Last update: Oct 2026

Cost of Living Comparison Between Cebu and Indjija

For one person, living is cheaper in Cebu: $918 a month against $1,060 in Indjija, rent and utilities included – about $1,700 less a year. The total is higher in Indjija despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
51

Cost of Living Index in Indjija
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Indjija Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Indjija

🇷🇸 Serbia

$1,060

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Indjija

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Indjija actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,060 in Indjija.

Cebu $918
Indjija $1,060

Estimated couple costs with rent: $1,409 in Cebu versus $1,644 in Indjija.

Cebu $1,409
Indjija $1,644

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,228 in Indjija.

Cebu $1,900
Indjija $2,228

Living in Cebu costs roughly 13% less than in Indjija, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Indjija 21% lower.

Meal at Budget Restaurant

$3.09 ₱194

$10.04 RSD 1,047

-69.22%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$42.22 RSD 4,402

-42.63%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$11.31 RSD 1,179

-65.34%

Cappuccino

$2.51 ₱158

$2.03 RSD 212

23.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.33 RSD 243

-31.76%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.39 RSD 145

-61.87%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.74 RSD 286

-35.04%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.30 RSD 344

-34.24%

Milk (1 liter)

$1.92 ₱121

$1.29 RSD 135

48.84%

White Bread (500g)

$1.36 ₱85.4

$0.57 RSD 59.7

138.60%

Rice (white) (1kg)

$1.01 ₱63.5

$1.93 RSD 201

-47.67%

Eggs

$2.03 ₱128

$2.55 RSD 266

-20.39%

Local Cheese (1kg)

$9.86 ₱621

$9.89 RSD 1,031

-0.30%

Chicken Fillets (1kg)

$4.39 ₱277

$6.45 RSD 673

-31.94%

Beef Round Steak (1kg)

$7.60 ₱479

$13.97 RSD 1,457

-45.60%

Apples (1kg)

$3.30 ₱208

$1.25 RSD 130

164.00%

Banana (1kg)

$1.39 ₱87.8

$1.88 RSD 196

-26.06%

Oranges (1kg)

$2.33 ₱147

$1.72 RSD 179

35.47%

Tomato (1kg)

$1.50 ₱94.3

$2.18 RSD 227

-31.19%

Potato (1kg)

$2.36 ₱149

$1.04 RSD 109

126.92%

Onion (1kg)

$1.90 ₱119

$0.65 RSD 68.0

192.31%

Lettuce (1 head)

$1.19 ₱74.9

$1.00 RSD 104

19.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.60 RSD 62.8

5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.27 RSD 445

-29.74%

Wine (Bottle)

$6.03 ₱379

$7.54 RSD 786

-20.03%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.85 RSD 88.8

44.71%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.29 RSD 238

-23.58%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.92 RSD 96.1

-72.83%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$30.65 RSD 3,195

-58.76%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.18 RSD 228

-64.68%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.94 RSD 98.4

-75.53%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.29 RSD 551

-15.69%

Gasoline (1 liter)

$1.31 ₱82.8

$1.90 RSD 199

-31.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.9K RSD 3.2M

-31.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$25.9K RSD 2.7M

-26.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$190 RSD 19.8K

-36.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$22.38 RSD 2,333

-37.44%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$30.91 RSD 3,223

-10.90%

Gym Membership (Monthly)

$32.33 ₱2,035

$31.58 RSD 3,292

2.37%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.78 RSD 602

-2.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$285 RSD 29.7K

-3.44%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,540 RSD 786.1K

5.01%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$71.8 RSD 7,482

-31.27%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$57.1 RSD 5,956

-55.82%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$121 RSD 12.6K

-36.19%

Men's Leather Business Shoes

$57.2 ₱3,601

$118 RSD 12.3K

-51.39%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$269 RSD 28.1K

85.54%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$178 RSD 18.6K

73.23%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$427 RSD 44.5K

152.28%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$364 RSD 37.9K

69.05%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,100 RSD 218.9K

37.41%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,547 RSD 161.3K

23.88%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$538 RSD 56.1K

-35.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.21

38.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Indjija: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Indjija

$178 16.8% 42.3% $131

Groceries & Markets

Cebu

$206 22.4%

Indjija

$215 20.3% 4.6% $9.4

Monthly Utilities & Internet

Cebu

$162 17.6%

Indjija

$243 22.9% 50.3% $81

Clothing & Footwear

Cebu

$94 10.2%

Indjija

$165 15.6% 75.9% $71

Eating Out

Cebu

$88 9.6%

Indjija

$174 16.4% 97% $86

Sport & Entertainment

Cebu

$44 4.8%

Indjija

$43 4.1% 1.1% $0.5

Getting Around

Cebu

$16 1.7%

Indjija

$41 3.9% 165% $26

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $269 in Indjija. Housing cost is often the main lever when comparing two cities.

Indjija pays 56% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $42.00 in Indjija for a mid-range dinner for two. Groceries echo the gap at $206 vs $215 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇷🇸 Indjija

🕒 Local time

06:11 6:11 AM

00:11 12:11 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

24,450

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to PHP in detail →

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Between locations

Cebu Indjija 10,260 km ≈ 13 h nonstop flight

From you

Cebu
Indjija

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Indjija: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 56% lower in Indjija. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $269 in Indjija. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,060 in Indjija – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 142% less than in Indjija. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Indjija, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Indjija are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 15% less than in Indjija. Beyond cost, consider language, visa policies, and how big the international community is in each city.