Last update: Oct 2026

Cost of Living Comparison Between Cebu and Frýdek-Místek

For one person, living is cheaper in Cebu: $918 a month against $1,415 in Frýdek-Místek, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
68

Cost of Living Index in Frýdek-Místek
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Frýdek-Místek Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Frýdek-Místek

🇨🇿 Czech Republic

$1,415

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Frýdek-Místek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Frýdek-Místek actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,415 in Frýdek-Místek.

Cebu $918
Frýdek-Místek $1,415

Estimated couple costs with rent: $1,409 in Cebu versus $2,001 in Frýdek-Místek.

Cebu $1,409
Frýdek-Místek $2,001

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,587 in Frýdek-Místek.

Cebu $1,900
Frýdek-Místek $2,587

Living in Cebu costs roughly 35% less than in Frýdek-Místek, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Frýdek-Místek is 5% above.

Meal at Budget Restaurant

$3.09 ₱194

$8.66 Kč 187

-64.32%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$36.77 Kč 795

-34.13%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.46 Kč 183

-53.66%

Cappuccino

$2.51 ₱158

$2.62 Kč 56.7

-4.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.90 Kč 41.16

-16.32%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.48 Kč 31.97

-64.19%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.33 Kč 50.3

-23.61%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.33 Kč 50.5

-6.87%

Milk (1 liter)

$1.92 ₱121

$1.04 Kč 22.48

84.62%

White Bread (500g)

$1.36 ₱85.4

$1.40 Kč 30.28

-2.86%

Rice (white) (1kg)

$1.01 ₱63.5

$2.52 Kč 54.5

-59.92%

Eggs

$2.03 ₱128

$3.17 Kč 68.5

-35.96%

Local Cheese (1kg)

$9.86 ₱621

$11.81 Kč 255

-16.51%

Chicken Fillets (1kg)

$4.39 ₱277

$8.46 Kč 183

-48.11%

Beef Round Steak (1kg)

$7.60 ₱479

$11.74 Kč 254

-35.26%

Apples (1kg)

$3.30 ₱208

$1.61 Kč 34.76

104.97%

Banana (1kg)

$1.39 ₱87.8

$1.74 Kč 37.70

-20.11%

Oranges (1kg)

$2.33 ₱147

$2.14 Kč 46.30

8.88%

Tomato (1kg)

$1.50 ₱94.3

$3.37 Kč 72.8

-55.49%

Potato (1kg)

$2.36 ₱149

$1.04 Kč 22.47

126.92%

Onion (1kg)

$1.90 ₱119

$1.05 Kč 22.76

80.95%

Lettuce (1 head)

$1.19 ₱74.9

$1.44 Kč 31.21

-17.36%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.76 Kč 16.47

-17.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$7.25 Kč 157

-58.62%

Wine (Bottle)

$6.03 ₱379

$6.82 Kč 147

-11.58%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.92 Kč 19.98

33.70%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.75 Kč 37.88

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.95 Kč 20.62

-73.68%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$25.02 Kč 541

-49.48%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.34 Kč 28.99

-42.54%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.38 Kč 29.82

-83.33%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$13.71 Kč 296

-67.47%

Gasoline (1 liter)

$1.31 ₱82.8

$1.77 Kč 38.19

-25.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$31.5K Kč 681.5K

-32.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$29.8K Kč 644.1K

-35.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$280 Kč 6,055

-57.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$27.02 Kč 584

-48.19%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$17.19 Kč 372

60.21%

Gym Membership (Monthly)

$32.33 ₱2,035

$57.3 Kč 1,240

-43.60%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$20.32 Kč 439

-67.27%

Cinema Ticket

$5.65 ₱356

$8.94 Kč 193

-36.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$417 Kč 9,018

-33.98%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,482 Kč 118.5K

44.45%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$74.8 Kč 1,616

-34.01%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$41.20 Kč 891

-38.74%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$100 Kč 2,167

-23.20%

Men's Leather Business Shoes

$57.2 ₱3,601

$110 Kč 2,380

-48.02%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$556 Kč 12.0K

-10.10%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$430 Kč 9,291

-28.12%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$811 Kč 17.5K

32.94%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$594 Kč 12.9K

3.50%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$3,007 Kč 65.0K

-4.04%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,436 Kč 52.7K

-21.33%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,410 Kč 30.5K

-75.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.44

32.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Frýdek-Místek: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Frýdek-Místek

$430 30.4% 39.1% $121

Groceries & Markets

Cebu

$206 22.4%

Frýdek-Místek

$246 17.4% 19.4% $40

Monthly Utilities & Internet

Cebu

$162 17.6%

Frýdek-Místek

$324 22.9% 100% $162

Clothing & Footwear

Cebu

$94 10.2%

Frýdek-Místek

$147 10.4% 56.3% $53

Eating Out

Cebu

$88 9.6%

Frýdek-Místek

$156 11% 76.7% $68

Sport & Entertainment

Cebu

$44 4.8%

Frýdek-Místek

$75 5.3% 72.4% $32

Getting Around

Cebu

$16 1.7%

Frýdek-Místek

$37 2.6% 138% $21

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $556 in Frýdek-Místek. Housing cost is often the main lever when comparing two cities.

Frýdek-Místek pays 308% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $37.00 in Frýdek-Místek for a mid-range dinner for two. Groceries echo the gap at $206 vs $246 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇨🇿 Frýdek-Místek

🕒 Local time

05:07 5:07 AM

23:07 11:07 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

58,607

💱 Currency

Philippine Peso PHP ₱

Czech Koruna CZK Kč

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

Exchange rates and currency converter

CZK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Czech Koruna exchange rates as of October 18, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Frýdek-Místek 10,230 km ≈ 13 h nonstop flight

From you

Cebu
Frýdek-Místek

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Frýdek-Místek: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 54% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 308% lower in Frýdek-Místek. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $556 in Frýdek-Místek. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,415 in Frýdek-Místek – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 98% less than in Frýdek-Místek. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,415 in Frýdek-Místek, a $1,500 budget is realistic in Cebu but tight or insufficient in Frýdek-Místek. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Frýdek-Místek, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Frýdek-Místek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 54% less than in Frýdek-Místek. Beyond cost, consider language, visa policies, and how big the international community is in each city.