Last update: Oct 2026

Cost of Living Comparison Between Cebu and Hultsfred

For one person, living is cheaper in Cebu: $918 a month against $1,762 in Hultsfred, rent and utilities included – about $10,100 less a year. Other living expenses account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Hultsfred
🇸🇪 Sweden
$1,762
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Hultsfred

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Hultsfred actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,762 in Hultsfred.

  • Cebu $918
  • Hultsfred $1,762

Estimated couple costs with rent: $1,409 in Cebu versus $2,719 in Hultsfred.

  • Cebu $1,409
  • Hultsfred $2,719

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,677 in Hultsfred.

  • Cebu $1,900
  • Hultsfred $3,677

Living in Cebu costs roughly 48% less than in Hultsfred, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Hultsfred is 31% above.

Currency
🍽 Eating Out
Cebu
Hultsfred
Difference
Meal at Budget Restaurant
$3.09 ₱194
$15.07 SEK 149
-79.50%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$69.6 SEK 689
-65.18%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$13.79 SEK 137
-71.57%
Cappuccino
$2.51 ₱158
$4.44 SEK 44.01
-43.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$2.91 SEK 28.81
-45.36%
Water (0.33 liter bottle)
$0.53 ₱33.43
$2.55 SEK 25.31
-79.22%
Local Beer (0.5 liter draught)
$1.78 ₱112
$7.57 SEK 75.0
-76.49%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$6.27 SEK 62.2
-65.39%
🛒 Groceries & Markets
Cebu
Hultsfred
Difference
Milk (1 liter)
$1.92 ₱121
$1.48 SEK 14.64
29.73%
White Bread (500g)
$1.36 ₱85.4
$2.87 SEK 28.47
-52.61%
Rice (white) (1kg)
$1.01 ₱63.5
$2.97 SEK 29.40
-65.99%
Eggs
$2.03 ₱128
$4.58 SEK 45.40
-55.68%
Local Cheese (1kg)
$9.86 ₱621
$11.52 SEK 114
-14.41%
Chicken Fillets (1kg)
$4.39 ₱277
$11.11 SEK 110
-60.49%
Beef Round Steak (1kg)
$7.60 ₱479
$14.50 SEK 144
-47.59%
Apples (1kg)
$3.30 ₱208
$3.03 SEK 30.03
8.91%
Banana (1kg)
$1.39 ₱87.8
$3.08 SEK 30.56
-54.87%
Oranges (1kg)
$2.33 ₱147
$3.67 SEK 36.40
-36.51%
Tomato (1kg)
$1.50 ₱94.3
$4.60 SEK 45.60
-67.39%
Potato (1kg)
$2.36 ₱149
$1.63 SEK 16.19
44.79%
Onion (1kg)
$1.90 ₱119
$1.54 SEK 15.29
23.38%
Lettuce (1 head)
$1.19 ₱74.9
$1.83 SEK 18.18
-34.97%
Water (1.5 liter bottle)
$0.63 ₱39.71
$1.78 SEK 17.60
-64.61%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$8.48 SEK 84.0
-64.62%
Wine (Bottle)
$6.03 ₱379
$8.90 SEK 88.2
-32.25%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$2.53 SEK 25.09
-51.38%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$2.56 SEK 25.39
-31.64%
🚌 Getting Around
Cebu
Hultsfred
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$3.20 SEK 31.71
-92.19%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$76.1 SEK 754
-83.38%
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$5.83 SEK 57.7
-86.79%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$1.70 SEK 16.85
-86.47%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$58.8 SEK 583
-92.41%
Gasoline (1 liter)
$1.31 ₱82.8
$1.68 SEK 16.65
-22.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$33.2K SEK 329.0K
-36.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$33.3K SEK 330.4K
-42.59%
🧾 Monthly Utilities & Internet
Cebu
Hultsfred
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$142 SEK 1,405
-15.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$26.60 SEK 264
-47.37%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$32.24 SEK 319
-14.58%
🎉 Sport & Entertainment
Cebu
Hultsfred
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$37.63 SEK 373
-14.08%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
$26.35 SEK 261
-74.76%
Cinema Ticket
$5.65 ₱356
$15.11 SEK 150
-62.61%
🧸 Childcare & Education
Cebu
Hultsfred
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$170 SEK 1,686
61.76%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$4,891 SEK 48.5K
61.90%
👕👟 Clothing & Footwear
Cebu
Hultsfred
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$77.3 SEK 766
-36.17%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$43.70 SEK 433
-42.24%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$86.9 SEK 861
-11.47%
Men's Leather Business Shoes
$57.2 ₱3,601
$109 SEK 1,080
-47.51%
🏠 Accommodation & Living
Cebu
Hultsfred
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$807 SEK 7,995
-38.09%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$609 SEK 6,039
-49.33%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$1,326 SEK 13.1K
-18.74%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$1,032 SEK 10.2K
-40.38%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
$4,000 SEK 39.6K
-27.84%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$2,841 SEK 28.1K
-32.53%
💵 Salaries & Financials
Cebu
Hultsfred
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.93
83.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Hultsfred: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Hultsfred
$609 97.3% $301
Groceries & Markets
Cebu
$206
Hultsfred
$351 70.4% $145
Monthly Utilities & Internet
Cebu
$162
Hultsfred
$201 24% $39
Clothing & Footwear
Cebu
$94
Hultsfred
$143 51.8% $49
Eating Out
Cebu
$88
Hultsfred
$287 226% $199
Sport & Entertainment
Cebu
$44
Hultsfred
$68 55.6% $24
Getting Around
Cebu
$16
Hultsfred
$103 563% $88

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $807 in Hultsfred. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $70.0 in Hultsfred for a mid-range dinner for two. Groceries echo the gap at $206 vs $351 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇸🇪 Hultsfred
🕒 Local time
15:10 3:10 PM
09:10 9:10 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
14,090
💱 Currency
Exchange rates and currency converter

SEK, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

On the map
Between locations
  • Cebu Hultsfred 10,100 km ≈ 13 h nonstop flight
From you
  • Cebu
  • Hultsfred

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Hultsfred: Cost of Living - Frequently Asked Questions
Is Hultsfred cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 92% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $1,377 in Cebu and $2,643 in Hultsfred to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Cebu and Hultsfred?
Rent for a central apartment: $500 in Cebu versus $807 in Hultsfred. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Hultsfred?
All in, you'll spend $918 per month in Cebu versus $1,762 in Hultsfred – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 502% less than in Hultsfred. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Hultsfred?
At $918 in Cebu versus $1,762 in Hultsfred, a $1,500 budget is realistic in Cebu but tight or insufficient in Hultsfred. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Hultsfred more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hultsfred, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Hultsfred?
Safety-wise, Cebu and Hultsfred are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 92% less than in Hultsfred. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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