Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gebze

For one person, living costs are similar in Cebu and in Gebze: $918 and $952 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
47

Cost of Living Index in Gebze
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Gebze Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Gebze

🇹🇷 Turkey

$952

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gebze

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gebze actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $952 in Gebze.

Cebu $918
Gebze $952

Estimated couple costs with rent: $1,409 in Cebu versus $1,512 in Gebze.

Cebu $1,409
Gebze $1,512

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,072 in Gebze.

Cebu $1,900
Gebze $2,072

Living in Cebu costs roughly 4% less than in Gebze, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Gebze 29% lower.

Meal at Budget Restaurant

$3.09 ₱194

$6.25 ₺309

-50.56%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$30.87 ₺1,528

-21.54%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$7.52 ₺372

-47.87%

Cappuccino

$2.51 ₱158

$3.77 ₺187

-33.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.11 ₺54.9

43.24%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.38 ₺18.84

39.47%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.37 ₺117

-24.89%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.11 ₺154

-30.23%

Milk (1 liter)

$1.92 ₱121

$1.03 ₺51.2

86.41%

White Bread (500g)

$1.36 ₱85.4

$0.76 ₺37.38

78.95%

Rice (white) (1kg)

$1.01 ₱63.5

$2.32 ₺115

-56.47%

Eggs

$2.03 ₱128

$2.31 ₺114

-12.12%

Local Cheese (1kg)

$9.86 ₱621

$10.34 ₺512

-4.64%

Chicken Fillets (1kg)

$4.39 ₱277

$5.02 ₺248

-12.55%

Beef Round Steak (1kg)

$7.60 ₱479

$19.65 ₺973

-61.32%

Apples (1kg)

$3.30 ₱208

$1.72 ₺85.1

91.86%

Banana (1kg)

$1.39 ₱87.8

$1.95 ₺96.5

-28.72%

Oranges (1kg)

$2.33 ₱147

$1.09 ₺54.1

113.76%

Tomato (1kg)

$1.50 ₱94.3

$1.25 ₺61.7

20.00%

Potato (1kg)

$2.36 ₱149

$0.57 ₺28.02

314.04%

Onion (1kg)

$1.90 ₱119

$0.39 ₺19.30

387.18%

Lettuce (1 head)

$1.19 ₱74.9

$0.79 ₺39.15

50.63%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.72 ₺35.63

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.11 ₺104

42.18%

Wine (Bottle)

$6.03 ₱379

$14.14 ₺700

-57.36%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.10 ₺104

-41.43%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.22 ₺110

-21.17%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.67 ₺33.33

-62.69%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.03 ₺51.2

-25.24%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.84 ₺41.43

-72.62%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$7.03 ₺348

-36.56%

Gasoline (1 liter)

$1.31 ₱82.8

$1.29 ₺64.0

1.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$42.9K ₺2.1M

-50.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$38.4K ₺1.9M

-50.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$76.9 ₺3,807

56.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.69 ₺529

30.96%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$14.53 ₺720

89.54%

Gym Membership (Monthly)

$32.33 ₱2,035

$45.62 ₺2,258

-29.13%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.99 ₺297

-5.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$542 ₺26.8K

-49.18%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$11.0K ₺543.4K

-27.86%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$44.69 ₺2,213

10.38%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$34.62 ₺1,714

-27.09%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$79.4 ₺3,932

-3.11%

Men's Leather Business Shoes

$57.2 ₱3,601

$91.7 ₺4,538

-37.59%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$399 ₺19.7K

25.29%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$290 ₺14.3K

6.56%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$676 ₺33.4K

59.55%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$593 ₺29.4K

3.70%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,229 ₺60.9K

134.75%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$929 ₺46.0K

106.37%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,330 ₺65.8K

-73.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

42.67

-83.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Gebze: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Gebze

$290 30.5% 6.2% $19

Groceries & Markets

Cebu

$206 22.4%

Gebze

$240 25.2% 16.5% $34

Monthly Utilities & Internet

Cebu

$162 17.6%

Gebze

$102 10.7% 36.9% $60

Clothing & Footwear

Cebu

$94 10.2%

Gebze

$113 11.8% 20% $19

Eating Out

Cebu

$88 9.6%

Gebze

$142 14.9% 60.7% $54

Sport & Entertainment

Cebu

$44 4.8%

Gebze

$58 6.1% 32.1% $14

Getting Around

Cebu

$16 1.7%

Gebze

$7.9 * 0.8% 49.2% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $399 in Gebze. Housing cost is often the main lever when comparing two cities.

Gebze pays 284% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $31.00 in Gebze for a mid-range dinner for two. Groceries echo the gap at $206 vs $240 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇹🇷 Gebze

🕒 Local time

13:02 1:02 PM

08:02 8:02 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

281,436

💱 Currency

Philippine Peso PHP ₱

Turkish Lira TRY ₺

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Turkish Lira exchange rates as of October 18, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Gebze 9,630 km ≈ 13 h nonstop flight

From you

Cebu
Gebze

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gebze: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 284% lower in Gebze. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $399 in Gebze. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Gebze. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $952 in Gebze – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gebze, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Gebze are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Gebze. Beyond cost, consider language, visa policies, and how big the international community is in each city.