Last update: Oct 2026

Cost of Living Comparison Between Cebu and Gabrovo

For one person, living is cheaper in Cebu: $918 a month against $980 in Gabrovo, rent and utilities included – about $740 less a year. The total is higher in Gabrovo despite lower rent and utilities.

45

Cost of Living Index in Cebu
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Cebu Living Index
48

Cost of Living Index in Gabrovo
Learn more

Gabrovo Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Gabrovo

🇧🇬 Bulgaria

$980

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Gabrovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Gabrovo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $980 in Gabrovo.

Cebu $918
Gabrovo $980

Estimated couple costs with rent: $1,409 in Cebu versus $1,465 in Gabrovo.

Cebu $1,409
Gabrovo $1,465

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,949 in Gabrovo.

Cebu $1,900
Gabrovo $1,949

Living in Cebu costs roughly 6% less than in Gabrovo, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Gabrovo 27% lower.

Meal at Budget Restaurant

$3.09 ₱195

$7.59 BGN 13.28

-59.29%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,526

$31.16 BGN 54.5

-22.27%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$15.66 BGN 27.40

-74.97%

Cappuccino

$2.51 ₱158

$1.51 BGN 2.64

66.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.21 BGN 2.12

31.40%

Water (0.33 liter bottle)

$0.53 ₱33.47

$0.65 BGN 1.14

-18.46%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.54 BGN 2.70

15.58%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.55 BGN 4.46

-14.90%

Milk (1 liter)

$1.92 ₱121

$1.70 BGN 2.98

12.94%

White Bread (500g)

$1.36 ₱85.5

$0.92 BGN 1.61

47.83%

Rice (white) (1kg)

$1.01 ₱63.6

$1.93 BGN 3.38

-47.67%

Eggs

$2.03 ₱128

$3.02 BGN 5.29

-32.78%

Local Cheese (1kg)

$9.86 ₱622

$8.49 BGN 14.85

16.14%

Chicken Fillets (1kg)

$4.39 ₱277

$7.90 BGN 13.82

-44.43%

Beef Round Steak (1kg)

$7.60 ₱479

$11.63 BGN 20.35

-34.65%

Apples (1kg)

$3.30 ₱208

$1.60 BGN 2.79

106.25%

Banana (1kg)

$1.39 ₱87.9

$1.78 BGN 3.11

-21.91%

Oranges (1kg)

$2.33 ₱147

$1.86 BGN 3.25

25.27%

Tomato (1kg)

$1.50 ₱94.4

$2.26 BGN 3.95

-33.63%

Potato (1kg)

$2.36 ₱149

$1.02 BGN 1.78

131.37%

Onion (1kg)

$1.90 ₱120

$1.09 BGN 1.91

74.31%

Lettuce (1 head)

$1.19 ₱75.0

$1.00 BGN 1.75

19.00%

Water (1.5 liter bottle)

$0.63 ₱39.75

$0.69 BGN 1.21

-8.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.34 BGN 5.85

-10.18%

Wine (Bottle)

$6.03 ₱380

$8.80 BGN 15.40

-31.48%

Local Beer (0.5 liter bottle)

$1.23 ₱77.8

$0.97 BGN 1.71

26.80%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.50 BGN 2.62

16.67%

One-way Ticket (Public Transport)

$0.25 ₱15.88

$0.88 BGN 1.53

-71.59%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$18.88 BGN 33.04

-33.05%

Taxi Start (Normal Tariff)

$0.77 ₱48.67

$1.34 BGN 2.35

-42.54%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.55

$1.15 BGN 2.02

-80.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$11.83 BGN 20.70

-62.30%

Gasoline (1 liter)

$1.31 ₱82.9

$1.63 BGN 2.86

-19.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$37.0K BGN 64.7K

-42.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$32.6K BGN 57.0K

-41.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,577

$153 BGN 267

-21.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱883

$16.90 BGN 29.57

-17.16%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,736

$21.74 BGN 38.05

26.68%

Gym Membership (Monthly)

$32.33 ₱2,037

$23.03 BGN 40.30

40.38%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$13.85 BGN 24.24

-51.99%

Cinema Ticket

$5.65 ₱356

$5.76 BGN 10.08

-1.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.4K

$86.3 BGN 151

219.02%

International Primary School, 1 Child (Yearly)

$7,918 ₱499.1K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,109

$46.21 BGN 80.9

6.75%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,591

$45.86 BGN 80.3

-44.96%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,851

$79.2 BGN 139

-2.83%

Men's Leather Business Shoes

$57.2 ₱3,605

$107 BGN 187

-46.36%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$305 BGN 534

63.82%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$228 BGN 399

35.54%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$443 BGN 776

143.18%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$349 BGN 610

76.41%

Buy Apartment in City Center (m2)

$2,886 ₱181.9K

$1,130 BGN 1,978

155.34%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.8K

$981 BGN 1,717

95.29%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$911 BGN 1,595

-62.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

2.95

144.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Gabrovo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Gabrovo

$228 23.2% 26.2% $81

Groceries & Markets

Cebu

$206 22.4%

Gabrovo

$226 23.1% 9.9% $20

Monthly Utilities & Internet

Cebu

$162 17.6%

Gabrovo

$191 19.5% 18.2% $29

Clothing & Footwear

Cebu

$94 10.2%

Gabrovo

$125 12.8% 33.1% $31

Eating Out

Cebu

$88 9.6%

Gabrovo

$146 14.9% 65.4% $58

Sport & Entertainment

Cebu

$44 4.8%

Gabrovo

$35 3.5% 20.8% $9.1

Getting Around

Cebu

$16 1.7%

Gabrovo

$29 3% 89.4% $14

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $305 in Gabrovo. Housing cost is often the main lever when comparing two cities.

Gabrovo pays 163% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $31.00 in Gabrovo for a mid-range dinner for two. Groceries echo the gap at $206 vs $226 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇬 Gabrovo

🕒 Local time

06:30 6:30 AM

01:30 1:30 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

59,611

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 63.03 PHP (100 PHP = 1.59 USD). 1 EUR = 70.66 PHP (100 PHP = 1.42 EUR).

Bulgarian Lev exchange rates as of October 15, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Gabrovo 9,920 km ≈ 13 h nonstop flight

From you

Cebu
Gabrovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Gabrovo: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 7% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 163% lower in Gabrovo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $305 in Gabrovo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $980 in Gabrovo – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 49% less than in Gabrovo. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Gabrovo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Gabrovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 7% less than in Gabrovo. Beyond cost, consider language, visa policies, and how big the international community is in each city.