Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ifrane

For one person, living is cheaper in Ifrane: $746 a month against $918 in Cebu, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
36

Cost of Living Index in Ifrane
Learn more

Ifrane Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ifrane

🇲🇦 Morocco

$746

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ifrane

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ifrane actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $746 in Ifrane.

Cebu $918
Ifrane $746

Estimated couple costs with rent: $1,409 in Cebu versus $1,118 in Ifrane.

Cebu $1,409
Ifrane $1,118

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,490 in Ifrane.

Cebu $1,900
Ifrane $1,490

Living in Cebu is roughly 23% more expensive than in Ifrane, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Ifrane 45% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.32 MAD 32.32

-6.93%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$10.93 MAD 107

121.59%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.50 MAD 73.1

-47.73%

Cappuccino

$2.51 ₱158

$1.21 MAD 11.78

107.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.74 MAD 7.21

114.86%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.34 MAD 3.33

55.88%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.60 MAD 25.33

-31.54%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.21 MAD 41.06

-48.46%

Milk (1 liter)

$1.92 ₱121

$0.80 MAD 7.80

140.00%

White Bread (500g)

$1.36 ₱85.4

$0.86 MAD 8.43

58.14%

Rice (white) (1kg)

$1.01 ₱63.5

$1.49 MAD 14.49

-32.21%

Eggs

$2.03 ₱128

$1.84 MAD 17.90

10.33%

Local Cheese (1kg)

$9.86 ₱621

$10.64 MAD 104

-7.33%

Chicken Fillets (1kg)

$4.39 ₱277

$7.48 MAD 72.9

-41.31%

Beef Round Steak (1kg)

$7.60 ₱479

$12.11 MAD 118

-37.24%

Apples (1kg)

$3.30 ₱208

$0.90 MAD 8.75

266.67%

Banana (1kg)

$1.39 ₱87.8

$1.12 MAD 10.96

24.11%

Oranges (1kg)

$2.33 ₱147

$0.85 MAD 8.32

174.12%

Tomato (1kg)

$1.50 ₱94.3

$0.50 MAD 4.86

200.00%

Potato (1kg)

$2.36 ₱149

$0.64 MAD 6.23

268.75%

Onion (1kg)

$1.90 ₱119

$0.40 MAD 3.88

375.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.45 MAD 4.37

164.44%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.54 MAD 5.28

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.11 MAD 40.10

-27.01%

Wine (Bottle)

$6.03 ₱379

$8.16 MAD 79.6

-26.10%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.28 MAD 22.24

-46.05%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.09 MAD 30.16

-43.37%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.48 MAD 4.68

-47.92%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$18.40 MAD 179

-31.30%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.84 MAD 8.21

-8.33%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.30 MAD 2.91

-23.33%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.54 MAD 44.28

-1.76%

Gasoline (1 liter)

$1.31 ₱82.8

$1.57 MAD 15.32

-16.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.2K MAD 304.1K

-31.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$30.6K MAD 298.5K

-37.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$51.0 MAD 497

135.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.05 MAD 98.0

39.30%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$41.83 MAD 408

-34.16%

Gym Membership (Monthly)

$32.33 ₱2,035

$28.40 MAD 277

13.84%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$19.46 MAD 190

-65.83%

Cinema Ticket

$5.65 ₱356

$7.64 MAD 74.5

-26.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$99.3 MAD 969

177.14%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,778 MAD 56.3K

37.04%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$59.6 MAD 581

-17.26%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$45.11 MAD 440

-44.05%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$93.1 MAD 907

-17.31%

Men's Leather Business Shoes

$57.2 ₱3,601

$59.8 MAD 583

-4.41%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$292 MAD 2,842

71.36%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$174 MAD 1,695

77.68%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$477 MAD 4,646

126.18%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$292 MAD 2,846

110.74%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,374 MAD 13.4K

110.10%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$878 MAD 8,563

118.22%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$285 MAD 2,778

21.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.83

49.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ifrane: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ifrane

$174 23.3% 43.7% $135

Groceries & Markets

Cebu

$206 22.4%

Ifrane

$198 26.5% 4% $8.2

Monthly Utilities & Internet

Cebu

$162 17.6%

Ifrane

$103 13.8% 36.4% $59

Clothing & Footwear

Cebu

$94 10.2%

Ifrane

$116 15.5% 23.4% $22

Eating Out

Cebu

$88 9.6%

Ifrane

$89 12% 1.1% $1

Sport & Entertainment

Cebu

$44 4.8%

Ifrane

$44 5.9% 0.1% $0.1

Getting Around

Cebu

$16 1.7%

Ifrane

$23 3% 45.5% $7.1

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $292 in Ifrane. Housing cost is often the main lever when comparing two cities.

Cebu pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $11.00 in Ifrane for a mid-range dinner for two. Groceries echo the gap at $206 vs $198 per month, with Ifrane cheaper across the board.

Good to know

🇵🇭 Cebu

🇲🇦 Ifrane

🕒 Local time

15:37 3:37 PM

08:37 8:37 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

14,659

💱 Currency

Philippine Peso PHP ₱

Moroccan Dirham MAD د.م.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Moroccan Dirham exchange rates as of October 19, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Ifrane 12,750 km ≈ 16 h nonstop flight

From you

Cebu
Ifrane

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ifrane: Cost of Living - Frequently Asked Questions

Ifrane is cheaper overall, especially in groceries. The 23% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 21% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $292 in Ifrane. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $746 in Ifrane – a 23% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ifrane runs roughly 46% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Ifrane gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ifrane is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ifrane are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ifrane gentler on the wallet – expenses run 23% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.