Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gyeongju

For one person, living is cheaper in Cebu: $918 a month against $1,228 in Gyeongju, rent and utilities included – about $3,700 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
59

Cost of Living Index in Gyeongju
Learn more

Gyeongju Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Gyeongju

🇰🇷 South Korea

$1,228

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gyeongju

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gyeongju actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,228 in Gyeongju.

Cebu $918
Gyeongju $1,228

Estimated couple costs with rent: $1,409 in Cebu versus $1,988 in Gyeongju.

Cebu $1,409
Gyeongju $1,988

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,748 in Gyeongju.

Cebu $1,900
Gyeongju $2,748

Living in Cebu costs roughly 25% less than in Gyeongju, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Gyeongju 9% lower.

Meal at Budget Restaurant

$3.09 ₱194

$7.61 ₩10.1K

-59.40%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$48.01 ₩63.8K

-49.55%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.51 ₩8,653

-39.78%

Cappuccino

$2.51 ₱158

$3.02 ₩4,012

-16.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.10 ₩1,457

44.55%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.35 ₩469

51.43%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.59 ₩3,442

-31.27%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.34 ₩5,764

-50.00%

Milk (1 liter)

$1.92 ₱121

$2.31 ₩3,073

-16.88%

White Bread (500g)

$1.36 ₱85.4

$2.47 ₩3,280

-44.94%

Rice (white) (1kg)

$1.01 ₱63.5

$3.13 ₩4,164

-67.73%

Eggs

$2.03 ₱128

$2.60 ₩3,451

-21.92%

Local Cheese (1kg)

$9.86 ₱621

$11.06 ₩14.7K

-10.85%

Chicken Fillets (1kg)

$4.39 ₱277

$10.33 ₩13.7K

-57.50%

Beef Round Steak (1kg)

$7.60 ₱479

$18.49 ₩24.6K

-58.90%

Apples (1kg)

$3.30 ₱208

$4.50 ₩5,985

-26.67%

Banana (1kg)

$1.39 ₱87.8

$2.57 ₩3,411

-45.91%

Oranges (1kg)

$2.33 ₱147

$3.82 ₩5,075

-39.01%

Tomato (1kg)

$1.50 ₱94.3

$3.67 ₩4,879

-59.13%

Potato (1kg)

$2.36 ₱149

$2.56 ₩3,398

-7.81%

Onion (1kg)

$1.90 ₱119

$2.18 ₩2,897

-12.84%

Lettuce (1 head)

$1.19 ₱74.9

$2.19 ₩2,917

-45.66%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.33 ₩1,766

-52.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.44 ₩4,571

-12.79%

Wine (Bottle)

$6.03 ₱379

$14.77 ₩19.6K

-59.17%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.14 ₩1,515

7.89%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.22 ₩2,949

-21.17%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.06 ₩1,409

-76.42%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.93 ₩3,895

-73.72%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.79 ₩1,046

-70.89%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$16.57 ₩22.0K

-73.08%

Gasoline (1 liter)

$1.31 ₱82.8

$1.02 ₩1,354

28.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$29.6K ₩39.3M

-28.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$34.0K ₩45.2M

-43.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$80.6 ₩107.1K

49.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$36.83 ₩49.0K

-61.99%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$27.20 ₩36.2K

1.25%

Gym Membership (Monthly)

$32.33 ₱2,035

$52.1 ₩69.3K

-37.97%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$11.96 ₩15.9K

-44.40%

Cinema Ticket

$5.65 ₱356

$11.04 ₩14.7K

-48.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$639 ₩849.8K

-56.93%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$22.2K ₩29.5M

-64.31%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$45.34 ₩60.3K

8.80%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$22.41 ₩29.8K

12.63%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$91.7 ₩121.9K

-16.05%

Men's Leather Business Shoes

$57.2 ₱3,601

$128 ₩170.8K

-55.47%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$478 ₩635.9K

4.45%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$366 ₩486.7K

-15.63%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,163 ₩1.5M

-7.30%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$732 ₩972.7K

-15.91%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$7,249 ₩9.6M

-60.19%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$5,416 ₩7.2M

-64.61%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,841 ₩2.4M

-81.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.22

70.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Gyeongju: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Gyeongju

$366 29.8% 18.5% $57

Groceries & Markets

Cebu

$206 22.4%

Gyeongju

$359 29.2% 74.3% $153

Monthly Utilities & Internet

Cebu

$162 17.6%

Gyeongju

$145 11.8% 10.6% $17

Clothing & Footwear

Cebu

$94 10.2%

Gyeongju

$130 10.6% 37.9% $36

Eating Out

Cebu

$88 9.6%

Gyeongju

$144 11.7% 63.2% $56

Sport & Entertainment

Cebu

$44 4.8%

Gyeongju

$74 6% 70.1% $31

Getting Around

Cebu

$16 1.7%

Gyeongju

$11 * 0.9% 28.7% $4.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $478 in Gyeongju. Housing cost is often the main lever when comparing two cities.

Gyeongju pays 432% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $48.00 in Gyeongju for a mid-range dinner for two. Groceries echo the gap at $206 vs $359 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇰🇷 Gyeongju

🕒 Local time

05:39 5:39 AM

06:39 6:39 AM

1 h ahead of Cebu

🌤 Weather

👥 Population

964,169

258,156

💱 Currency

Philippine Peso PHP ₱

South Korean Won KRW ₩

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

10,000 KRW = 7.52 USD

10,000 KRW = 6.69 EUR

Exchange rates and currency converter

KRW, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

South Korean Won exchange rates as of October 17, 2026: 1 USD = 1,330 KRW (10,000 KRW = 7.52 USD). 1 EUR = 1,495 KRW (10,000 KRW = 6.69 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Gyeongju 2,890 km ≈ 4 h nonstop flight

From you

Cebu
Gyeongju

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gyeongju: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 34% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 432% lower in Gyeongju. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $478 in Gyeongju. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 74% higher in Gyeongju. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $1,228 in Gyeongju – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,228 in Gyeongju, a $1,500 budget is realistic in Cebu but tight or insufficient in Gyeongju. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gyeongju, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Gyeongju are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 34% less than in Gyeongju. Beyond cost, consider language, visa policies, and how big the international community is in each city.