Last update: Oct 2026

Cost of Living Comparison Between Cebu and Holmestrand

For one person, living is cheaper in Cebu: $915 a month against $2,828 in Holmestrand, rent and utilities included – about $23,000 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index
137

Cost of Living Index in Holmestrand
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Holmestrand Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Holmestrand

🇳🇴 Norway

$2,828

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Holmestrand

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Holmestrand actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $2,828 in Holmestrand.

Cebu $915
Holmestrand $2,828

Estimated couple costs with rent: $1,418 in Cebu versus $4,256 in Holmestrand.

Cebu $1,418
Holmestrand $4,256

Monthly costs for a family of three with rent: $1,921 in Cebu versus $5,684 in Holmestrand.

Cebu $1,921
Holmestrand $5,684

Living in Cebu costs roughly 68% less than in Holmestrand, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 33% below, Holmestrand is 109% above.

Meal at Budget Restaurant

$3.05 ₱192

$20.61 NOK 194

-85.20%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$126 NOK 1,184

-80.93%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$15.35 NOK 144

-74.01%

Cappuccino

$2.50 ₱157

$5.87 NOK 55.3

-57.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$4.37 NOK 41.13

-64.76%

Water (0.33 liter bottle)

$0.50 ₱31.37

$3.33 NOK 31.33

-84.98%

Local Beer (0.5 liter draught)

$1.78 ₱112

$11.80 NOK 111

-84.92%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$12.44 NOK 117

-82.56%

Milk (1 liter)

$2.00 ₱126

$2.54 NOK 23.89

-21.26%

White Bread (500g)

$1.37 ₱86.2

$4.19 NOK 39.45

-67.30%

Rice (white) (1kg)

$1.03 ₱64.9

$4.56 NOK 42.95

-77.41%

Eggs

$2.03 ₱128

$5.94 NOK 55.9

-65.82%

Local Cheese (1kg)

$10.20 ₱642

$15.04 NOK 142

-32.18%

Chicken Fillets (1kg)

$4.45 ₱280

$15.40 NOK 145

-71.10%

Beef Round Steak (1kg)

$7.67 ₱483

$31.11 NOK 293

-75.35%

Apples (1kg)

$3.31 ₱208

$3.25 NOK 30.58

1.85%

Banana (1kg)

$1.46 ₱91.8

$2.67 NOK 25.10

-45.32%

Oranges (1kg)

$2.32 ₱146

$3.42 NOK 32.16

-32.16%

Tomato (1kg)

$1.49 ₱94.0

$5.90 NOK 55.5

-74.75%

Potato (1kg)

$2.34 ₱147

$2.62 NOK 24.63

-10.69%

Onion (1kg)

$1.94 ₱122

$2.82 NOK 26.51

-31.21%

Lettuce (1 head)

$1.16 ₱73.0

$3.12 NOK 29.38

-62.82%

Water (1.5 liter bottle)

$0.68 ₱42.89

$2.35 NOK 22.14

-71.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$18.45 NOK 174

-83.79%

Wine (Bottle)

$6.24 ₱393

$16.53 NOK 156

-62.25%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$3.50 NOK 32.91

-64.86%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$4.33 NOK 40.74

-60.05%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$4.55 NOK 42.86

-94.95%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$83.9 NOK 790

-85.29%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$12.00 NOK 113

-93.42%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.78 NOK 16.76

-87.64%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$68.5 NOK 645

-93.37%

Gasoline (1 liter)

$1.32 ₱82.9

$2.43 NOK 22.91

-45.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$48.5K NOK 456.9K

-56.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$44.2K NOK 416.5K

-56.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$413 NOK 3,886

-71.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$32.94 NOK 310

-56.83%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$53.1 NOK 499

-48.23%

Gym Membership (Monthly)

$32.31 ₱2,034

$49.69 NOK 468

-34.98%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$35.97 NOK 339

-81.93%

Cinema Ticket

$5.40 ₱340

$19.50 NOK 184

-72.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$231 NOK 2,177

19.32%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$15.3K NOK 144.1K

-48.63%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$99.6 NOK 938

-50.43%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$59.1 NOK 556

-58.40%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$133 NOK 1,251

-42.32%

Men's Leather Business Shoes

$58.9 ₱3,706

$159 NOK 1,493

-62.88%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$1,219 NOK 11.5K

-58.69%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$1,005 NOK 9,462

-69.70%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$1,960 NOK 18.5K

-45.16%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$1,639 NOK 15.4K

-61.42%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$6,235 NOK 58.7K

-53.97%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$4,007 NOK 37.7K

-53.15%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.94

45.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Holmestrand: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Holmestrand

$1K 35.6% 230% $701

Groceries & Markets

Cebu

$210 22.9%

Holmestrand

$513 18.2% 145% $304

Monthly Utilities & Internet

Cebu

$160 17.5%

Holmestrand

$499 17.6% 211% $339

Clothing & Footwear

Cebu

$94 10.3%

Holmestrand

$203 7.2% 115% $108

Eating Out

Cebu

$88 9.6%

Holmestrand

$396 14% 351% $308

Sport & Entertainment

Cebu

$43 4.7%

Holmestrand

$89 3.1% 106% $46

Getting Around

Cebu

$15 1.7%

Holmestrand

$123 4.4% 712% $108

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,219 in Holmestrand. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $126 in Holmestrand for a mid-range dinner for two. Groceries echo the gap at $210 vs $513 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇳🇴 Holmestrand

🕒 Local time

03:59 3:59 AM

21:59 9:59 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

26,932

💱 Currency

Philippine Peso PHP ₱

Norwegian Krone NOK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

Exchange rates and currency converter

NOK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Norwegian Krone exchange rates as of October 20, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Holmestrand 10,310 km ≈ 13 h nonstop flight

From you

Cebu
Holmestrand

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Holmestrand: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 209% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,372 in Cebu and $4,242 in Holmestrand to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $1,219 in Holmestrand. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $915 per month in Cebu versus $2,828 in Holmestrand – a 209% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 580% less than in Holmestrand. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $2,828 in Holmestrand, a $1,500 budget is realistic in Cebu but tight or insufficient in Holmestrand. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Holmestrand, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Holmestrand are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 209% less than in Holmestrand. Beyond cost, consider language, visa policies, and how big the international community is in each city.