Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ibiza

For one person, living is cheaper in Cebu: $918 a month against $2,590 in Ibiza, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
163

Cost of Living Index in Ibiza
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Ibiza Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ibiza

🇪🇸 Spain

$2,590

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ibiza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ibiza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $2,590 in Ibiza.

Cebu $918
Ibiza $2,590

Estimated couple costs with rent: $1,409 in Cebu versus $3,650 in Ibiza.

Cebu $1,409
Ibiza $3,650

Monthly costs for a family of three with rent: $1,900 in Cebu versus $4,710 in Ibiza.

Cebu $1,900
Ibiza $4,710

Living in Cebu costs roughly 65% less than in Ibiza, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Ibiza is 92% above.

Meal at Budget Restaurant

$3.09 ₱194

$22.62 €20.12

-86.34%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$88.5 €78.7

-72.64%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$12.22 €10.87

-67.92%

Cappuccino

$2.51 ₱158

$3.16 €2.81

-20.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.63 €2.34

-39.54%

Water (0.33 liter bottle)

$0.53 ₱33.43

$2.42 €2.15

-78.10%

Local Beer (0.5 liter draught)

$1.78 ₱112

$3.33 €2.96

-46.55%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.10 €3.64

-47.07%

Milk (1 liter)

$1.92 ₱121

$1.36 €1.21

41.18%

White Bread (500g)

$1.36 ₱85.4

$3.33 €2.96

-59.16%

Rice (white) (1kg)

$1.01 ₱63.5

Eggs

$2.03 ₱128

Local Cheese (1kg)

$9.86 ₱621

$20.06 €17.84

-50.85%

Chicken Fillets (1kg)

$4.39 ₱277

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$1.39 ₱87.8

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.50 ₱94.3

Potato (1kg)

$2.36 ₱149

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.71

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.32 €1.17

-6.82%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.31 €2.06

-89.18%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.44 €3.95

-82.66%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.34 €1.19

-82.84%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$24.91 €22.15

-82.10%

Gasoline (1 liter)

$1.31 ₱82.8

$1.78 €1.58

-26.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$35.1K €31.3K

-39.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$28.8K €25.6K

-33.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$216 €193

-44.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$19.78 €17.59

-29.22%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$32.04 €28.50

-14.04%

Gym Membership (Monthly)

$32.33 ₱2,035

$107 €94.9

-69.68%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$56.8 €50.5

-88.29%

Cinema Ticket

$5.65 ₱356

$16.07 €14.30

-64.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$821 €731

-66.48%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$22.0K €19.6K

-64.07%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$40.35 €35.89

22.26%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$68.0 €60.5

13.21%

Men's Leather Business Shoes

$57.2 ₱3,601

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$2,048 €1,822

-75.61%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$1,700 €1,512

-81.83%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$4,042 €3,596

-73.34%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$2,619 €2,329

-76.51%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$6,860 €6,102

-57.93%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,686 €2,389

-28.64%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,824 €1,622

-81.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.33

116.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ibiza: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ibiza

$1.7K 65.6% 450% $1.4K

Groceries & Markets

Cebu

$206 22.4%

Ibiza

$114 * 4.4% 44.8% $92

Monthly Utilities & Internet

Cebu

$162 17.6%

Ibiza

$268 10.4% 65.9% $107

Clothing & Footwear

Cebu

$94 10.2%

Ibiza

$49 * 1.9% 48.1% $45

Eating Out

Cebu

$88 9.6%

Ibiza

$301 11.6% 241% $212

Sport & Entertainment

Cebu

$44 4.8%

Ibiza

$139 5.4% 218% $95

Getting Around

Cebu

$16 1.7%

Ibiza

$20 * 0.8% 30.8% $4.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $2,048 in Ibiza. Housing cost is often the main lever when comparing two cities.

Ibiza pays 427% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $89.0 in Ibiza. Groceries flip the comparison at $206 vs $114, with Ibiza cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇪🇸 Ibiza

🕒 Local time

05:00 5:00 AM

23:00 11:00 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

49,727

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Ibiza 11,940 km ≈ 15 h nonstop flight

From you

Cebu
Ibiza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ibiza: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, leisure, and utilities. The 182% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 427% lower in Ibiza. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $2,048 in Ibiza. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Ibiza pay roughly 81% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $2,590 in Ibiza – a 182% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,590 in Ibiza, a $1,500 budget is realistic in Cebu but tight or insufficient in Ibiza. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ibiza, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ibiza are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 182% less than in Ibiza. Beyond cost, consider language, visa policies, and how big the international community is in each city.