For one person, living is cheaper in Cebu: $934 a month against $1,282 in Gyor, rent and utilities included – about $4,200 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gyor actually costs, broken down by who's living it.
Monthly costs for one person with rent: $934 in Cebu versus $1,282 in Gyor.
Cebu $934
Gyor $1,282
Estimated couple costs with rent: $1,415 in Cebu versus $2,019 in Gyor.
Cebu $1,415
Gyor $2,019
Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,757 in Gyor.
Cebu $1,896
Gyor $2,757
🌍
Living in Cebu costs roughly 27% less than in Gyor, and outside of rent the biggest gap is in eating out.
📊
Both cities sit below the global median: Cebu30% lower, Gyor4% lower.
Currency
No currencies found
🍽 Eating Out
Cebu
Gyor
Difference
Meal at Budget Restaurant
$3.03₱191
$12.20Ft 3,974
-75.16%
Three-Course Dinner for Two, Mid-Range
$23.48₱1,476
$51.8Ft 16.9K
-54.67%
Fast Food Meal(McDonalds, etc)
$4.09₱257
$9.10Ft 2,964
-55.05%
Cappuccino
$2.52₱158
$2.67Ft 869
-5.62%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.54₱97.2
$1.93Ft 629
-20.21%
Water(0.33 liter bottle)
$0.49₱31.06
$1.18Ft 384
-58.47%
Local Beer(0.5 liter draught)
$1.79₱113
$3.08Ft 1,004
-41.88%
Imported Beer(0.33 liter bottle)
$2.26₱142
$2.83Ft 923
-20.14%
🛒 Groceries & Markets
Cebu
Gyor
Difference
Milk(1 liter)
$1.95₱122
$1.23Ft 399
58.54%
White Bread(500g)
$1.43₱89.9
$1.44Ft 471
-0.69%
Rice(white)(1kg)
$1.02₱64.0
$2.36Ft 768
-56.78%
Eggs
$2.06₱129
$3.23Ft 1,052
-36.22%
Local Cheese(1kg)
$9.81₱617
$10.66Ft 3,473
-7.97%
Chicken Fillets(1kg)
$4.61₱290
$6.31Ft 2,054
-26.94%
Beef Round Steak(1kg)
$7.70₱484
$13.59Ft 4,425
-43.34%
Apples(1kg)
$3.31₱208
$2.49Ft 812
32.93%
Banana(1kg)
$1.45₱91.2
$2.04Ft 663
-28.92%
Oranges(1kg)
$2.36₱148
$2.05Ft 667
15.12%
Tomato(1kg)
$1.54₱96.6
$3.89Ft 1,265
-60.41%
Potato(1kg)
$2.36₱148
$1.15Ft 376
105.22%
Onion(1kg)
$1.99₱125
$1.29Ft 420
54.26%
Lettuce(1 head)
$1.15₱72.3
$1.76Ft 573
-34.66%
Water(1.5 liter bottle)
$0.67₱42.26
$0.51Ft 168
31.37%
Cigarettes 20 Pack(Marlboro, Camel)
$3.00₱189
$8.00Ft 2,605
-62.50%
Wine(Bottle)
$6.35₱399
$6.15Ft 2,003
3.25%
Local Beer(0.5 liter bottle)
$1.31₱82.1
$1.25Ft 407
4.80%
Imported Beer(0.33 liter bottle)
$1.73₱109
$1.58Ft 516
9.49%
🚌 Getting Around
Cebu
Gyor
Difference
One-way Ticket(Public Transport)
$0.25₱15.82
$0.80Ft 261
-68.75%
Public Transport Monthly Pass(Regular Price)
$12.65₱796
$29.80Ft 9,704
-57.55%
Taxi Start(Normal Tariff)
$0.74₱46.44
$2.99Ft 972
-75.25%
Taxi(Normal Tariff)(1km)
$0.21₱13.15
$1.57Ft 511
-86.62%
Taxi 1hour Waiting(Normal Tariff)
$4.33₱272
$18.41Ft 5,994
-76.48%
Gasoline(1 liter)
$1.33₱83.7
$1.84Ft 598
-27.72%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K₱1.4M
$31.8KFt 10.4M
-31.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K₱1.2M
$36.4KFt 11.8M
-46.65%
🧾 Monthly Utilities & Internet
Cebu
Gyor
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$121₱7,583
$150Ft 48.8K
-19.58%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$14.45₱909
$32.63Ft 10.6K
-55.72%
Internet(50+ Mbps, Unlimited Data)
$28.29₱1,779
$27.29Ft 8,886
3.66%
🎉 Sport & Entertainment
Cebu
Gyor
Difference
Gym Membership(Monthly)
$32.68₱2,055
$44.92Ft 14.6K
-27.25%
Tennis Court(1 Hour on Weekend)
$6.39₱402
$12.89Ft 4,196
-50.43%
Cinema Ticket
$5.46₱343
$7.83Ft 2,550
-30.27%
🧸 Childcare & Education
Cebu
Gyor
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$273₱17.2K
$480Ft 156.4K
-43.09%
International Primary School, 1 Child(Yearly)
$8,156₱512.9K
-
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👕👟 Clothing & Footwear
Cebu
Gyor
Difference
Jeans(Levis 501 Or Similar)
$49.57₱3,117
$87.5Ft 28.5K
-43.33%
Summer Dress(H&M, Zara, etc)
$24.87₱1,564
$27.76Ft 9,039
-10.41%
Sport Shoes(Adidas, Nike)
$76.6₱4,817
$98.6Ft 32.1K
-22.31%
Men's Leather Business Shoes
$59.3₱3,727
$105Ft 34.3K
-43.69%
🏠 Accommodation & Living
Cebu
Gyor
Difference
1-bedroom Apartment, City Center(Monthly)
$506₱31.8K
$514Ft 167.4K
-1.64%
1-bedroom Apartment, Outside City Center(Monthly)
$309₱19.5K
$394Ft 128.3K
-21.44%
3-bedroom Apartment, City Center(Monthly)
$1,052₱66.1K
$964Ft 314.1K
9.06%
3-bedroom Apartment, Outside City Center(Monthly)
$619₱38.9K
$759Ft 247.3K
-18.49%
Buy Apartment in City Center(m2)
$2,915₱183.4K
$3,413Ft 1.1M
-14.58%
Buy Apartment Outside City Center(m2)
$1,867₱117.4K
$2,609Ft 849.8K
-28.44%
💵 Salaries & Financials
Cebu
Gyor
Difference
Average Monthly Net Salary(After Tax)
$341₱21.5K
$1,349Ft 439.4K
-74.72%
20-Year Fixed Mortgage Interest Rate(Annual %)
7.2
8.25
-12.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cebu: October 5, 2026
Last update for Gyor: October 4, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cebu
$309 33.5%
Gyor
$394 30.6% ↑ 27.3%$84
🛒Groceries & Markets
Cebu
$210 22.7%
Gyor
$247 19.1% ↑ 17.2%$36
🧾Monthly Utilities & Internet
Cebu
$163 17.7%
Gyor
$210 16.3% ↑ 28.5%$47
👕👟Clothing & Footwear
Cebu
$95 10.2%
Gyor
$144 11.1% ↑ 51.7%$49
🍽Eating Out
Cebu
$88 9.6%
Gyor
$190 14.8% ↑ 116%$102
🎉Sport & Entertainment
Cebu
$44 4.7%
Gyor
$61 4.7% ↑ 38.9%$17
🚌Getting Around
Cebu
$15 1.7%
Gyor
$44 3.4% ↑ 184%$28
🏠Accommodation & Living
Cebu
$619 32.4%
Gyor
$759 27.4% ↑ 22.7%$140
🛒Groceries & Markets
Cebu
$493 25.8%
Gyor
$582 21% ↑ 18.1%$89
🧾Monthly Utilities & Internet
Cebu
$178 9.3%
Gyor
$242 8.8% ↑ 36.4%$65
👕👟Clothing & Footwear
Cebu
$210 11%
Gyor
$319 11.5% ↑ 51.7%$109
🍽Eating Out
Cebu
$288 15.1%
Gyor
$643 23.2% ↑ 123%$354
🎉Sport & Entertainment
Cebu
$94 4.9%
Gyor
$134 4.8% ↑ 43.2%$40
🚌Getting Around
Cebu
$31 1.6%
Gyor
$89 3.2% ↑ 184%$58
Cost Breakdown
🏠A one-bedroom apartment in the center runs $506 in Cebu and $514 in Gyor. Housing cost is often the main lever when comparing two cities.
💰Gyor pays 296% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $23.00 in Cebu vs $52.0 in Gyor for a mid-range dinner for two. Groceries echo the gap at $210 vs $247 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Gyor: Cost of Living - Frequently Asked Questions
Is Gyor cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 37% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Gyor?
On paper, salaries run 296% lower in Gyor. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Gyor?
Rent for a central apartment: $506 in Cebu versus $514 in Gyor. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Gyor?
All in, you'll spend $934 per month in Cebu versus $1,282 in Gyor – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 136% less than in Gyor. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Gyor?
At $934 in Cebu versus $1,282 in Gyor, a $1,500 budget is realistic in Cebu but tight or insufficient in Gyor. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Gyor more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gyor, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Gyor?
Safety-wise, Cebu and Gyor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 37% less than in Gyor. Beyond cost, consider language, visa policies, and how big the international community is in each city.