Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gurjaani

For one person, living is cheaper in Cebu: $918 a month against $990 in Gurjaani, rent and utilities included – about $860 less a year. Higher rent and utilities in Gurjaani outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
48

Cost of Living Index in Gurjaani
Learn more

Gurjaani Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Gurjaani

🇬🇪 Georgia

$990

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gurjaani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gurjaani actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $990 in Gurjaani.

Cebu $918
Gurjaani $990

Estimated couple costs with rent: $1,409 in Cebu versus $1,155 in Gurjaani.

Cebu $1,409
Gurjaani $1,155

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,320 in Gurjaani.

Cebu $1,900
Gurjaani $1,320

Living in Cebu costs roughly 7% less than in Gurjaani, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Gurjaani 27% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.67 ₾14.68

-45.50%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$23.61 ₾61.1

2.58%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.64 ₾14.59

-30.50%

Cappuccino

$2.51 ₱158

$1.13 ₾2.92

122.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.48 ₾1.24

231.25%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.28 ₾0.73

89.29%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.00 ₾2.60

78.00%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.78 ₾4.60

21.91%

Milk (1 liter)

$1.92 ₱121

$1.56 ₾4.04

23.08%

White Bread (500g)

$1.36 ₱85.4

$0.43 ₾1.11

216.28%

Rice (white) (1kg)

$1.01 ₱63.5

$0.98 ₾2.54

3.06%

Eggs

$2.03 ₱128

$1.78 ₾4.62

14.04%

Local Cheese (1kg)

$9.86 ₱621

$5.75 ₾14.89

71.48%

Chicken Fillets (1kg)

$4.39 ₱277

$3.01 ₾7.80

45.85%

Beef Round Steak (1kg)

$7.60 ₱479

$7.08 ₾18.32

7.34%

Apples (1kg)

$3.30 ₱208

$0.81 ₾2.09

307.41%

Banana (1kg)

$1.39 ₱87.8

$1.58 ₾4.09

-12.03%

Oranges (1kg)

$2.33 ₱147

$1.54 ₾3.99

51.30%

Tomato (1kg)

$1.50 ₱94.3

$1.15 ₾2.98

30.43%

Potato (1kg)

$2.36 ₱149

$0.32 ₾0.84

637.50%

Onion (1kg)

$1.90 ₱119

$0.71 ₾1.85

167.61%

Lettuce (1 head)

$1.19 ₱74.9

$0.76 ₾1.96

56.58%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.44 ₾1.13

43.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.16 ₾8.17

-5.06%

Wine (Bottle)

$6.03 ₱379

$3.79 ₾9.80

59.10%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.09 ₾2.81

12.84%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.79 ₾4.64

-2.23%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.19 ₾0.50

31.58%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$5.83 ₾15.09

116.81%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.74 ₾1.92

4.05%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.78 ₾2.03

-70.51%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.90 ₾10.10

14.36%

Gasoline (1 liter)

$1.31 ₱82.8

$0.95 ₾2.46

37.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$21.3K ₾55.0K

-0.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$22.6K ₾58.5K

-15.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$43.22 ₾112

178.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$5.84 ₾15.11

139.73%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$15.33 ₾39.68

79.65%

Gym Membership (Monthly)

$32.33 ₱2,035

$19.24 ₾49.82

68.04%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.80 ₾12.42

17.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$132 ₾343

107.95%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,715 ₾7,029

191.64%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$56.1 ₾145

-12.07%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$40.62 ₾105

-37.86%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$95.8 ₾248

-19.67%

Men's Leather Business Shoes

$57.2 ₱3,601

$86.3 ₾223

-33.73%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$314 ₾813

59.11%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$536 ₾1,386

-42.34%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$409 ₾1,059

163.58%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$273 ₾708

125.07%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$541 ₾1,401

433.44%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$387 ₾1,002

395.35%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$406 ₾1,051

-14.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-40.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Gurjaani: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Gurjaani

$536 54.1% 73.4% $227

Groceries & Markets

Cebu

$206 22.4%

Gurjaani

$137 13.9% 33.3% $69

Monthly Utilities & Internet

Cebu

$162 17.6%

Gurjaani

$64 6.5% 60.2% $97

Clothing & Footwear

Cebu

$94 10.2%

Gurjaani

$125 12.7% 33.6% $32

Eating Out

Cebu

$88 9.6%

Gurjaani

$87 8.8% 0.9% $0.8

Sport & Entertainment

Cebu

$44 4.8%

Gurjaani

$29 2.9% 33.9% $15

Getting Around

Cebu

$16 1.7%

Gurjaani

$11 1.1% 27.7% $4.3

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $314 in Gurjaani. Housing cost is often the main lever when comparing two cities.

Gurjaani pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $24.00 in Gurjaani. Groceries flip the comparison at $206 vs $137, with Gurjaani cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇬🇪 Gurjaani

🕒 Local time

16:20 4:20 PM

12:20 12:20 PM

4 h behind Cebu

🌤 Weather

👥 Population

964,169

8,000

💱 Currency

Philippine Peso PHP ₱

Georgian Lari GEL ₾

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Gurjaani 8,260 km ≈ 11 h nonstop flight

From you

Cebu
Gurjaani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gurjaani: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing. The 8% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 17% lower in Gurjaani. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $314 in Gurjaani. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $990 in Gurjaani – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 117% less than in Gurjaani. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gurjaani, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Gurjaani are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 8% less than in Gurjaani. Beyond cost, consider language, visa policies, and how big the international community is in each city.