Last update: Oct 2026

Cost of Living Comparison Between Cebu and Horishni Plavni

For one person, living is cheaper in Horishni Plavni: $795 a month against $915 in Cebu, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

44

Cost of Living Index in Cebu
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Cebu Living Index
39

Cost of Living Index in Horishni Plavni
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Horishni Plavni Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Horishni Plavni

🇺🇦 Ukraine

$795

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Horishni Plavni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Horishni Plavni actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $795 in Horishni Plavni.

Cebu $915
Horishni Plavni $795

Estimated couple costs with rent: $1,418 in Cebu versus $1,190 in Horishni Plavni.

Cebu $1,418
Horishni Plavni $1,190

Monthly costs for a family of three with rent: $1,921 in Cebu versus $1,585 in Horishni Plavni.

Cebu $1,921
Horishni Plavni $1,585

Living in Cebu is roughly 15% more expensive than in Horishni Plavni, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 33% lower, Horishni Plavni 41% lower.

Meal at Budget Restaurant

$3.05 ₱192

$8.95 ₴402

-65.92%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$26.35 ₴1,183

-8.92%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$5.64 ₴253

-29.26%

Cappuccino

$2.50 ₱157

$0.70 ₴31.38

257.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$0.43 ₴19.14

258.14%

Water (0.33 liter bottle)

$0.50 ₱31.37

$0.28 ₴12.58

78.57%

Local Beer (0.5 liter draught)

$1.78 ₱112

$0.64 ₴28.74

178.13%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$1.31 ₴58.8

65.65%

Milk (1 liter)

$2.00 ₱126

$1.08 ₴48.55

85.19%

White Bread (500g)

$1.37 ₱86.2

$0.65 ₴29.25

110.77%

Rice (white) (1kg)

$1.03 ₱64.9

$1.51 ₴67.7

-31.79%

Eggs

$2.03 ₱128

$1.96 ₴87.9

3.57%

Local Cheese (1kg)

$10.20 ₱642

$10.13 ₴455

0.69%

Chicken Fillets (1kg)

$4.45 ₱280

$5.23 ₴235

-14.91%

Beef Round Steak (1kg)

$7.67 ₱483

$9.00 ₴404

-14.78%

Apples (1kg)

$3.31 ₱208

$0.82 ₴36.67

303.66%

Banana (1kg)

$1.46 ₱91.8

$1.53 ₴68.7

-4.58%

Oranges (1kg)

$2.32 ₱146

$1.88 ₴84.6

23.40%

Tomato (1kg)

$1.49 ₱94.0

$2.67 ₴120

-44.19%

Potato (1kg)

$2.34 ₱147

$0.61 ₴27.34

283.61%

Onion (1kg)

$1.94 ₱122

$0.49 ₴21.87

295.92%

Lettuce (1 head)

$1.16 ₱73.0

$1.39 ₴62.6

-16.55%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.64 ₴28.85

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.51 ₴158

-14.81%

Wine (Bottle)

$6.24 ₱393

$5.50 ₴247

13.45%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$0.90 ₴40.37

36.67%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.44 ₴64.5

20.14%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$0.34 ₴15.48

-32.35%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$13.08 ₴587

-5.66%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$2.19 ₴98.3

-63.93%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$0.45 ₴20.29

-51.11%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$4.39 ₴197

3.42%

Gasoline (1 liter)

$1.32 ₱82.9

$1.30 ₴58.3

1.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$31.1K ₴1.4M

-32.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$25.8K ₴1.2M

-24.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$97.9 ₴4,395

21.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$5.35 ₴240

165.79%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$4.38 ₴197

527.17%

Gym Membership (Monthly)

$32.31 ₱2,034

$26.87 ₴1,206

20.25%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$14.47 ₴650

-55.08%

Cinema Ticket

$5.40 ₱340

$3.31 ₴149

63.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$412 ₴18.5K

-32.98%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$4,269 ₴191.6K

84.24%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$72.6 ₴3,258

-31.99%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$39.98 ₴1,795

-38.52%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$94.7 ₴4,252

-19.09%

Men's Leather Business Shoes

$58.9 ₱3,706

$121 ₴5,431

-51.36%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$328 ₴14.7K

53.61%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$198 ₴8,906

53.47%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$485 ₴21.7K

121.81%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$245 ₴11.0K

158.22%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$1,015 ₴45.6K

182.68%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$875 ₴39.3K

114.55%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$359 ₴16.1K

-6.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

17.88

-59.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Horishni Plavni: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Horishni Plavni

$198 25% 34.8% $106

Groceries & Markets

Cebu

$210 22.9%

Horishni Plavni

$183 23.1% 12.5% $26

Monthly Utilities & Internet

Cebu

$160 17.5%

Horishni Plavni

$108 13.5% 32.8% $53

Clothing & Footwear

Cebu

$94 10.3%

Horishni Plavni

$148 18.6% 56.7% $53

Eating Out

Cebu

$88 9.6%

Horishni Plavni

$106 13.3% 20.3% $18

Sport & Entertainment

Cebu

$43 4.7%

Horishni Plavni

$33 4.2% 22.3% $9.6

Getting Around

Cebu

$15 1.7%

Horishni Plavni

$19 2.4% 24.8% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $328 in Horishni Plavni. Housing cost is often the main lever when comparing two cities.

Horishni Plavni pays 7% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $26.00 in Horishni Plavni. Groceries flip the comparison at $210 vs $183, with Horishni Plavni cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇺🇦 Horishni Plavni

🕒 Local time

07:48 7:48 AM

02:48 2:48 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

49,854

💱 Currency

Philippine Peso PHP ₱

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 UAH = 2.23 USD

100 UAH = 1.98 EUR

Exchange rates and currency converter

UAH, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Ukrainian Hryvnia exchange rates as of October 20, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Horishni Plavni 9,160 km ≈ 12 h nonstop flight

From you

Cebu
Horishni Plavni

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Horishni Plavni: Cost of Living - Frequently Asked Questions

Horishni Plavni is cheaper overall, especially in groceries, leisure, and utilities. The 15% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 7% lower in Horishni Plavni. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $503 in Cebu versus $328 in Horishni Plavni. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $795 in Horishni Plavni – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Horishni Plavni runs roughly 6% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Horishni Plavni gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Horishni Plavni is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Horishni Plavni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Horishni Plavni gentler on the wallet – expenses run 15% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.