Last update: Oct 2026

Cost of Living Comparison Between Cebu and Jagodina

For one person, living is cheaper in Jagodina: $864 a month against $918 in Cebu, rent and utilities included – about $650 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
42

Cost of Living Index in Jagodina
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Jagodina Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Jagodina

🇷🇸 Serbia

$864

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Jagodina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Jagodina actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $864 in Jagodina.

Cebu $918
Jagodina $864

Estimated couple costs with rent: $1,409 in Cebu versus $1,332 in Jagodina.

Cebu $1,409
Jagodina $1,332

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,800 in Jagodina.

Cebu $1,900
Jagodina $1,800

Living in Cebu is roughly 6% more expensive than in Jagodina, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Jagodina 36% lower.

Meal at Budget Restaurant

$3.09 ₱194

$6.06 RSD 632

-49.01%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$42.80 RSD 4,462

-43.41%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.79 RSD 708

-42.27%

Cappuccino

$2.51 ₱158

$1.94 RSD 202

29.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.07 RSD 216

-23.19%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.32 RSD 138

-59.85%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.34 RSD 244

-23.93%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.89 RSD 302

-24.91%

Milk (1 liter)

$1.92 ₱121

$1.29 RSD 135

48.84%

White Bread (500g)

$1.36 ₱85.4

$0.61 RSD 63.8

122.95%

Rice (white) (1kg)

$1.01 ₱63.5

$1.32 RSD 137

-23.48%

Eggs

$2.03 ₱128

$1.96 RSD 204

3.57%

Local Cheese (1kg)

$9.86 ₱621

$9.98 RSD 1,041

-1.20%

Chicken Fillets (1kg)

$4.39 ₱277

$4.62 RSD 482

-4.98%

Beef Round Steak (1kg)

$7.60 ₱479

$11.54 RSD 1,203

-34.14%

Apples (1kg)

$3.30 ₱208

$0.78 RSD 81.0

323.08%

Banana (1kg)

$1.39 ₱87.8

$1.69 RSD 176

-17.75%

Oranges (1kg)

$2.33 ₱147

$1.61 RSD 168

44.72%

Tomato (1kg)

$1.50 ₱94.3

$2.19 RSD 228

-31.51%

Potato (1kg)

$2.36 ₱149

$1.07 RSD 111

120.56%

Onion (1kg)

$1.90 ₱119

$1.21 RSD 126

57.02%

Lettuce (1 head)

$1.19 ₱74.9

$1.05 RSD 110

13.33%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.55 RSD 57.6

14.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.01 RSD 418

-25.19%

Wine (Bottle)

$6.03 ₱379

$4.71 RSD 491

28.03%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.66 RSD 68.7

86.36%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.13 RSD 118

54.87%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.25 RSD 26.11

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.21 RSD 126

-36.36%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.99 RSD 103

-76.77%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.25 RSD 548

-15.05%

Gasoline (1 liter)

$1.31 ₱82.8

$1.82 RSD 190

-28.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.1K RSD 3.1M

-29.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$25.1K RSD 2.6M

-23.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$86.5 RSD 9,017

39.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$9.53 RSD 993

46.90%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$19.22 RSD 2,003

43.29%

Gym Membership (Monthly)

$32.33 ₱2,035

$28.11 RSD 2,931

15.01%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.47 RSD 675

2.78%

Cinema Ticket

$5.65 ₱356

$3.74 RSD 390

51.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$114 RSD 11.9K

140.93%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$8,996 RSD 937.8K

-11.98%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$61.6 RSD 6,418

-19.87%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$65.7 RSD 6,849

-61.58%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$123 RSD 12.8K

-37.36%

Men's Leather Business Shoes

$57.2 ₱3,601

$116 RSD 12.1K

-50.79%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$280 RSD 29.2K

78.55%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$235 RSD 24.5K

31.41%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$376 RSD 39.2K

186.43%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$328 RSD 34.2K

87.43%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,566 RSD 163.2K

84.33%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$906 RSD 94.5K

111.44%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$571 RSD 59.6K

-39.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.84

48.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Jagodina: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Jagodina

$235 27.2% 23.9% $74

Groceries & Markets

Cebu

$206 22.4%

Jagodina

$183 21.1% 11.3% $23

Monthly Utilities & Internet

Cebu

$162 17.6%

Jagodina

$115 13.3% 28.8% $47

Clothing & Footwear

Cebu

$94 10.2%

Jagodina

$165 19.1% 75.5% $71

Eating Out

Cebu

$88 9.6%

Jagodina

$123 14.3% 39.6% $35

Sport & Entertainment

Cebu

$44 4.8%

Jagodina

$36 4.1% 18.4% $8

Getting Around

Cebu

$16 1.7%

Jagodina

$7.2 * 0.8% 53.9% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $280 in Jagodina. Housing cost is often the main lever when comparing two cities.

Jagodina pays 65% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $43.00 in Jagodina. Groceries flip the comparison at $206 vs $183, with Jagodina cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇷🇸 Jagodina

🕒 Local time

15:20 3:20 PM

09:20 9:20 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

34,892

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Jagodina 10,200 km ≈ 13 h nonstop flight

From you

Cebu
Jagodina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Jagodina: Cost of Living - Frequently Asked Questions

Jagodina is cheaper overall, especially in groceries, leisure, and utilities. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 65% lower in Jagodina. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $280 in Jagodina. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $864 in Jagodina – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Jagodina gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Jagodina is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Jagodina are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jagodina gentler on the wallet – expenses run 6% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.