Last update: Oct 2026

Cost of Living Comparison Between Cebu and Herzliya

For one person, living is cheaper in Cebu: $918 a month against $1,295 in Herzliya, rent and utilities included – about $4,500 less a year. The total is higher in Herzliya despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
63

Cost of Living Index in Herzliya
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Herzliya Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Herzliya

🇮🇱 Israel

$1,295

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Herzliya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Herzliya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,295 in Herzliya.

Cebu $918
Herzliya $1,295

Estimated couple costs with rent: $1,409 in Cebu versus $2,110 in Herzliya.

Cebu $1,409
Herzliya $2,110

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,925 in Herzliya.

Cebu $1,900
Herzliya $2,925

Living in Cebu costs roughly 29% less than in Herzliya, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Herzliya 4% lower.

Meal at Budget Restaurant

$3.09 ₱194

$22.84 ₪71.1

-86.47%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$96.5 ₪300

-74.91%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$16.51 ₪51.4

-76.26%

Cappuccino

$2.51 ₱158

$4.98 ₪15.48

-49.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$3.05 ₪9.50

-47.87%

Water (0.33 liter bottle)

$0.53 ₱33.43

$2.23 ₪6.95

-76.23%

Local Beer (0.5 liter draught)

$1.78 ₱112

$8.30 ₪25.82

-78.55%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$9.81 ₪30.54

-77.88%

Milk (1 liter)

$1.92 ₱121

$2.21 ₪6.86

-13.12%

White Bread (500g)

$1.36 ₱85.4

$1.56 ₪4.85

-12.82%

Rice (white) (1kg)

$1.01 ₱63.5

$2.37 ₪7.37

-57.38%

Eggs

$2.03 ₱128

$5.45 ₪16.95

-62.75%

Local Cheese (1kg)

$9.86 ₱621

$14.42 ₪44.86

-31.62%

Chicken Fillets (1kg)

$4.39 ₱277

$12.15 ₪37.79

-63.87%

Beef Round Steak (1kg)

$7.60 ₱479

$19.39 ₪60.3

-60.80%

Apples (1kg)

$3.30 ₱208

$4.17 ₪12.96

-20.86%

Banana (1kg)

$1.39 ₱87.8

$3.20 ₪9.94

-56.56%

Oranges (1kg)

$2.33 ₱147

$1.24 ₪3.87

87.90%

Tomato (1kg)

$1.50 ₱94.3

$1.90 ₪5.90

-21.05%

Potato (1kg)

$2.36 ₱149

$1.60 ₪4.99

47.50%

Onion (1kg)

$1.90 ₱119

$0.97 ₪3.03

95.88%

Lettuce (1 head)

$1.19 ₱74.9

$1.56 ₪4.86

-23.72%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.82 ₪2.57

-23.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$13.73 ₪42.71

-78.15%

Wine (Bottle)

$6.03 ₱379

$11.09 ₪34.51

-45.63%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.66 ₪8.26

-53.76%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.53 ₪7.86

-30.83%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$2.53 ₪7.87

-90.12%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$77.1 ₪240

-83.60%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$4.11 ₪12.80

-81.27%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.33 ₪4.13

-82.71%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$31.73 ₪98.7

-85.94%

Gasoline (1 liter)

$1.31 ₱82.8

$2.53 ₪7.87

-48.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$57.0K ₪177.2K

-62.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$56.1K ₪174.5K

-65.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$261 ₪811

-53.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.50 ₪35.78

21.74%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$44.59 ₪139

-38.24%

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$12.84 ₪39.96

-56.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$1,130 ₪3,517

-75.64%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$24.7K ₪76.9K

-67.97%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$37.21 ₪116

32.57%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$40.78 ₪127

-38.11%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$98.2 ₪305

-21.61%

Men's Leather Business Shoes

$57.2 ₱3,601

$115 ₪357

-50.12%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.05

42.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Herzliya: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Herzliya

- * 0% 100%

Groceries & Markets

Cebu

$206 22.4%

Herzliya

$349 27% 69.5% $143

Monthly Utilities & Internet

Cebu

$162 17.6%

Herzliya

$317 24.5% 95.8% $155

Clothing & Footwear

Cebu

$94 10.2%

Herzliya

$131 10.1% 39.3% $37

Eating Out

Cebu

$88 9.6%

Herzliya

$374 28.9% 324% $286

Sport & Entertainment

Cebu

$44 4.8%

Herzliya

$26 * 2% 41.1% $18

Getting Around

Cebu

$16 1.7%

Herzliya

$98 7.6% 529% $82

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $24.00 in Cebu vs $97.0 in Herzliya for a mid-range dinner for two. Groceries echo the gap at $206 vs $349 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇱 Herzliya

🕒 Local time

16:17 4:17 PM

11:17 11:17 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

106,022

💱 Currency

Philippine Peso PHP ₱

Israeli New Shekel ILS ₪

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

Exchange rates and currency converter

ILS, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Israeli New Shekel exchange rates as of October 18, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Herzliya 9,310 km ≈ 12 h nonstop flight

From you

Cebu
Herzliya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Herzliya: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 41% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,942 in Herzliya to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $918 per month in Cebu versus $1,295 in Herzliya – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 510% less than in Herzliya. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,295 in Herzliya, a $1,500 budget is realistic in Cebu but tight or insufficient in Herzliya. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Herzliya, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Herzliya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 41% less than in Herzliya. Beyond cost, consider language, visa policies, and how big the international community is in each city.