Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ibadan

For one person, living is cheaper in Ibadan: $255 a month against $918 in Cebu, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
12

Cost of Living Index in Ibadan
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Ibadan Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ibadan

🇳🇬 Nigeria

$255

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ibadan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ibadan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $255 in Ibadan.

Cebu $918
Ibadan $255

Estimated couple costs with rent: $1,409 in Cebu versus $571 in Ibadan.

Cebu $1,409
Ibadan $571

Monthly costs for a family of three with rent: $1,900 in Cebu versus $887 in Ibadan.

Cebu $1,900
Ibadan $887

Living in Cebu is roughly 260% more expensive than in Ibadan, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Ibadan 81% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.11 ₦1,481

178.38%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$30.33 ₦40.3K

-20.15%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.22 ₦8,276

-36.98%

Cappuccino

$2.51 ₱158

$0.80 ₦1,058

213.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.22 ₦293

622.73%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.14 ₦180

278.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.59 ₦786

201.69%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.15 ₦1,534

88.70%

Milk (1 liter)

$1.92 ₱121

$0.58 ₦776

231.03%

White Bread (500g)

$1.36 ₱85.4

$0.60 ₦803

126.67%

Rice (white) (1kg)

$1.01 ₱63.5

$1.15 ₦1,524

-12.17%

Eggs

$2.03 ₱128

$1.55 ₦2,055

30.97%

Local Cheese (1kg)

$9.86 ₱621

$3.59 ₦4,774

174.65%

Chicken Fillets (1kg)

$4.39 ₱277

$4.02 ₦5,342

9.20%

Beef Round Steak (1kg)

$7.60 ₱479

$0.71 ₦951

970.42%

Apples (1kg)

$3.30 ₱208

$1.65 ₦2,198

100.00%

Banana (1kg)

$1.39 ₱87.8

$1.29 ₦1,712

7.75%

Oranges (1kg)

$2.33 ₱147

$1.10 ₦1,457

111.82%

Tomato (1kg)

$1.50 ₱94.3

$0.29 ₦385

417.24%

Potato (1kg)

$2.36 ₱149

$0.58 ₦773

306.90%

Onion (1kg)

$1.90 ₱119

$0.24 ₦320

691.67%

Lettuce (1 head)

$1.19 ₱74.9

$0.22 ₦291

440.91%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.12 ₦159

425.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$0.59 ₦781

408.47%

Wine (Bottle)

$6.03 ₱379

$1.15 ₦1,533

424.35%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.39 ₦523

215.38%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$0.47 ₦621

272.34%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.12 ₦164

108.33%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.66 ₦872

16.67%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.59 ₦781

-61.02%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.10 ₦1,467

305.45%

Gasoline (1 liter)

$1.31 ₱82.8

$0.53 ₦703

147.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$4,189 ₦5.6M

407.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$13.7K ₦18.2M

40.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$11.16 ₦14.8K

977.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.87 ₦5,145

261.76%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$8.59 ₦11.4K

220.61%

Gym Membership (Monthly)

$32.33 ₱2,035

$22.27 ₦29.6K

45.17%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$1.48 ₦1,972

281.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$49.51 ₦65.8K

456.07%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$631 ₦839.5K

1154.57%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$12.18 ₦16.2K

305.01%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$5.77 ₦7,674

337.44%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$15.36 ₦20.4K

401.04%

Men's Leather Business Shoes

$57.2 ₱3,601

$21.34 ₦28.4K

168.04%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$125 ₦166.4K

299.23%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$46.64 ₦62.0K

562.14%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$454 ₦603.2K

137.67%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$305 ₦406.0K

101.57%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$880 ₦1.2M

227.90%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$29.82 ₦39.7K

6327.10%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$56.6 ₦75.3K

511.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

18.39

-60.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ibadan: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ibadan

$47 18.3% 84.9% $262

Groceries & Markets

Cebu

$206 22.4%

Ibadan

$87 34.2% 57.7% $119

Monthly Utilities & Internet

Cebu

$162 17.6%

Ibadan

$24 9.3% 85.4% $138

Clothing & Footwear

Cebu

$94 10.2%

Ibadan

$25 9.6% 73.8% $69

Eating Out

Cebu

$88 9.6%

Ibadan

$44 17.2% 50.4% $44

Sport & Entertainment

Cebu

$44 4.8%

Ibadan

$25 9.9% 42.2% $18

Getting Around

Cebu

$16 1.7%

Ibadan

$4.1 * 1.6% 73.7% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $125 in Ibadan. Housing cost is often the main lever when comparing two cities.

Cebu pays 511% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $30.00 in Ibadan. Groceries flip the comparison at $206 vs $87.0, with Ibadan cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇳🇬 Ibadan

🕒 Local time

15:06 3:06 PM

08:06 8:06 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

3,034,200

💱 Currency

Philippine Peso PHP ₱

Nigerian Naira NGN ₦

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 NGN = 7.52 USD

10,000 NGN = 6.69 EUR

Exchange rates and currency converter

NGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Nigerian Naira exchange rates as of October 19, 2026: 1 USD = 1,330 NGN (10,000 NGN = 7.52 USD). 1 EUR = 1,495 NGN (10,000 NGN = 6.69 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Ibadan 13,090 km ≈ 17 h nonstop flight

From you

Cebu
Ibadan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ibadan: Cost of Living - Frequently Asked Questions

Ibadan is cheaper overall, especially in groceries, clothing, and eating out. The 260% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 511% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $125 in Ibadan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 136% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $255 in Ibadan – a 260% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Ibadan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ibadan is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ibadan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ibadan gentler on the wallet – expenses run 260% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.