Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gramsh

For one person, living is cheaper in Cebu: $918 a month against $1,063 in Gramsh, rent and utilities included – about $1,700 less a year. The total is higher in Gramsh despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
53

Cost of Living Index in Gramsh
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Gramsh Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Gramsh

🇦🇱 Albania

$1,063

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gramsh

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gramsh actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,063 in Gramsh.

Cebu $918
Gramsh $1,063

Estimated couple costs with rent: $1,409 in Cebu versus $1,678 in Gramsh.

Cebu $1,409
Gramsh $1,678

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,294 in Gramsh.

Cebu $1,900
Gramsh $2,294

Living in Cebu costs roughly 14% less than in Gramsh, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Gramsh 21% lower.

Meal at Budget Restaurant

$3.09 ₱194

$9.57 ALL 770

-67.71%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$39.19 ALL 3,156

-38.20%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.23 ALL 582

-45.78%

Cappuccino

$2.51 ₱158

$1.84 ALL 148

36.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.76 ALL 142

-9.66%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.63 ALL 51.0

-15.87%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.45 ALL 197

-27.35%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.32 ALL 267

-34.64%

Milk (1 liter)

$1.92 ₱121

$1.89 ALL 153

1.59%

White Bread (500g)

$1.36 ₱85.4

$0.97 ALL 78.5

40.21%

Rice (white) (1kg)

$1.01 ₱63.5

$2.07 ALL 167

-51.21%

Eggs

$2.03 ₱128

$2.67 ALL 215

-23.97%

Local Cheese (1kg)

$9.86 ₱621

$10.25 ALL 826

-3.80%

Chicken Fillets (1kg)

$4.39 ₱277

$8.64 ALL 696

-49.19%

Beef Round Steak (1kg)

$7.60 ₱479

$13.85 ALL 1,115

-45.13%

Apples (1kg)

$3.30 ₱208

$2.01 ALL 162

64.18%

Banana (1kg)

$1.39 ₱87.8

$2.30 ALL 185

-39.57%

Oranges (1kg)

$2.33 ₱147

$1.69 ALL 136

37.87%

Tomato (1kg)

$1.50 ₱94.3

$1.63 ALL 131

-7.98%

Potato (1kg)

$2.36 ₱149

$1.08 ALL 86.9

118.52%

Onion (1kg)

$1.90 ₱119

$1.24 ALL 99.8

53.23%

Lettuce (1 head)

$1.19 ₱74.9

$1.18 ALL 95.0

0.85%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.79 ALL 63.5

-20.25%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.16 ALL 335

-27.88%

Wine (Bottle)

$6.03 ₱379

$8.04 ALL 647

-25.00%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.72 ALL 139

-28.49%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.86 ALL 150

-5.91%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.52 ALL 42.00

-51.92%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$22.07 ALL 1,777

-42.73%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$3.68 ALL 296

-79.08%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$3.74 ALL 301

-93.85%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$18.37 ALL 1,480

-75.72%

Gasoline (1 liter)

$1.31 ₱82.8

$2.17 ALL 175

-39.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$32.8K ALL 2.6M

-35.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$24.5K ALL 2.0M

-21.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$61.5 ALL 4,950

95.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$16.54 ALL 1,332

-15.36%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$16.88 ALL 1,360

63.15%

Gym Membership (Monthly)

$32.33 ₱2,035

$55.9 ALL 4,505

-42.21%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$8.52 ALL 686

-33.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$97.2 ALL 7,828

183.21%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$49.40 ALL 3,978

-0.14%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$56.0 ALL 4,509

-54.93%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$97.0 ALL 7,814

-20.68%

Men's Leather Business Shoes

$57.2 ₱3,601

$149 ALL 12.0K

-61.56%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$548 ALL 44.1K

-8.80%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$291 ALL 23.5K

6.05%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$738 ALL 59.5K

45.98%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$511 ALL 41.2K

20.39%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,887 ALL 152.0K

52.93%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,260 ALL 101.5K

52.07%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

44.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Gramsh: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Gramsh

$291 27.4% 5.7% $18

Groceries & Markets

Cebu

$206 22.4%

Gramsh

$250 23.6% 21.6% $44

Monthly Utilities & Internet

Cebu

$162 17.6%

Gramsh

$95 8.9% 41.3% $67

Clothing & Footwear

Cebu

$94 10.2%

Gramsh

$158 14.9% 68.3% $64

Eating Out

Cebu

$88 9.6%

Gramsh

$149 14% 68.5% $60

Sport & Entertainment

Cebu

$44 4.8%

Gramsh

$73 6.9% 67.3% $29

Getting Around

Cebu

$16 1.7%

Gramsh

$47 4.4% 199% $31

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $548 in Gramsh. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $39.00 in Gramsh for a mid-range dinner for two. Groceries echo the gap at $206 vs $250 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇦🇱 Gramsh

🕒 Local time

12:04 12:04 PM

06:04 6:04 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

8,400

💱 Currency

Philippine Peso PHP ₱

Albanian Lek ALL L

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 ALL = 1.24 USD

100 ALL = 1.1 EUR

Exchange rates and currency converter

ALL, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Albanian Lek exchange rates as of October 18, 2026: 1 USD = 80.53 ALL (100 ALL = 1.24 USD). 1 EUR = 90.53 ALL (100 ALL = 1.1 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Gramsh 10,390 km ≈ 13 h nonstop flight

From you

Cebu
Gramsh

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gramsh: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 16% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $1,594 in Gramsh to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $548 in Gramsh. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,063 in Gramsh – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 75% less than in Gramsh. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,063 in Gramsh, a $1,500 budget is realistic in Cebu but tight or insufficient in Gramsh. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gramsh, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Gramsh are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 16% less than in Gramsh. Beyond cost, consider language, visa policies, and how big the international community is in each city.