Measurement units Temperature, distance and clock format
Last update: Oct 2026
Cost of Living Comparison Between Cebu and Ismailia
For one person, living is cheaper in Ismailia: $330 a month against $915 in Cebu, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ismailia actually costs, broken down by who's living it.
Monthly costs for one person with rent: $915 in Cebu versus $330 in Ismailia.
Cebu $915
Ismailia $330
Estimated couple costs with rent: $1,418 in Cebu versus $561 in Ismailia.
Cebu $1,418
Ismailia $561
Monthly costs for a family of three with rent: $1,921 in Cebu versus $792 in Ismailia.
Cebu $1,921
Ismailia $792
🌍
Living in Cebu is roughly 177% more expensive than in Ismailia, and outside of rent the biggest gap is in groceries.
📊
Both cities sit below the global median: Cebu33% lower, Ismailia76% lower.
Currency
No currencies found
🍽 Eating Out
Cebu
Ismailia
Difference
Meal at Budget Restaurant
$3.05₱192
$3.30E£176
-7.58%
Three-Course Dinner for Two, Mid-Range
$24.00₱1,511
$14.58E£778
64.61%
Fast Food Meal(McDonalds, etc)
$3.99₱251
$3.76E£201
6.12%
Cappuccino
$2.50₱157
$1.04E£55.5
140.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.54₱97.1
$0.30E£15.91
413.33%
Water(0.33 liter bottle)
$0.50₱31.37
$0.13E£6.85
284.62%
Local Beer(0.5 liter draught)
$1.78₱112
$1.32E£70.6
34.85%
Imported Beer(0.33 liter bottle)
$2.17₱136
$1.80E£96.0
20.56%
🛒 Groceries & Markets
Cebu
Ismailia
Difference
Milk(1 liter)
$2.00₱126
$0.79E£42.30
153.16%
White Bread(500g)
$1.37₱86.2
$0.36E£19.07
280.56%
Rice(white)(1kg)
$1.03₱64.9
$0.60E£32.12
71.67%
Eggs
$2.03₱128
$1.15E£61.5
76.52%
Local Cheese(1kg)
$10.20₱642
$3.49E£186
192.26%
Chicken Fillets(1kg)
$4.45₱280
$3.98E£213
11.81%
Beef Round Steak(1kg)
$7.67₱483
$6.95E£371
10.36%
Apples(1kg)
$3.31₱208
$1.45E£77.3
128.28%
Banana(1kg)
$1.46₱91.8
$0.54E£29.05
170.37%
Oranges(1kg)
$2.32₱146
$0.41E£22.01
465.85%
Tomato(1kg)
$1.49₱94.0
$0.31E£16.79
380.65%
Potato(1kg)
$2.34₱147
$0.26E£13.89
800.00%
Onion(1kg)
$1.94₱122
$0.32E£17.12
506.25%
Lettuce(1 head)
$1.16₱73.0
$0.23E£12.31
404.35%
Water(1.5 liter bottle)
$0.68₱42.89
$0.20E£10.67
240.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.99₱188
$1.86E£99.5
60.75%
Wine(Bottle)
$6.24₱393
$5.48E£293
13.87%
Local Beer(0.5 liter bottle)
$1.23₱77.3
$1.04E£55.4
18.27%
Imported Beer(0.33 liter bottle)
$1.73₱109
$1.89E£101
-8.47%
🚌 Getting Around
Cebu
Ismailia
Difference
One-way Ticket(Public Transport)
$0.23₱14.36
$0.23E£12.26
-
Public Transport Monthly Pass(Regular Price)
$12.34₱777
$3.77E£201
227.32%
Taxi Start(Normal Tariff)
$0.79₱49.96
$0.39E£20.60
102.56%
Taxi(Normal Tariff)(1km)
$0.22₱13.86
$0.48E£25.72
-54.17%
Taxi 1hour Waiting(Normal Tariff)
$4.54₱286
$1.13E£60.2
301.77%
Gasoline(1 liter)
$1.32₱82.9
$0.42E£22.18
214.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K₱1.3M
$27.6KE£1.5M
-24.01%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K₱1.2M
$14.6KE£780.2K
32.81%
🧾 Monthly Utilities & Internet
Cebu
Ismailia
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$119₱7,464
$13.94E£744
750.43%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.22₱896
$6.66E£355
113.51%
Internet(50+ Mbps, Unlimited Data)
$27.47₱1,730
$7.33E£391
274.76%
🎉 Sport & Entertainment
Cebu
Ismailia
Difference
Gym Membership(Monthly)
$32.31₱2,034
$9.65E£515
234.82%
Tennis Court(1 Hour on Weekend)
$6.50₱409
$18.42E£984
-64.71%
Cinema Ticket
$5.40₱340
$1.82E£97.4
196.70%
🧸 Childcare & Education
Cebu
Ismailia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$276₱17.4K
$65.6E£3,502
320.89%
International Primary School, 1 Child(Yearly)
$7,866₱495.3K
$1,171E£62.5K
571.59%
👕👟 Clothing & Footwear
Cebu
Ismailia
Difference
Jeans(Levis 501 Or Similar)
$49.37₱3,108
$12.92E£690
282.12%
Summer Dress(H&M, Zara, etc)
$24.58₱1,548
$9.19E£491
167.46%
Sport Shoes(Adidas, Nike)
$76.6₱4,825
$127E£6,764
-39.50%
Men's Leather Business Shoes
$58.9₱3,706
$27.53E£1,470
113.80%
🏠 Accommodation & Living
Cebu
Ismailia
Difference
1-bedroom Apartment, City Center(Monthly)
$503₱31.7K
$78.3E£4,181
543.00%
1-bedroom Apartment, Outside City Center(Monthly)
$305₱19.2K
$31.44E£1,679
868.54%
3-bedroom Apartment, City Center(Monthly)
$1,075₱67.7K
$120E£6,414
794.85%
3-bedroom Apartment, Outside City Center(Monthly)
$632₱39.8K
$75.2E£4,017
740.21%
Buy Apartment in City Center(m2)
$2,870₱180.7K
$458E£24.5K
525.96%
Buy Apartment Outside City Center(m2)
$1,877₱118.2K
$131E£6,984
1335.43%
💵 Salaries & Financials
Cebu
Ismailia
Difference
Average Monthly Net Salary(After Tax)
$336₱21.1K
$101E£5,387
232.96%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
21.33
-66.24%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 19, 2026
Last update for Ismailia: October 19, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$305 33.3%
Ismailia
$31 9.5% ↓ 89.7%$273
🛒Groceries & Markets
Cebu
$210 22.9%
Ismailia
$108 32.8% ↓ 48.4%$102
🧾Monthly Utilities & Internet
Cebu
$160 17.5%
Ismailia
$28 8.5% ↓ 82.6%$132
👕👟Clothing & Footwear
Cebu
$94 10.3%
Ismailia
$79 24.1% ↓ 15.8%$15
🍽Eating Out
Cebu
$88 9.6%
Ismailia
$62 18.8% ↓ 29.3%$26
🎉Sport & Entertainment
Cebu
$43 4.7%
Ismailia
$13 4% ↓ 69.1%$30
🚌Getting Around
Cebu
$15 1.7%
Ismailia
$7.5 2.3% ↓ 50.6%$7.7
🏠Accommodation & Living
Cebu
$632 32.9%
Ismailia
$75 9.5% ↓ 88.1%$557
🛒Groceries & Markets
Cebu
$491 25.6%
Ismailia
$249 31.5% ↓ 49.3%$242
🧾Monthly Utilities & Internet
Cebu
$174 9.1%
Ismailia
$35 4.4% ↓ 80.2%$140
👕👟Clothing & Footwear
Cebu
$209 10.9%
Ismailia
$176 22.3% ↓ 15.8%$33
🍽Eating Out
Cebu
$290 15.1%
Ismailia
$196 24.8% ↓ 32.3%$94
🎉Sport & Entertainment
Cebu
$93 4.8%
Ismailia
$45 5.7% ↓ 51.5%$48
🚌Getting Around
Cebu
$31 1.6%
Ismailia
$15 2% ↓ 49.9%$15
Cost Breakdown
🏠A one-bedroom apartment in the center runs $503 in Cebu and $78.3 in Ismailia. Housing cost is often the main lever when comparing two cities.
💰Cebu pays 233% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $24.00 in Cebu vs $15.00 in Ismailia for a mid-range dinner for two. Groceries echo the gap at $210 vs $108 per month, with Ismailia cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Ismailia: Cost of Living - Frequently Asked Questions
Is Ismailia cheaper than Cebu?
Ismailia is cheaper overall, especially in groceries, clothing, and eating out. The 177% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Ismailia?
Average pay runs 233% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Cebu and Ismailia?
Rent for a central apartment: $503 in Cebu versus $78.3 in Ismailia. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Ismailia?
All in, you'll spend $915 per month in Cebu versus $330 in Ismailia – a 177% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Ismailia runs roughly 227% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $800 enough for either Cebu or Ismailia?
Either city works on $800 a month, though Ismailia gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Ismailia more family-friendly?
For families, Ismailia is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Ismailia?
Safety-wise, Cebu and Ismailia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ismailia gentler on the wallet – expenses run 177% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.