Last update: Oct 2026

Cost of Living Comparison Between Cebu and Jadu

For one person, living is cheaper in Jadu: $369 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Jadu
🇱🇾 Libya
$369
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Jadu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Jadu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $369 in Jadu.

  • Cebu $918
  • Jadu $369

Estimated couple costs with rent: $1,409 in Cebu versus $571 in Jadu.

  • Cebu $1,409
  • Jadu $571

Monthly costs for a family of three with rent: $1,900 in Cebu versus $774 in Jadu.

  • Cebu $1,900
  • Jadu $774

Living in Cebu is roughly 149% more expensive than in Jadu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Jadu 73% lower.

Currency
🍽 Eating Out
Cebu
Jadu
Difference
Meal at Budget Restaurant
$3.09 ₱194
$3.87 LYD 24.81
-20.16%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$15.39 LYD 98.7
57.37%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$2.63 LYD 16.85
49.05%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$0.64 LYD 4.12
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$0.67 LYD 4.30
-
Cappuccino
$2.51 ₱158
$0.44 LYD 2.80
470.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$0.43 LYD 2.74
269.77%
Water (0.33 liter bottle)
$0.53 ₱33.43
$0.10 LYD 0.65
430.00%
Local Beer (0.5 liter draught)
$1.78 ₱112
-
-
Imported Beer (0.33 liter bottle)
$2.17 ₱137
-
-
🛒 Groceries & Markets
Cebu
Jadu
Difference
Milk (1 liter)
$1.92 ₱121
$0.90 LYD 5.77
113.33%
White Bread (500g)
$1.36 ₱85.4
$0.22 LYD 1.41
518.18%
Rice (white) (1kg)
$1.01 ₱63.5
$1.23 LYD 7.88
-17.89%
Eggs
$2.03 ₱128
$1.43 LYD 9.16
41.96%
Local Cheese (1kg)
$9.86 ₱621
$5.30 LYD 33.99
86.04%
Chicken Fillets (1kg)
$4.39 ₱277
$3.40 LYD 21.82
29.12%
Beef Round Steak (1kg)
$7.60 ₱479
$9.63 LYD 61.7
-21.08%
Apples (1kg)
$3.30 ₱208
$2.22 LYD 14.25
48.65%
Banana (1kg)
$1.39 ₱87.8
$1.53 LYD 9.81
-9.15%
Oranges (1kg)
$2.33 ₱147
$0.70 LYD 4.47
232.86%
Tomato (1kg)
$1.50 ₱94.3
$0.60 LYD 3.85
150.00%
Potato (1kg)
$2.36 ₱149
$0.75 LYD 4.82
214.67%
Onion (1kg)
$1.90 ₱119
$0.46 LYD 2.96
313.04%
Lettuce (1 head)
$1.19 ₱74.9
$0.42 LYD 2.69
183.33%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.22 LYD 1.38
186.36%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.74 LYD 11.17
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.94 LYD 6.03
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$0.81 LYD 5.21
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$1.89 LYD 12.13
58.73%
Wine (Bottle)
$6.03 ₱379
-
-
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
-
-
Imported Beer (0.33 liter bottle)
$1.75 ₱110
-
-
🚌 Getting Around
Cebu
Jadu
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
-
-
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$0.74 LYD 4.77
4.05%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.49 LYD 3.12
-53.06%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
-
-
Gasoline (1 liter)
$1.31 ₱82.8
$0.02 LYD 0.15
6450.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$23.1K LYD 147.8K
-7.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$21.0K LYD 134.6K
-8.83%
🧾 Monthly Utilities & Internet
Cebu
Jadu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$92.6 LYD 593
29.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$6.19 LYD 39.64
126.17%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$27.28 LYD 175
0.95%
🎉 Sport & Entertainment
Cebu
Jadu
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
-
-
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
-
-
Cinema Ticket
$5.65 ₱356
-
-
🧸 Childcare & Education
Cebu
Jadu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$52.5 LYD 336
424.90%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$1,564 LYD 10.0K
406.18%
👕👟 Clothing & Footwear
Cebu
Jadu
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$22.31 LYD 143
121.11%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$17.27 LYD 111
46.15%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$64.8 LYD 415
18.86%
Men's Leather Business Shoes
$57.2 ₱3,601
$65.4 LYD 419
-12.54%
🏠 Accommodation & Living
Cebu
Jadu
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
-
-
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
-
-
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
-
-
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
-
-
💵 Salaries & Financials
Cebu
Jadu
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Jadu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Jadu
- * 100%
Groceries & Markets
Cebu
$206
Jadu
$117 43.1% $89
Monthly Utilities & Internet
Cebu
$162
Jadu
$126 22.1% $36
Clothing & Footwear
Cebu
$94
Jadu
$76 18.7% $18
Eating Out
Cebu
$88
Jadu
$46 47.6% $42
Sport & Entertainment
Cebu
$44
Jadu
- * 100%
Getting Around
Cebu
$16
Jadu
$3.2 * 79.6% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $15.00 in Jadu for a mid-range dinner for two. Groceries echo the gap at $206 vs $117 per month, with Jadu cheaper across the board.

Good to know
🇵🇭 Cebu
🇱🇾 Jadu
🕒 Local time
01:36 1:36 AM
19:36 7:36 PM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
12,507
💱 Currency
Libyan Dinar LYD ل.د
Exchange rates and currency converter

LYD, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Libyan Dinar exchange rates as of October 18, 2026: 1 USD = 6.41 LYD (1 LYD = 0.156 USD). 1 EUR = 7.2 LYD (1 LYD = 0.139 EUR).

On the map
Between locations
  • Cebu Jadu 11,400 km ≈ 15 h nonstop flight
From you
  • Cebu
  • Jadu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Jadu: Cost of Living - Frequently Asked Questions
Is Jadu cheaper than Cebu?
Jadu is cheaper overall, especially in groceries, clothing, and eating out. The 149% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,377 in Cebu and $554 in Jadu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do food prices compare in Cebu and in Jadu?
Supermarket bills run roughly 76% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Cebu and in Jadu?
All in, you'll spend $918 per month in Cebu versus $369 in Jadu – a 149% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $800 enough for either Cebu or Jadu?
Either city works on $800 a month, though Jadu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Jadu more family-friendly?
For families, Jadu is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Jadu?
Safety-wise, Cebu and Jadu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Jadu gentler on the wallet – expenses run 149% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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