Last update: Oct 2026

Cost of Living Comparison Between Cebu and Hisar

For one person, living is cheaper in Hisar: $316 a month against $918 in Cebu, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
15

Cost of Living Index in Hisar
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Hisar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Hisar

🇮🇳 India

$316

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Hisar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Hisar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $316 in Hisar.

Cebu $918
Hisar $316

Estimated couple costs with rent: $1,409 in Cebu versus $489 in Hisar.

Cebu $1,409
Hisar $489

Monthly costs for a family of three with rent: $1,900 in Cebu versus $663 in Hisar.

Cebu $1,900
Hisar $663

Living in Cebu is roughly 190% more expensive than in Hisar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Hisar 77% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.04 ₹194

51.47%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$6.12 ₹581

295.75%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.35 ₹318

17.01%

Cappuccino

$2.51 ₱158

$1.02 ₹96.7

146.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.35 ₹32.99

354.29%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.18 ₹17.08

194.44%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.11 ₹200

-15.64%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.21 ₹305

-32.40%

Milk (1 liter)

$1.92 ₱121

$0.71 ₹67.5

170.42%

White Bread (500g)

$1.36 ₱85.4

$0.44 ₹42.11

209.09%

Rice (white) (1kg)

$1.01 ₱63.5

$0.79 ₹74.6

27.85%

Eggs

$2.03 ₱128

$0.89 ₹84.9

128.09%

Local Cheese (1kg)

$9.86 ₱621

$4.92 ₹468

100.41%

Chicken Fillets (1kg)

$4.39 ₱277

$2.58 ₹245

70.16%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.31 ₹125

151.91%

Banana (1kg)

$1.39 ₱87.8

$0.75 ₹71.0

85.33%

Oranges (1kg)

$2.33 ₱147

$0.67 ₹63.7

247.76%

Tomato (1kg)

$1.50 ₱94.3

$0.62 ₹59.0

141.94%

Potato (1kg)

$2.36 ₱149

$0.30 ₹28.87

686.67%

Onion (1kg)

$1.90 ₱119

$0.31 ₹29.44

512.90%

Lettuce (1 head)

$1.19 ₱74.9

$0.32 ₹30.69

271.87%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.27 ₹25.58

133.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.91 ₹466

-38.90%

Wine (Bottle)

$6.03 ₱379

$5.07 ₹481

18.93%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.64 ₹156

-25.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.86 ₹177

-5.91%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.32 ₹316

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.44 ₹41.75

-43.18%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$8.28 ₹786

52.66%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.51 ₹48.02

50.98%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.20 ₹18.95

15.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.64 ₹156

171.95%

Gasoline (1 liter)

$1.31 ₱82.8

$1.12 ₹107

16.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.7K ₹1.2M

67.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.6K ₹2.0M

-7.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$38.61 ₹3,666

211.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.55 ₹337

294.37%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$6.64 ₹630

314.76%

Gym Membership (Monthly)

$32.33 ₱2,035

$12.90 ₹1,225

150.62%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$5.99 ₹569

11.02%

Cinema Ticket

$5.65 ₱356

$2.62 ₹249

115.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$58.8 ₹5,580

368.53%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,760 ₹167.2K

349.80%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$22.58 ₹2,145

118.47%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$17.93 ₹1,702

40.77%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$35.26 ₹3,349

118.26%

Men's Leather Business Shoes

$57.2 ₱3,601

$22.69 ₹2,155

152.09%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$76.0 ₹7,215

557.52%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$44.76 ₹4,250

589.95%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$197 ₹18.7K

447.82%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$107 ₹10.2K

474.38%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,415 ₹134.3K

104.03%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$507 ₹48.1K

277.99%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$316 ₹30.0K

9.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Hisar: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Hisar

$45 14.2% 85.5% $264

Groceries & Markets

Cebu

$206 22.4%

Hisar

$91 28.8% 55.9% $115

Monthly Utilities & Internet

Cebu

$162 17.6%

Hisar

$49 15.4% 69.8% $113

Clothing & Footwear

Cebu

$94 10.2%

Hisar

$44 14% 52.8% $50

Eating Out

Cebu

$88 9.6%

Hisar

$58 18.2% 34.7% $31

Sport & Entertainment

Cebu

$44 4.8%

Hisar

$18 5.7% 58.4% $25

Getting Around

Cebu

$16 1.7%

Hisar

$12 3.7% 25.9% $4

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $76.0 in Hisar. Housing cost is often the main lever when comparing two cities.

Cebu pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $6.00 in Hisar for a mid-range dinner for two. Groceries echo the gap at $206 vs $91.0 per month, with Hisar cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Hisar

🕒 Local time

08:21 8:21 AM

05:51 5:51 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

301,240

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Hisar 5,410 km ≈ 7 h nonstop flight

From you

Cebu
Hisar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Hisar: Cost of Living - Frequently Asked Questions

Hisar is cheaper overall, especially in groceries, clothing, and eating out. The 190% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 10% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $76.0 in Hisar. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $316 in Hisar – a 190% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Hisar runs roughly 53% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Hisar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Hisar is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Hisar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hisar gentler on the wallet – expenses run 190% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.