight or insufficient in Jubail. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Jubail or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Jubail, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Jubail or Cebu?
Safety-wise, Jubail and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 17% less than in Jubail. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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