Last update: Oct 2026

Cost of Living Comparison Between Cebu and Izmail

For one person, living is cheaper in Izmail: $571 a month against $915 in Cebu, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
28

Cost of Living Index in Izmail
Learn more

Izmail Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$915

/mo nomad

Izmail

🇺🇦 Ukraine

$571

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Izmail

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Izmail actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $571 in Izmail.

Cebu $915
Izmail $571

Estimated couple costs with rent: $1,418 in Cebu versus $935 in Izmail.

Cebu $1,418
Izmail $935

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,298 in Izmail.

Cebu $1,921
Izmail $1,298

Living in Cebu is roughly 60% more expensive than in Izmail, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 33% lower, Izmail 58% lower.

Meal at Budget Restaurant

$3.05 ₱192

$7.61 ₴342

-59.92%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$35.71 ₴1,603

-32.79%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$5.42 ₴243

-26.38%

Cappuccino

$2.50 ₱157

$0.66 ₴29.53

278.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.55 ₴24.78

180.00%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.45 ₴20.27

11.11%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.75 ₴78.8

1.71%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$0.87 ₴39.09

149.43%

Milk (1 liter)

$2.00 ₱126

$1.36 ₴61.0

47.06%

White Bread (500g)

$1.37 ₱86.2

$0.78 ₴35.12

75.64%

Rice (white) (1kg)

$1.03 ₱64.9

$1.76 ₴78.9

-41.48%

Eggs

$2.03 ₱128

$2.03 ₴91.2

Local Cheese (1kg)

$10.20 ₱642

$9.59 ₴431

6.36%

Chicken Fillets (1kg)

$4.45 ₱280

$5.17 ₴232

-13.93%

Beef Round Steak (1kg)

$7.67 ₱483

$6.76 ₴303

13.46%

Apples (1kg)

$3.31 ₱208

$1.23 ₴55.2

169.11%

Banana (1kg)

$1.46 ₱91.8

$1.52 ₴68.3

-3.95%

Oranges (1kg)

$2.32 ₱146

$2.04 ₴91.6

13.73%

Tomato (1kg)

$1.49 ₱94.0

$3.11 ₴139

-52.09%

Potato (1kg)

$2.34 ₱147

$0.79 ₴35.54

196.20%

Onion (1kg)

$1.94 ₱122

$0.48 ₴21.40

304.17%

Lettuce (1 head)

$1.16 ₱73.0

$1.59 ₴71.3

-27.04%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.52 ₴23.20

30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$2.96 ₴133

1.01%

Wine (Bottle)

$6.24 ₱393

$5.57 ₴250

12.03%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.88 ₴39.51

39.77%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.43 ₴64.4

20.98%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.42 ₴18.82

-45.24%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.42 ₴63.6

-44.37%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.32 ₴14.29

-31.25%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$4.39 ₴197

3.42%

Gasoline (1 liter)

$1.32 ₱82.9

$1.74 ₴77.9

-24.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$29.1K ₴1.3M

-27.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$25.3K ₴1.1M

-23.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$111 ₴5,002

6.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$6.40 ₴287

122.19%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$5.42 ₴243

406.83%

Gym Membership (Monthly)

$32.31 ₱2,034

$15.37 ₴690

110.21%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$4.37 ₴196

23.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$259 ₴11.6K

6.78%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$3,671 ₴164.8K

114.27%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$66.3 ₴2,975

-25.51%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$44.04 ₴1,977

-44.19%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$88.3 ₴3,963

-13.19%

Men's Leather Business Shoes

$58.9 ₱3,706

$101 ₴4,549

-41.92%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$372 ₴16.7K

-9.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

21.17

-65.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Izmail: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Izmail

- * 0% 100%

Groceries & Markets

Cebu

$210 22.9%

Izmail

$185 32.3% 11.9% $25

Monthly Utilities & Internet

Cebu

$160 17.5%

Izmail

$123 21.6% 23.1% $37

Clothing & Footwear

Cebu

$94 10.3%

Izmail

$135 23.6% 43.2% $41

Eating Out

Cebu

$88 9.6%

Izmail

$100 17.4% 13.5% $12

Sport & Entertainment

Cebu

$43 4.7%

Izmail

$24 4.2% 44.1% $19

Getting Around

Cebu

$15 1.7%

Izmail

$4.7 * 0.8% 69% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Izmail pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $36.00 in Izmail. Groceries flip the comparison at $210 vs $185, with Izmail cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇺🇦 Izmail

🕒 Local time

08:05 8:05 AM

03:05 3:05 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

74,421

💱 Currency

Philippine Peso PHP ₱

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Ukrainian Hryvnia exchange rates as of October 21, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Izmail 9,590 km ≈ 12 h nonstop flight

From you

Cebu
Izmail

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Izmail: Cost of Living - Frequently Asked Questions

Izmail is cheaper overall, especially in groceries, leisure, and utilities. The 60% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 11% lower in Izmail. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Supermarket bills run roughly 13% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $915 per month in Cebu versus $571 in Izmail – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Izmail gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Izmail is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Izmail are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Izmail gentler on the wallet – expenses run 60% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.