Last update: Oct 2026

Cost of Living Comparison Between Cebu and Guernsey

For one person, living is cheaper in Cebu: $934 a month against $3,344 in Guernsey, rent and utilities included – about $28,900 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
🇬🇬 Guernsey
$3,344
/mo nomad
🙂 Solo nomad: Cebu is 55.4% cheaper than Guernsey without rent, and 72.1% cheaper with rent.
🙂 Family of 3: Cebu is 57.2% cheaper than Guernsey without rent, and 69.6% cheaper with rent.
Currency
🍽 Eating Out
Cebu
Guernsey
Difference
Meal at Budget Restaurant
$3.03 ₱190
$20.37 GGP 15.42
-85.13%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$88.3 GGP 66.8
-73.40%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$9.06 GGP 6.86
-54.86%
Cappuccino
$2.52 ₱158
$4.91 GGP 3.72
-48.68%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$2.99 GGP 2.26
-48.49%
Water (0.33 liter bottle)
$0.49 ₱30.98
$2.09 GGP 1.59
-76.56%
Local Beer (0.5 liter draught)
$1.79 ₱112
$6.63 GGP 5.02
-73.00%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$6.63 GGP 5.02
-65.91%
🛒 Groceries & Markets
Cebu
Guernsey
Difference
Milk (1 liter)
$1.95 ₱122
$2.49 GGP 1.89
-21.69%
White Bread (500g)
$1.43 ₱89.7
$1.98 GGP 1.50
-27.78%
Rice (white) (1kg)
$1.02 ₱63.8
$3.41 GGP 2.58
-70.09%
Eggs
$2.06 ₱129
$5.51 GGP 4.17
-62.61%
Local Cheese (1kg)
$9.81 ₱615
$15.35 GGP 11.62
-36.09%
Chicken Fillets (1kg)
$4.61 ₱289
$12.52 GGP 9.48
-63.18%
Beef Round Steak (1kg)
$7.70 ₱483
$9.77 GGP 7.39
-21.19%
Apples (1kg)
$3.31 ₱207
$5.67 GGP 4.29
-41.62%
Banana (1kg)
$1.45 ₱90.9
$3.54 GGP 2.68
-59.04%
Oranges (1kg)
$2.36 ₱148
$4.43 GGP 3.35
-46.73%
Tomato (1kg)
$1.54 ₱96.4
$4.91 GGP 3.71
-68.64%
Potato (1kg)
$2.36 ₱148
$2.91 GGP 2.20
-18.90%
Onion (1kg)
$1.99 ₱125
$3.04 GGP 2.30
-34.54%
Lettuce (1 head)
$1.15 ₱72.1
$3.21 GGP 2.43
-64.17%
Water (1.5 liter bottle)
$0.67 ₱42.15
$2.09 GGP 1.58
-67.94%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$15.11 GGP 11.44
-80.15%
Wine (Bottle)
$6.35 ₱398
$13.38 GGP 10.13
-52.54%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$3.10 GGP 2.35
-57.74%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$2.26 GGP 1.71
-23.45%
🚌 Getting Around
Cebu
Guernsey
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$2.04 GGP 1.54
-87.75%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$35.30 GGP 26.72
-64.16%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$8.93 GGP 6.76
-91.71%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
$2.08 GGP 1.57
-89.90%
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
$39.35 GGP 29.79
-89.00%
Gasoline (1 liter)
$1.33 ₱83.5
$2.19 GGP 1.66
-39.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$40.4K GGP 30.6K
-46.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$43.2K GGP 32.7K
-55.11%
🧾 Monthly Utilities & Internet
Cebu
Guernsey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$135 GGP 102
-10.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$22.56 GGP 17.08
-35.95%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$54.8 GGP 41.50
-48.39%
🎉 Sport & Entertainment
Cebu
Guernsey
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$77.6 GGP 58.8
-57.90%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$16.61 GGP 12.58
-61.53%
Cinema Ticket
$5.46 ₱342
$11.73 GGP 8.88
-53.45%
🧸 Childcare & Education
Cebu
Guernsey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$2,124 GGP 1,608
-87.13%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$20.2K GGP 15.3K
-59.53%
👕👟 Clothing & Footwear
Cebu
Guernsey
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$101 GGP 76.3
-50.80%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$29.31 GGP 22.19
-15.15%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$110 GGP 83.2
-30.34%
Men's Leather Business Shoes
$59.3 ₱3,717
$90.0 GGP 68.1
-34.15%
🏠 Accommodation & Living
Cebu
Guernsey
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$2,227 GGP 1,686
-77.30%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$2,129 GGP 1,611
-85.47%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$3,771 GGP 2,854
-72.11%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$3,493 GGP 2,644
-82.28%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$11.3K GGP 8,529
-74.12%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$8,675 GGP 6,567
-78.48%
💵 Salaries & Financials
Cebu
Guernsey
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$4,905 GGP 3,713
-93.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
5.05
42.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Guernsey: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Guernsey
$2.1K 588% $1.8K
Groceries & Markets
Cebu
$210
Guernsey
$410 94.7% $199
Monthly Utilities & Internet
Cebu
$163
Guernsey
$212 29.8% $49
Clothing & Footwear
Cebu
$95
Guernsey
$149 56.9% $54
Eating Out
Cebu
$88
Guernsey
$316 257% $227
Sport & Entertainment
Cebu
$44
Guernsey
$101 132% $57
Getting Around
Cebu
$15
Guernsey
$63 307% $47
Good to know
🇵🇭 Cebu
🇬🇬 Guernsey
🕒 Local time
12:03 12:03 PM
05:03 5:03 AM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
63,600
💱 Currency
Exchange rates and currency converter

GGP, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Guernsey Pound exchange rates as of October 10, 2026: 1 USD = 0.757 GGP (1 GGP = 1.32 USD). 1 EUR = 0.849 GGP (1 GGP = 1.18 EUR).

On the map
Between locations
  • Cebu Guernsey 11,580 km ≈ 15 h nonstop flight
From you
  • Cebu
  • Guernsey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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