For one person, living is cheaper in Cebu: $934 a month against $1,282 in Gyor, rent and utilities included – about $4,200 less a year. Other living expenses account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gyor and in Cebu actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,282 in Gyor versus $934 in Cebu.
Gyor $1,282
Cebu $934
Estimated couple costs with rent: $2,019 in Gyor versus $1,415 in Cebu.
Gyor $2,019
Cebu $1,415
Monthly costs for a family of three with rent: $2,757 in Gyor versus $1,896 in Cebu.
Gyor $2,757
Cebu $1,896
🌍
Living in Gyor is roughly 37% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.
📊
Both cities sit below the global median: Gyor4% lower, Cebu30% lower.
Currency
No currencies found
🍽 Eating Out
Gyor
Cebu
Difference
Meal at Budget Restaurant
$12.20Ft 3,974
$3.03₱191
302.64%
Three-Course Dinner for Two, Mid-Range
$51.8Ft 16.9K
$23.48₱1,476
120.61%
Fast Food Meal(McDonalds, etc)
$9.10Ft 2,964
$4.09₱257
122.49%
Cappuccino
$2.67Ft 869
$2.52₱158
5.95%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.93Ft 629
$1.54₱97.2
25.32%
Water(0.33 liter bottle)
$1.18Ft 384
$0.49₱31.06
140.82%
Local Beer(0.5 liter draught)
$3.08Ft 1,004
$1.79₱113
72.07%
Imported Beer(0.33 liter bottle)
$2.83Ft 923
$2.26₱142
25.22%
🛒 Groceries & Markets
Gyor
Cebu
Difference
Milk(1 liter)
$1.23Ft 399
$1.95₱122
-36.92%
White Bread(500g)
$1.44Ft 471
$1.43₱89.9
0.70%
Rice(white)(1kg)
$2.36Ft 768
$1.02₱64.0
131.37%
Eggs
$3.23Ft 1,052
$2.06₱129
56.80%
Local Cheese(1kg)
$10.66Ft 3,473
$9.81₱617
8.66%
Chicken Fillets(1kg)
$6.31Ft 2,054
$4.61₱290
36.88%
Beef Round Steak(1kg)
$13.59Ft 4,425
$7.70₱484
76.49%
Apples(1kg)
$2.49Ft 812
$3.31₱208
-24.77%
Banana(1kg)
$2.04Ft 663
$1.45₱91.2
40.69%
Oranges(1kg)
$2.05Ft 667
$2.36₱148
-13.14%
Tomato(1kg)
$3.89Ft 1,265
$1.54₱96.6
152.60%
Potato(1kg)
$1.15Ft 376
$2.36₱148
-51.27%
Onion(1kg)
$1.29Ft 420
$1.99₱125
-35.18%
Lettuce(1 head)
$1.76Ft 573
$1.15₱72.3
53.04%
Water(1.5 liter bottle)
$0.51Ft 168
$0.67₱42.26
-23.88%
Cigarettes 20 Pack(Marlboro, Camel)
$8.00Ft 2,605
$3.00₱189
166.67%
Wine(Bottle)
$6.15Ft 2,003
$6.35₱399
-3.15%
Local Beer(0.5 liter bottle)
$1.25Ft 407
$1.31₱82.1
-4.58%
Imported Beer(0.33 liter bottle)
$1.58Ft 516
$1.73₱109
-8.67%
🚌 Getting Around
Gyor
Cebu
Difference
One-way Ticket(Public Transport)
$0.80Ft 261
$0.25₱15.82
220.00%
Public Transport Monthly Pass(Regular Price)
$29.80Ft 9,704
$12.65₱796
135.57%
Taxi Start(Normal Tariff)
$2.99Ft 972
$0.74₱46.44
304.05%
Taxi(Normal Tariff)(1km)
$1.57Ft 511
$0.21₱13.15
647.62%
Taxi 1hour Waiting(Normal Tariff)
$18.41Ft 5,994
$4.33₱272
325.17%
Gasoline(1 liter)
$1.84Ft 598
$1.33₱83.7
38.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8KFt 10.4M
$21.8K₱1.4M
46.13%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.4KFt 11.8M
$19.4K₱1.2M
87.45%
🧾 Monthly Utilities & Internet
Gyor
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$150Ft 48.8K
$121₱7,583
24.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.63Ft 10.6K
$14.45₱909
125.81%
Internet(50+ Mbps, Unlimited Data)
$27.29Ft 8,886
$28.29₱1,779
-3.53%
🎉 Sport & Entertainment
Gyor
Cebu
Difference
Gym Membership(Monthly)
$44.92Ft 14.6K
$32.68₱2,055
37.45%
Tennis Court(1 Hour on Weekend)
$12.89Ft 4,196
$6.39₱402
101.72%
Cinema Ticket
$7.83Ft 2,550
$5.46₱343
43.41%
🧸 Childcare & Education
Gyor
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$480Ft 156.4K
$273₱17.2K
75.71%
International Primary School, 1 Child(Yearly)
-
$8,156₱512.9K
-
👕👟 Clothing & Footwear
Gyor
Cebu
Difference
Jeans(Levis 501 Or Similar)
$87.5Ft 28.5K
$49.57₱3,117
76.46%
Summer Dress(H&M, Zara, etc)
$27.76Ft 9,039
$24.87₱1,564
11.62%
Sport Shoes(Adidas, Nike)
$98.6Ft 32.1K
$76.6₱4,817
28.72%
Men's Leather Business Shoes
$105Ft 34.3K
$59.3₱3,727
77.59%
🏠 Accommodation & Living
Gyor
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$514Ft 167.4K
$506₱31.8K
1.67%
1-bedroom Apartment, Outside City Center(Monthly)
$394Ft 128.3K
$309₱19.5K
27.29%
3-bedroom Apartment, City Center(Monthly)
$964Ft 314.1K
$1,052₱66.1K
-8.31%
3-bedroom Apartment, Outside City Center(Monthly)
$759Ft 247.3K
$619₱38.9K
22.68%
Buy Apartment in City Center(m2)
$3,413Ft 1.1M
$2,915₱183.4K
17.06%
Buy Apartment Outside City Center(m2)
$2,609Ft 849.8K
$1,867₱117.4K
39.75%
💵 Salaries & Financials
Gyor
Cebu
Difference
Average Monthly Net Salary(After Tax)
$1,349Ft 439.4K
$341₱21.5K
295.61%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.25
7.2
14.58%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Gyor: October 4, 2026
Last update for Cebu: October 5, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Gyor
$394 30.6%
Cebu
$309 33.5% ↓ 21.4%$84
🛒Groceries & Markets
Gyor
$247 19.1%
Cebu
$210 22.7% ↓ 14.7%$36
🧾Monthly Utilities & Internet
Gyor
$210 16.3%
Cebu
$163 17.7% ↓ 22.2%$47
🍽Eating Out
Gyor
$190 14.8%
Cebu
$88 9.6% ↓ 53.6%$102
👕👟Clothing & Footwear
Gyor
$144 11.1%
Cebu
$95 10.2% ↓ 34.1%$49
🎉Sport & Entertainment
Gyor
$61 4.7%
Cebu
$44 4.7% ↓ 28%$17
🚌Getting Around
Gyor
$44 3.4%
Cebu
$15 1.7% ↓ 64.8%$28
🏠Accommodation & Living
Gyor
$759 27.4%
Cebu
$619 32.4% ↓ 18.5%$140
🛒Groceries & Markets
Gyor
$582 21%
Cebu
$493 25.8% ↓ 15.3%$89
🧾Monthly Utilities & Internet
Gyor
$242 8.8%
Cebu
$178 9.3% ↓ 26.7%$65
🍽Eating Out
Gyor
$643 23.2%
Cebu
$288 15.1% ↓ 55.1%$354
👕👟Clothing & Footwear
Gyor
$319 11.5%
Cebu
$210 11% ↓ 34.1%$109
🎉Sport & Entertainment
Gyor
$134 4.8%
Cebu
$94 4.9% ↓ 30.2%$40
🚌Getting Around
Gyor
$89 3.2%
Cebu
$31 1.6% ↓ 64.8%$58
Cost Breakdown
🏠A one-bedroom apartment in the center runs $514 in Gyor and $506 in Cebu. Housing cost is often the main lever when comparing two cities.
💰Gyor pays 296% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $52.0 in Gyor vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $247 vs $210 per month, with Cebu cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gyor vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Gyor?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 37% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Gyor or Cebu?
Average pay runs 296% higher in Gyor, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Gyor and Cebu?
Rent for a central apartment: $514 in Gyor versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Gyor and in Cebu?
All in, you'll spend $1,282 per month in Gyor versus $934 in Cebu – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 136% less than in Gyor. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Gyor or in Cebu?
At $934 in Cebu versus $1,282 in Gyor, a $1,500 budget is realistic in Cebu but tight or insufficient in Gyor. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Gyor or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gyor, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Gyor or Cebu?
Safety-wise, Gyor and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 37% less than in Gyor. Beyond cost, consider language, visa policies, and how big the international community is in each city.