Last update: Oct 2026

Cost of Living Comparison Between Ibiza and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,590 in Ibiza, rent and utilities included – about $20,100 less a year. Rent and utilities account for most of the difference.

163

Cost of Living Index in Ibiza
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Ibiza Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ibiza

🇪🇸 Spain

$2,590

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ibiza and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ibiza and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,590 in Ibiza versus $918 in Cebu.

Ibiza $2,590
Cebu $918

Estimated couple costs with rent: $3,650 in Ibiza versus $1,409 in Cebu.

Ibiza $3,650
Cebu $1,409

Monthly costs for a family of three with rent: $4,710 in Ibiza versus $1,900 in Cebu.

Ibiza $4,710
Cebu $1,900

Living in Ibiza is roughly 182% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ibiza is 92% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.62 €20.12

$3.09 ₱194

632.04%

Three-Course Dinner for Two, Mid-Range

$88.5 €78.7

$24.22 ₱1,525

265.44%

Fast Food Meal (McDonalds, etc)

$12.22 €10.87

$3.92 ₱247

211.73%

Cappuccino

$3.16 €2.81

$2.51 ₱158

25.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 €2.34

$1.59 ₱100

65.41%

Water (0.33 liter bottle)

$2.42 €2.15

$0.53 ₱33.43

356.60%

Local Beer (0.5 liter draught)

$3.33 €2.96

$1.78 ₱112

87.08%

Imported Beer (0.33 liter bottle)

$4.10 €3.64

$2.17 ₱137

88.94%

Milk (1 liter)

$1.36 €1.21

$1.92 ₱121

-29.17%

White Bread (500g)

$3.33 €2.96

$1.36 ₱85.4

144.85%

Rice (white) (1kg)

$1.01 ₱63.5

Eggs

$2.03 ₱128

Local Cheese (1kg)

$20.06 €17.84

$9.86 ₱621

103.45%

Chicken Fillets (1kg)

$4.39 ₱277

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$1.39 ₱87.8

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.50 ₱94.3

Potato (1kg)

$2.36 ₱149

Onion (1kg)

$1.90 ₱119

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.71

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.32 €1.17

$1.23 ₱77.7

7.32%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

One-way Ticket (Public Transport)

$2.31 €2.06

$0.25 ₱15.86

824.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$4.44 €3.95

$0.77 ₱48.62

476.62%

Taxi (Normal Tariff) (1km)

$1.34 €1.19

$0.23 ₱14.53

482.61%

Taxi 1hour Waiting (Normal Tariff)

$24.91 €22.15

$4.46 ₱281

458.52%

Gasoline (1 liter)

$1.78 €1.58

$1.31 ₱82.8

35.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K €31.3K

$21.2K ₱1.3M

65.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.8K €25.6K

$19.1K ₱1.2M

50.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$216 €193

$120 ₱7,569

80.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.78 €17.59

$14.00 ₱882

41.29%

Internet (50+ Mbps, Unlimited Data)

$32.04 €28.50

$27.54 ₱1,734

16.34%

Gym Membership (Monthly)

$107 €94.9

$32.33 ₱2,035

229.82%

Tennis Court (1 Hour on Weekend)

$56.8 €50.5

$6.65 ₱419

753.68%

Cinema Ticket

$16.07 €14.30

$5.65 ₱356

184.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$821 €731

$275 ₱17.3K

198.35%

International Primary School, 1 Child (Yearly)

$22.0K €19.6K

$7,918 ₱498.5K

178.35%

Jeans (Levis 501 Or Similar)

$40.35 €35.89

$49.33 ₱3,106

-18.20%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$68.0 €60.5

$77.0 ₱4,846

-11.67%

Men's Leather Business Shoes

$57.2 ₱3,601

1-bedroom Apartment, City Center (Monthly)

$2,048 €1,822

$500 ₱31.5K

309.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,700 €1,512

$309 ₱19.4K

450.39%

3-bedroom Apartment, City Center (Monthly)

$4,042 €3,596

$1,078 ₱67.9K

275.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,619 €2,329

$615 ₱38.7K

325.66%

Buy Apartment in City Center (m2)

$6,860 €6,102

$2,886 ₱181.7K

137.70%

Buy Apartment Outside City Center (m2)

$2,686 €2,389

$1,917 ₱120.7K

40.13%

Average Monthly Net Salary (After Tax)

$1,824 €1,622

$346 ₱21.8K

427.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

7.2

-53.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ibiza: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ibiza

$1.7K 65.6%

Cebu

$309 33.6% 81.8% $1.4K

Eating Out

Ibiza

$301 11.6%

Cebu

$88 9.6% 70.6% $212

Monthly Utilities & Internet

Ibiza

$268 10.4%

Cebu

$162 17.6% 39.7% $107

Sport & Entertainment

Ibiza

$139 5.4%

Cebu

$44 4.8% 68.6% $95

Groceries & Markets

Ibiza

$114 * 4.4%

Cebu

$206 22.4% 81.1% $92

Clothing & Footwear

Ibiza

$49 * 1.9%

Cebu

$94 10.2% 92.7% $45

Getting Around

Ibiza

$20 * 0.8%

Cebu

$16 1.7% 23.6% $4.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,048 in Ibiza and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Ibiza pays 427% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $89.0 in Ibiza vs $24.00 in Cebu. Groceries flip the comparison at $114 vs $206, with Ibiza cheaper for home cooking.

Good to know

🇪🇸 Ibiza

🇵🇭 Cebu

🕒 Local time

20:39 8:39 PM

02:39 2:39 AM

6 h ahead of Ibiza

🌤 Weather

👥 Population

49,727

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Ibiza Cebu 11,940 km ≈ 15 h nonstop flight

From you

Ibiza
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ibiza vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, leisure, and utilities. The 182% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 427% higher in Ibiza, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,048 in Ibiza versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Ibiza pay roughly 81% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,590 per month in Ibiza versus $918 in Cebu – a 182% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,590 in Ibiza, a $1,500 budget is realistic in Cebu but tight or insufficient in Ibiza. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ibiza, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ibiza and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 182% less than in Ibiza. Beyond cost, consider language, visa policies, and how big the international community is in each city.