Last update: Oct 2026

Cost of Living Comparison Between Cebu and Horten

For one person, living is cheaper in Cebu: $915 a month against $2,678 in Horten, rent and utilities included – about $21,200 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
129

Cost of Living Index in Horten
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Horten Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Horten

🇳🇴 Norway

$2,678

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Horten

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Horten actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $2,678 in Horten.

Cebu $915
Horten $2,678

Estimated couple costs with rent: $1,418 in Cebu versus $3,785 in Horten.

Cebu $1,418
Horten $3,785

Monthly costs for a family of three with rent: $1,921 in Cebu versus $4,892 in Horten.

Cebu $1,921
Horten $4,892

Living in Cebu costs roughly 66% less than in Horten, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 33% below, Horten is 98% above.

Meal at Budget Restaurant

$3.05 ₱192

$21.27 NOK 200

-85.66%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$126 NOK 1,183

-80.90%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$16.13 NOK 152

-75.26%

Cappuccino

$2.50 ₱157

$6.05 NOK 56.9

-58.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$3.00 NOK 28.24

-48.67%

Water (0.33 liter bottle)

$0.50 ₱31.37

$3.22 NOK 30.29

-84.47%

Local Beer (0.5 liter draught)

$1.78 ₱112

$11.83 NOK 111

-84.95%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$12.56 NOK 118

-82.72%

Milk (1 liter)

$2.00 ₱126

$2.28 NOK 21.47

-12.28%

White Bread (500g)

$1.37 ₱86.2

$3.49 NOK 32.90

-60.74%

Rice (white) (1kg)

$1.03 ₱64.9

$4.11 NOK 38.72

-74.94%

Eggs

$2.03 ₱128

$5.24 NOK 49.30

-61.26%

Local Cheese (1kg)

$10.20 ₱642

$7.58 NOK 71.4

34.56%

Chicken Fillets (1kg)

$4.45 ₱280

$15.17 NOK 143

-70.67%

Beef Round Steak (1kg)

$7.67 ₱483

$11.97 NOK 113

-35.92%

Apples (1kg)

$3.31 ₱208

$3.30 NOK 31.10

0.30%

Banana (1kg)

$1.46 ₱91.8

$2.74 NOK 25.76

-46.72%

Oranges (1kg)

$2.32 ₱146

$3.56 NOK 33.55

-34.83%

Tomato (1kg)

$1.49 ₱94.0

$6.05 NOK 57.0

-75.37%

Potato (1kg)

$2.34 ₱147

$2.78 NOK 26.21

-15.83%

Onion (1kg)

$1.94 ₱122

$2.97 NOK 27.95

-34.68%

Lettuce (1 head)

$1.16 ₱73.0

$2.17 NOK 20.38

-46.54%

Water (1.5 liter bottle)

$0.68 ₱42.89

$2.47 NOK 23.21

-72.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$19.34 NOK 182

-84.54%

Wine (Bottle)

$6.24 ₱393

$16.85 NOK 159

-62.97%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$3.51 NOK 33.05

-64.96%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$4.41 NOK 41.52

-60.77%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$4.83 NOK 45.44

-95.24%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$87.3 NOK 821

-85.86%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$12.15 NOK 114

-93.50%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.89 NOK 17.78

-88.36%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$70.8 NOK 667

-93.59%

Gasoline (1 liter)

$1.32 ₱82.9

$2.43 NOK 22.86

-45.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$48.4K NOK 455.9K

-56.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$45.3K NOK 426.4K

-57.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$427 NOK 4,023

-72.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$34.47 NOK 324

-58.75%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$54.0 NOK 508

-49.10%

Gym Membership (Monthly)

$32.31 ₱2,034

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$5.40 ₱340

$20.34 NOK 191

-73.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$127 NOK 1,198

116.86%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$15.5K NOK 146.2K

-49.36%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$100 NOK 944

-50.79%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$43.29 NOK 408

-43.22%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$57.7 NOK 543

32.89%

Men's Leather Business Shoes

$58.9 ₱3,706

$161 NOK 1,512

-63.35%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$1,108 NOK 10.4K

-54.58%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$1,010 NOK 9,512

-69.87%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$1,795 NOK 16.9K

-40.11%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$1,263 NOK 11.9K

-49.95%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.94

45.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Horten: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Horten

$1K 37.7% 232% $706

Groceries & Markets

Cebu

$210 22.9%

Horten

$420 15.7% 100% $210

Monthly Utilities & Internet

Cebu

$160 17.5%

Horten

$516 19.3% 222% $356

Clothing & Footwear

Cebu

$94 10.3%

Horten

$163 6.1% 72.8% $69

Eating Out

Cebu

$88 9.6%

Horten

$400 15% 356% $312

Sport & Entertainment

Cebu

$43 4.7%

Horten

$41 * 1.5% 5.6% $2.4

Getting Around

Cebu

$15 1.7%

Horten

$128 4.8% 746% $113

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,108 in Horten. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $126 in Horten for a mid-range dinner for two. Groceries echo the gap at $210 vs $420 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇴 Horten

🕒 Local time

09:17 9:17 AM

03:17 3:17 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

28,001

💱 Currency

Philippine Peso PHP ₱

Norwegian Krone NOK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Norwegian Krone exchange rates as of October 21, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Horten 10,300 km ≈ 13 h nonstop flight

From you

Cebu
Horten

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Horten: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 193% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $4,017 in Horten to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $1,108 in Horten. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $2,678 in Horten – a 193% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 607% less than in Horten. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,678 in Horten, a $1,500 budget is realistic in Cebu but tight or insufficient in Horten. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Horten, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Horten are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 193% less than in Horten. Beyond cost, consider language, visa policies, and how big the international community is in each city.