Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gyor

For one person, living is cheaper in Cebu: $934 a month against $1,282 in Gyor, rent and utilities included – about $4,200 less a year. Other living expenses account for most of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
Gyor
🇭🇺 Hungary
$1,282
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Gyor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gyor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,282 in Gyor.

  • Cebu $934
  • Gyor $1,282

Estimated couple costs with rent: $1,415 in Cebu versus $2,019 in Gyor.

  • Cebu $1,415
  • Gyor $2,019

Monthly costs for a family of three with rent: $1,896 in Cebu versus $2,757 in Gyor.

  • Cebu $1,896
  • Gyor $2,757

Living in Cebu costs roughly 27% less than in Gyor, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 30% lower, Gyor 4% lower.

Currency
🍽 Eating Out
Cebu
Gyor
Difference
Meal at Budget Restaurant
$3.03 ₱191
$12.20 Ft 3,974
-75.16%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,476
$51.8 Ft 16.9K
-54.67%
Fast Food Meal (McDonalds, etc)
$4.09 ₱257
$9.10 Ft 2,964
-55.05%
Cappuccino
$2.52 ₱158
$2.67 Ft 869
-5.62%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.2
$1.93 Ft 629
-20.21%
Water (0.33 liter bottle)
$0.49 ₱31.06
$1.18 Ft 384
-58.47%
Local Beer (0.5 liter draught)
$1.79 ₱113
$3.08 Ft 1,004
-41.88%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$2.83 Ft 923
-20.14%
🛒 Groceries & Markets
Cebu
Gyor
Difference
Milk (1 liter)
$1.95 ₱122
$1.23 Ft 399
58.54%
White Bread (500g)
$1.43 ₱89.9
$1.44 Ft 471
-0.69%
Rice (white) (1kg)
$1.02 ₱64.0
$2.36 Ft 768
-56.78%
Eggs
$2.06 ₱129
$3.23 Ft 1,052
-36.22%
Local Cheese (1kg)
$9.81 ₱617
$10.66 Ft 3,473
-7.97%
Chicken Fillets (1kg)
$4.61 ₱290
$6.31 Ft 2,054
-26.94%
Beef Round Steak (1kg)
$7.70 ₱484
$13.59 Ft 4,425
-43.34%
Apples (1kg)
$3.31 ₱208
$2.49 Ft 812
32.93%
Banana (1kg)
$1.45 ₱91.2
$2.04 Ft 663
-28.92%
Oranges (1kg)
$2.36 ₱148
$2.05 Ft 667
15.12%
Tomato (1kg)
$1.54 ₱96.6
$3.89 Ft 1,265
-60.41%
Potato (1kg)
$2.36 ₱148
$1.15 Ft 376
105.22%
Onion (1kg)
$1.99 ₱125
$1.29 Ft 420
54.26%
Lettuce (1 head)
$1.15 ₱72.3
$1.76 Ft 573
-34.66%
Water (1.5 liter bottle)
$0.67 ₱42.26
$0.51 Ft 168
31.37%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$8.00 Ft 2,605
-62.50%
Wine (Bottle)
$6.35 ₱399
$6.15 Ft 2,003
3.25%
Local Beer (0.5 liter bottle)
$1.31 ₱82.1
$1.25 Ft 407
4.80%
Imported Beer (0.33 liter bottle)
$1.73 ₱109
$1.58 Ft 516
9.49%
🚌 Getting Around
Cebu
Gyor
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.82
$0.80 Ft 261
-68.75%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱796
$29.80 Ft 9,704
-57.55%
Taxi Start (Normal Tariff)
$0.74 ₱46.44
$2.99 Ft 972
-75.25%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.15
$1.57 Ft 511
-86.62%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱272
$18.41 Ft 5,994
-76.48%
Gasoline (1 liter)
$1.33 ₱83.7
$1.84 Ft 598
-27.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$31.8K Ft 10.4M
-31.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$36.4K Ft 11.8M
-46.65%
🧾 Monthly Utilities & Internet
Cebu
Gyor
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,583
$150 Ft 48.8K
-19.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱909
$32.63 Ft 10.6K
-55.72%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,779
$27.29 Ft 8,886
3.66%
🎉 Sport & Entertainment
Cebu
Gyor
Difference
Gym Membership (Monthly)
$32.68 ₱2,055
$44.92 Ft 14.6K
-27.25%
Tennis Court (1 Hour on Weekend)
$6.39 ₱402
$12.89 Ft 4,196
-50.43%
Cinema Ticket
$5.46 ₱343
$7.83 Ft 2,550
-30.27%
🧸 Childcare & Education
Cebu
Gyor
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.2K
$480 Ft 156.4K
-43.09%
International Primary School, 1 Child (Yearly)
$8,156 ₱512.9K
-
-
👕👟 Clothing & Footwear
Cebu
Gyor
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,117
$87.5 Ft 28.5K
-43.33%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,564
$27.76 Ft 9,039
-10.41%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,817
$98.6 Ft 32.1K
-22.31%
Men's Leather Business Shoes
$59.3 ₱3,727
$105 Ft 34.3K
-43.69%
🏠 Accommodation & Living
Cebu
Gyor
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.8K
$514 Ft 167.4K
-1.64%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.5K
$394 Ft 128.3K
-21.44%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.1K
$964 Ft 314.1K
9.06%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.9K
$759 Ft 247.3K
-18.49%
Buy Apartment in City Center (m2)
$2,915 ₱183.4K
$3,413 Ft 1.1M
-14.58%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.4K
$2,609 Ft 849.8K
-28.44%
💵 Salaries & Financials
Cebu
Gyor
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.5K
$1,349 Ft 439.4K
-74.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
8.25
-12.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Gyor: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Gyor
$394 27.3% $84
Groceries & Markets
Cebu
$210
Gyor
$247 17.2% $36
Monthly Utilities & Internet
Cebu
$163
Gyor
$210 28.5% $47
Clothing & Footwear
Cebu
$95
Gyor
$144 51.7% $49
Eating Out
Cebu
$88
Gyor
$190 116% $102
Sport & Entertainment
Cebu
$44
Gyor
$61 38.9% $17
Getting Around
Cebu
$15
Gyor
$44 184% $28

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $514 in Gyor. Housing cost is often the main lever when comparing two cities.

Gyor pays 296% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $52.0 in Gyor for a mid-range dinner for two. Groceries echo the gap at $210 vs $247 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇭🇺 Gyor
🕒 Local time
16:20 4:20 PM
10:20 10:20 AM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
130,191
💱 Currency
Exchange rates and currency converter

HUF, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.89 PHP (100 PHP = 1.59 USD). 1 EUR = 70.54 PHP (100 PHP = 1.42 EUR).

Hungarian Forint exchange rates as of October 10, 2026: 1 USD = 326 HUF (1,000 HUF = 3.07 USD). 1 EUR = 365 HUF (1,000 HUF = 2.74 EUR).

On the map
Between locations
  • Cebu Gyor 10,350 km ≈ 13 h nonstop flight
From you
  • Cebu
  • Gyor

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Gyor: Cost of Living - Frequently Asked Questions
Is Gyor cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 37% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Gyor?
On paper, salaries run 296% lower in Gyor. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Gyor?
Rent for a central apartment: $506 in Cebu versus $514 in Gyor. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Gyor?
All in, you'll spend $934 per month in Cebu versus $1,282 in Gyor – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 136% less than in Gyor. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Gyor?
At $934 in Cebu versus $1,282 in Gyor, a $1,500 budget is realistic in Cebu but tight or insufficient in Gyor. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Gyor more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gyor, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Gyor?
Safety-wise, Cebu and Gyor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 37% less than in Gyor. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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