Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gazipur

For one person, living is cheaper in Gazipur: $343 a month against $918 in Cebu, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Gazipur
🇧🇩 Bangladesh
$343
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Gazipur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gazipur actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $343 in Gazipur.

  • Cebu $918
  • Gazipur $343

Estimated couple costs with rent: $1,409 in Cebu versus $565 in Gazipur.

  • Cebu $1,409
  • Gazipur $565

Monthly costs for a family of three with rent: $1,900 in Cebu versus $786 in Gazipur.

  • Cebu $1,900
  • Gazipur $786

Living in Cebu is roughly 167% more expensive than in Gazipur, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Gazipur 75% lower.

Currency
🍽 Eating Out
Cebu
Gazipur
Difference
Meal at Budget Restaurant
$3.09 ₱194
$1.99 ৳244
55.28%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,520
$12.02 ৳1,480
101.50%
Fast Food Meal (McDonalds, etc)
$3.92 ₱246
$4.78 ৳589
-17.99%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.61 ৳322
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$4.09 ৳503
-
Cappuccino
$2.51 ₱157
$1.97 ৳243
27.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱99.9
$0.31 ৳38.00
412.90%
Water (0.33 liter bottle)
$0.53 ₱33.33
$0.12 ৳14.18
341.67%
Local Beer (0.5 liter draught)
$1.78 ₱112
-
-
Imported Beer (0.33 liter bottle)
$2.17 ₱136
-
-
🛒 Groceries & Markets
Cebu
Gazipur
Difference
Milk (1 liter)
$1.92 ₱120
$0.77 ৳94.9
149.35%
White Bread (500g)
$1.36 ₱85.2
$0.56 ৳68.4
142.86%
Rice (white) (1kg)
$1.01 ₱63.3
$0.61 ৳75.0
65.57%
Eggs
$2.03 ₱127
$1.11 ৳137
82.88%
Local Cheese (1kg)
$9.86 ₱619
$8.07 ৳993
22.18%
Chicken Fillets (1kg)
$4.39 ₱276
$2.11 ৳260
108.06%
Beef Round Steak (1kg)
$7.60 ₱477
$6.41 ৳789
18.56%
Apples (1kg)
$3.30 ₱207
$2.49 ৳306
32.53%
Banana (1kg)
$1.39 ₱87.5
$0.90 ৳111
54.44%
Oranges (1kg)
$2.33 ₱146
$2.08 ৳256
12.02%
Tomato (1kg)
$1.50 ₱94.0
$0.59 ৳72.8
154.24%
Potato (1kg)
$2.36 ₱148
$0.26 ৳32.26
807.69%
Onion (1kg)
$1.90 ₱119
$0.85 ৳104
123.53%
Lettuce (1 head)
$1.19 ₱74.7
$0.34 ৳42.46
250.00%
Water (1.5 liter bottle)
$0.63 ₱39.59
$0.30 ৳36.37
110.00%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$4.36 ৳536
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.85 ৳104
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$1.43 ৳176
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$2.90 ৳357
3.45%
Wine (Bottle)
$6.03 ₱378
-
-
Local Beer (0.5 liter bottle)
$1.23 ₱77.4
-
-
Imported Beer (0.33 liter bottle)
$1.75 ₱110
-
-
🚌 Getting Around
Cebu
Gazipur
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.81
$0.42 ৳51.2
-40.48%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱793
-
-
Taxi Start (Normal Tariff)
$0.77 ₱48.47
$0.79 ৳97.6
-2.53%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.49
$0.40 ৳48.97
-42.50%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱280
$3.21 ৳396
38.94%
Gasoline (1 liter)
$1.31 ₱82.5
$1.15 ৳142
13.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$29.3K ৳3.6M
-27.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$32.4K ৳4.0M
-40.95%
🧾 Monthly Utilities & Internet
Cebu
Gazipur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,547
$29.97 ৳3,689
301.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱879
$4.31 ৳531
224.83%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,729
$10.89 ৳1,341
152.89%
🎉 Sport & Entertainment
Cebu
Gazipur
Difference
Gym Membership (Monthly)
$32.33 ₱2,029
$14.13 ৳1,739
128.80%
Tennis Court (1 Hour on Weekend)
$6.65 ₱417
-
-
Cinema Ticket
$5.65 ₱355
$3.69 ৳454
53.12%
🧸 Childcare & Education
Cebu
Gazipur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$35.60 ৳4,382
673.34%
International Primary School, 1 Child (Yearly)
$7,918 ₱497.0K
$1,187 ৳146.1K
567.15%
👕👟 Clothing & Footwear
Cebu
Gazipur
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,097
$16.66 ৳2,051
196.10%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,585
$19.48 ৳2,399
29.57%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,831
$51.6 ৳6,354
49.09%
Men's Leather Business Shoes
$57.2 ₱3,590
$35.24 ৳4,338
62.32%
🏠 Accommodation & Living
Cebu
Gazipur
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.4K
$89.1 ৳11.0K
460.82%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$50.7 ৳6,246
508.63%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.7K
$167 ৳20.6K
544.18%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.6K
$117 ৳14.5K
423.68%
Buy Apartment in City Center (m2)
$2,886 ₱181.2K
$697 ৳85.8K
314.03%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.3K
$120 ৳14.8K
1499.27%
💵 Salaries & Financials
Cebu
Gazipur
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.7K
$413 ৳50.9K
-16.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
10.48
-31.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Gazipur: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Gazipur
$51 83.6% $258
Groceries & Markets
Cebu
$206
Gazipur
$111 46.3% $95
Monthly Utilities & Internet
Cebu
$162
Gazipur
$45 72.1% $117
Clothing & Footwear
Cebu
$94
Gazipur
$55 41.1% $39
Eating Out
Cebu
$88
Gazipur
$56 37% $33
Sport & Entertainment
Cebu
$44
Gazipur
$22 50.7% $22
Getting Around
Cebu
$16
Gazipur
$4.5 * 71.4% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $89.1 in Gazipur. Housing cost is often the main lever when comparing two cities.

Gazipur pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $12.00 in Gazipur for a mid-range dinner for two. Groceries echo the gap at $206 vs $111 per month, with Gazipur cheaper across the board.

Good to know
🇵🇭 Cebu
🇧🇩 Gazipur
🕒 Local time
11:07 11:07 AM
09:07 9:07 AM
2 h behind Cebu
🌤 Weather
👥 Population
964,169
213,061
💱 Currency
Exchange rates and currency converter

BDT, USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

Bangladeshi Taka exchange rates as of October 14, 2026: 1 USD = 123 BDT (1,000 BDT = 8.12 USD). 1 EUR = 138 BDT (1,000 BDT = 7.26 EUR).

On the map
Between locations
  • Cebu Gazipur 3,860 km ≈ 5 h nonstop flight
From you
  • Cebu
  • Gazipur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Gazipur: Cost of Living - Frequently Asked Questions
Is Gazipur cheaper than Cebu?
Gazipur is cheaper overall, especially in groceries, clothing, and eating out. The 167% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Gazipur?
On paper, salaries run 19% lower in Gazipur. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Gazipur?
Rent for a central apartment: $500 in Cebu versus $89.1 in Gazipur. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Cebu and in Gazipur?
Supermarket bills run roughly 86% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Cebu and in Gazipur?
All in, you'll spend $918 per month in Cebu versus $343 in Gazipur – a 167% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,200 enough for either Cebu or Gazipur?
Either city works on $1,200 a month, though Gazipur gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Cebu or Gazipur more family-friendly?
For families, Gazipur is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Gazipur?
Safety-wise, Cebu and Gazipur are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Gazipur gentler on the wallet – expenses run 167% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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