Last update: Oct 2026

Cost of Living Comparison Between Cebu and Guelma

For one person, living is cheaper in Guelma: $523 a month against $918 in Cebu, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
25

Cost of Living Index in Guelma
Learn more

Guelma Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Guelma

🇩🇿 Algeria

$523

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Guelma

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Guelma actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $523 in Guelma.

Cebu $918
Guelma $523

Estimated couple costs with rent: $1,409 in Cebu versus $849 in Guelma.

Cebu $1,409
Guelma $849

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,176 in Guelma.

Cebu $1,900
Guelma $1,176

Living in Cebu is roughly 76% more expensive than in Guelma, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Guelma 61% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.15 DZD 421

-1.90%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$16.77 DZD 2,245

44.42%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.86 DZD 517

1.55%

Cappuccino

$2.51 ₱158

$0.69 DZD 91.7

263.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.59 DZD 79.1

169.49%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.24 DZD 31.92

120.83%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.57 DZD 210

13.38%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.18 DZD 292

-0.46%

Milk (1 liter)

$1.92 ₱121

$0.87 DZD 117

120.69%

White Bread (500g)

$1.36 ₱85.4

$0.15 DZD 19.62

806.67%

Rice (white) (1kg)

$1.01 ₱63.5

$1.15 DZD 154

-12.17%

Eggs

$2.03 ₱128

$1.19 DZD 159

70.59%

Local Cheese (1kg)

$9.86 ₱621

$8.00 DZD 1,071

23.25%

Chicken Fillets (1kg)

$4.39 ₱277

$4.01 DZD 536

9.48%

Beef Round Steak (1kg)

$7.60 ₱479

$14.59 DZD 1,953

-47.91%

Apples (1kg)

$3.30 ₱208

$2.02 DZD 270

63.37%

Banana (1kg)

$1.39 ₱87.8

$2.69 DZD 360

-48.33%

Oranges (1kg)

$2.33 ₱147

$1.07 DZD 143

117.76%

Tomato (1kg)

$1.50 ₱94.3

$0.96 DZD 129

56.25%

Potato (1kg)

$2.36 ₱149

$0.63 DZD 84.0

274.60%

Onion (1kg)

$1.90 ₱119

$0.45 DZD 60.4

322.22%

Lettuce (1 head)

$1.19 ₱74.9

$0.77 DZD 103

54.55%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.25 DZD 33.57

152.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.59 DZD 347

15.83%

Wine (Bottle)

$6.03 ₱379

$6.52 DZD 873

-7.52%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.08 DZD 145

13.89%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.85 DZD 248

-5.41%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.24 DZD 32.10

4.17%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$5.76 DZD 771

119.44%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.57 DZD 75.9

35.09%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.45 DZD 60.1

-48.89%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.31 DZD 711

-16.01%

Gasoline (1 liter)

$1.31 ₱82.8

$0.36 DZD 47.73

263.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.9K DZD 4.3M

-33.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$34.3K DZD 4.6M

-44.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$36.43 DZD 4,877

230.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$9.29 DZD 1,244

50.70%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$12.07 DZD 1,616

128.17%

Gym Membership (Monthly)

$32.33 ₱2,035

$22.53 DZD 3,016

43.50%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$4.39 DZD 587

28.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$337 DZD 45.2K

-18.37%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,258 DZD 570.0K

85.98%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$31.79 DZD 4,256

55.17%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$34.13 DZD 4,569

-26.05%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$69.6 DZD 9,315

10.62%

Men's Leather Business Shoes

$57.2 ₱3,601

$80.8 DZD 10.8K

-29.17%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$142 DZD 19.0K

251.92%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$92.4 DZD 12.4K

234.11%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$267 DZD 35.8K

303.46%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$197 DZD 26.3K

212.85%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$959 DZD 128.4K

200.96%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,053 DZD 140.9K

82.08%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$302 DZD 40.4K

14.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.3

35.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Guelma: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Guelma

$92 17.7% 70.1% $216

Groceries & Markets

Cebu

$206 22.4%

Guelma

$174 33.3% 15.6% $32

Monthly Utilities & Internet

Cebu

$162 17.6%

Guelma

$58 11.1% 64.3% $104

Clothing & Footwear

Cebu

$94 10.2%

Guelma

$97 18.6% 3.6% $3.4

Eating Out

Cebu

$88 9.6%

Guelma

$60 11.6% 31.5% $28

Sport & Entertainment

Cebu

$44 4.8%

Guelma

$31 6% 28.2% $12

Getting Around

Cebu

$16 1.7%

Guelma

$9.5 1.8% 38.8% $6

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $142 in Guelma. Housing cost is often the main lever when comparing two cities.

Cebu pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $17.00 in Guelma for a mid-range dinner for two. Groceries echo the gap at $206 vs $174 per month, with Guelma cheaper across the board.

Good to know

🇵🇭 Cebu

🇩🇿 Guelma

🕒 Local time

11:22 11:22 AM

04:22 4:22 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

120,847

💱 Currency

Philippine Peso PHP ₱

Algerian Dinar DZD د.ج

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 DZD = 7.47 USD

1,000 DZD = 6.64 EUR

Exchange rates and currency converter

DZD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Algerian Dinar exchange rates as of October 18, 2026: 1 USD = 134 DZD (1,000 DZD = 7.47 USD). 1 EUR = 151 DZD (1,000 DZD = 6.64 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Guelma 11,590 km ≈ 15 h nonstop flight

From you

Cebu
Guelma

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Guelma: Cost of Living - Frequently Asked Questions

Guelma is cheaper overall, especially in groceries, eating out, and leisure. The 76% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 15% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $142 in Guelma. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $523 in Guelma – a 76% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Guelma runs roughly 119% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Guelma gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Guelma is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Guelma are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Guelma gentler on the wallet – expenses run 76% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.