Last update: Oct 2026

Cost of Living Comparison Between Cebu and Hua Hin

For one person, living is cheaper in Cebu: $934 a month against $1,037 in Hua Hin, rent and utilities included – about $1,200 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
51

Cost of Living Index in Hua Hin
Learn more

Hua Hin Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Hua Hin

🇹🇭 Thailand

$1,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Hua Hin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Hua Hin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,037 in Hua Hin.

Cebu $934
Hua Hin $1,037

Estimated couple costs with rent: $1,415 in Cebu versus $1,615 in Hua Hin.

Cebu $1,415
Hua Hin $1,615

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,194 in Hua Hin.

Cebu $1,896
Hua Hin $2,194

Living in Cebu costs roughly 10% less than in Hua Hin, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 30% lower, Hua Hin 23% lower.

Meal at Budget Restaurant

$3.03 ₱190

$3.35 ฿112

-9.55%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$22.47 ฿752

4.49%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$7.40 ฿248

-44.73%

Cappuccino

$2.52 ₱158

$2.17 ฿72.6

16.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.69 ฿23.22

123.19%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.37 ฿12.45

32.43%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.14 ฿71.6

-16.36%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.89 ฿96.7

-21.80%

Milk (1 liter)

$1.95 ₱122

$1.42 ฿47.69

37.32%

White Bread (500g)

$1.43 ₱89.7

$1.26 ฿42.24

13.49%

Rice (white) (1kg)

$1.02 ₱63.8

$1.29 ฿43.06

-20.93%

Eggs

$2.06 ₱129

$1.94 ฿65.0

6.19%

Local Cheese (1kg)

$9.81 ₱615

$12.41 ฿415

-20.95%

Chicken Fillets (1kg)

$4.61 ₱289

$2.44 ฿81.6

88.93%

Beef Round Steak (1kg)

$7.70 ₱483

$16.05 ฿537

-52.02%

Apples (1kg)

$3.31 ₱207

$3.58 ฿120

-7.54%

Banana (1kg)

$1.45 ₱90.9

$0.94 ฿31.56

54.26%

Oranges (1kg)

$2.36 ₱148

$2.45 ฿81.9

-3.67%

Tomato (1kg)

$1.54 ₱96.4

$1.57 ฿52.5

-1.91%

Potato (1kg)

$2.36 ₱148

$1.97 ฿65.8

19.80%

Onion (1kg)

$1.99 ₱125

$1.09 ฿36.46

82.57%

Lettuce (1 head)

$1.15 ₱72.1

$0.76 ฿25.43

51.32%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.42 ฿13.94

59.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$4.54 ฿152

-33.92%

Wine (Bottle)

$6.35 ₱398

$14.23 ฿477

-55.38%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.68 ฿56.3

-22.02%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.80 ฿60.4

-3.89%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.46 ฿15.47

-45.65%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$58.5 ฿1,958

-78.37%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$2.34 ฿78.4

-68.38%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.60 ฿53.6

-86.88%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$8.68 ฿291

-50.12%

Gasoline (1 liter)

$1.33 ₱83.5

$1.41 ฿47.13

-5.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$16.4K ฿549.0K

32.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$26.9K ฿900.0K

-27.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$83.8 ฿2,805

43.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$9.40 ฿315

53.72%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$23.14 ฿775

22.26%

Gym Membership (Monthly)

$32.68 ₱2,050

$47.29 ฿1,583

-30.89%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$23.89 ฿800

-73.25%

Cinema Ticket

$5.46 ₱342

$6.69 ฿224

-18.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$711 ฿23.8K

-61.53%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$10.9K ฿366.1K

-25.41%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$5.86 ฿196

745.90%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$35.11 ฿1,175

-29.17%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$70.4 ฿2,357

8.81%

Men's Leather Business Shoes

$59.3 ₱3,717

$54.1 ฿1,811

9.54%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$558 ฿18.7K

-9.34%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$400 ฿13.4K

-22.71%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,380 ฿46.2K

-23.77%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$795 ฿26.6K

-22.14%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,809 ฿60.6K

61.12%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,411 ฿47.2K

32.31%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$462 ฿15.5K

-26.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.3

14.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Hua Hin: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Hua Hin

$400 38% 29.4% $91

Groceries & Markets

Cebu

$210 22.7%

Hua Hin

$235 22.3% 11.8% $25

Monthly Utilities & Internet

Cebu

$163 17.7%

Hua Hin

$116 11% 28.8% $47

Clothing & Footwear

Cebu

$95 10.2%

Hua Hin

$74 7.1% 21.3% $20

Eating Out

Cebu

$88 9.6%

Hua Hin

$96 9.1% 8.3% $7.4

Sport & Entertainment

Cebu

$44 4.7%

Hua Hin

$61 5.8% 39.2% $17

Getting Around

Cebu

$15 1.7%

Hua Hin

$71 6.7% 358% $55

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $558 in Hua Hin. Housing cost is often the main lever when comparing two cities.

Hua Hin pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $22.00 in Hua Hin. Groceries flip the comparison at $210 vs $235, with Cebu cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇹🇭 Hua Hin

🕒 Local time

16:49 4:49 PM

15:49 3:49 PM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

50,169

💱 Currency

Philippine Peso PHP ₱

Thai Baht THB ฿

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.55 THB (100 THB = 2.66 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Hua Hin 2,620 km ≈ 3 h 45 min nonstop flight

From you

Cebu
Hua Hin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Hua Hin: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and leisure. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 36% lower in Hua Hin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $558 in Hua Hin. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,037 in Hua Hin – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 362% less than in Hua Hin. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,037 in Hua Hin, a $1,500 budget is realistic in Cebu but tight or insufficient in Hua Hin. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hua Hin, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Hua Hin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 11% less than in Hua Hin. Beyond cost, consider language, visa policies, and how big the international community is in each city.