Last update: Oct 2026

Cost of Living Comparison Between Frýdek-Místek and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,415 in Frýdek-Místek, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Frýdek-Místek
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Frýdek-Místek Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Frýdek-Místek

🇨🇿 Czech Republic

$1,415

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Frýdek-Místek and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Frýdek-Místek and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,415 in Frýdek-Místek versus $918 in Cebu.

Frýdek-Místek $1,415
Cebu $918

Estimated couple costs with rent: $2,001 in Frýdek-Místek versus $1,409 in Cebu.

Frýdek-Místek $2,001
Cebu $1,409

Monthly costs for a family of three with rent: $2,587 in Frýdek-Místek versus $1,900 in Cebu.

Frýdek-Místek $2,587
Cebu $1,900

Living in Frýdek-Místek is roughly 54% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Frýdek-Místek is 5% above, Cebu is 32% below.

Meal at Budget Restaurant

$8.66 Kč 187

$3.09 ₱194

180.26%

Three-Course Dinner for Two, Mid-Range

$36.77 Kč 795

$24.22 ₱1,525

51.82%

Fast Food Meal (McDonalds, etc)

$8.46 Kč 183

$3.92 ₱247

115.82%

Cappuccino

$2.62 Kč 56.7

$2.51 ₱158

4.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 Kč 41.16

$1.59 ₱100

19.50%

Water (0.33 liter bottle)

$1.48 Kč 31.97

$0.53 ₱33.43

179.25%

Local Beer (0.5 liter draught)

$2.33 Kč 50.3

$1.78 ₱112

30.90%

Imported Beer (0.33 liter bottle)

$2.33 Kč 50.5

$2.17 ₱137

7.37%

Milk (1 liter)

$1.04 Kč 22.48

$1.92 ₱121

-45.83%

White Bread (500g)

$1.40 Kč 30.28

$1.36 ₱85.4

2.94%

Rice (white) (1kg)

$2.52 Kč 54.5

$1.01 ₱63.5

149.50%

Eggs

$3.17 Kč 68.5

$2.03 ₱128

56.16%

Local Cheese (1kg)

$11.81 Kč 255

$9.86 ₱621

19.78%

Chicken Fillets (1kg)

$8.46 Kč 183

$4.39 ₱277

92.71%

Beef Round Steak (1kg)

$11.74 Kč 254

$7.60 ₱479

54.47%

Apples (1kg)

$1.61 Kč 34.76

$3.30 ₱208

-51.21%

Banana (1kg)

$1.74 Kč 37.70

$1.39 ₱87.8

25.18%

Oranges (1kg)

$2.14 Kč 46.30

$2.33 ₱147

-8.15%

Tomato (1kg)

$3.37 Kč 72.8

$1.50 ₱94.3

124.67%

Potato (1kg)

$1.04 Kč 22.47

$2.36 ₱149

-55.93%

Onion (1kg)

$1.05 Kč 22.76

$1.90 ₱119

-44.74%

Lettuce (1 head)

$1.44 Kč 31.21

$1.19 ₱74.9

21.01%

Water (1.5 liter bottle)

$0.76 Kč 16.47

$0.63 ₱39.71

20.63%

Cigarettes 20 Pack (Marlboro, Camel)

$7.25 Kč 157

$3.00 ₱189

141.67%

Wine (Bottle)

$6.82 Kč 147

$6.03 ₱379

13.10%

Local Beer (0.5 liter bottle)

$0.92 Kč 19.98

$1.23 ₱77.7

-25.20%

Imported Beer (0.33 liter bottle)

$1.75 Kč 37.88

$1.75 ₱110

One-way Ticket (Public Transport)

$0.95 Kč 20.62

$0.25 ₱15.86

280.00%

Public Transport Monthly Pass (Regular Price)

$25.02 Kč 541

$12.64 ₱796

97.94%

Taxi Start (Normal Tariff)

$1.34 Kč 28.99

$0.77 ₱48.62

74.03%

Taxi (Normal Tariff) (1km)

$1.38 Kč 29.82

$0.23 ₱14.53

500.00%

Taxi 1hour Waiting (Normal Tariff)

$13.71 Kč 296

$4.46 ₱281

207.40%

Gasoline (1 liter)

$1.77 Kč 38.19

$1.31 ₱82.8

35.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K Kč 681.5K

$21.2K ₱1.3M

48.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.8K Kč 644.1K

$19.1K ₱1.2M

55.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 Kč 6,055

$120 ₱7,569

132.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.02 Kč 584

$14.00 ₱882

93.00%

Internet (50+ Mbps, Unlimited Data)

$17.19 Kč 372

$27.54 ₱1,734

-37.58%

Gym Membership (Monthly)

$57.3 Kč 1,240

$32.33 ₱2,035

77.30%

Tennis Court (1 Hour on Weekend)

$20.32 Kč 439

$6.65 ₱419

205.56%

Cinema Ticket

$8.94 Kč 193

$5.65 ₱356

58.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$417 Kč 9,018

$275 ₱17.3K

51.46%

International Primary School, 1 Child (Yearly)

$5,482 Kč 118.5K

$7,918 ₱498.5K

-30.77%

Jeans (Levis 501 Or Similar)

$74.8 Kč 1,616

$49.33 ₱3,106

51.53%

Summer Dress (H&M, Zara, etc)

$41.20 Kč 891

$25.24 ₱1,589

63.23%

Sport Shoes (Adidas, Nike)

$100 Kč 2,167

$77.0 ₱4,846

30.21%

Men's Leather Business Shoes

$110 Kč 2,380

$57.2 ₱3,601

92.38%

1-bedroom Apartment, City Center (Monthly)

$556 Kč 12.0K

$500 ₱31.5K

11.24%

1-bedroom Apartment, Outside City Center (Monthly)

$430 Kč 9,291

$309 ₱19.4K

39.12%

3-bedroom Apartment, City Center (Monthly)

$811 Kč 17.5K

$1,078 ₱67.9K

-24.78%

3-bedroom Apartment, Outside City Center (Monthly)

$594 Kč 12.9K

$615 ₱38.7K

-3.38%

Buy Apartment in City Center (m2)

$3,007 Kč 65.0K

$2,886 ₱181.7K

4.21%

Buy Apartment Outside City Center (m2)

$2,436 Kč 52.7K

$1,917 ₱120.7K

27.11%

Average Monthly Net Salary (After Tax)

$1,410 Kč 30.5K

$346 ₱21.8K

307.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.44

7.2

-24.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frýdek-Místek: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Frýdek-Místek

$430 30.4%

Cebu

$309 33.6% 28.1% $121

Monthly Utilities & Internet

Frýdek-Místek

$324 22.9%

Cebu

$162 17.6% 50.1% $162

Groceries & Markets

Frýdek-Místek

$246 17.4%

Cebu

$206 22.4% 16.3% $40

Eating Out

Frýdek-Místek

$156 11%

Cebu

$88 9.6% 43.4% $68

Clothing & Footwear

Frýdek-Místek

$147 10.4%

Cebu

$94 10.2% 36% $53

Sport & Entertainment

Frýdek-Místek

$75 5.3%

Cebu

$44 4.8% 42% $32

Getting Around

Frýdek-Místek

$37 2.6%

Cebu

$16 1.7% 58% $21

Cost Breakdown

A one-bedroom apartment in the center runs $556 in Frýdek-Místek and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Frýdek-Místek pays 308% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $37.00 in Frýdek-Místek vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $246 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇿 Frýdek-Místek

🇵🇭 Cebu

🕒 Local time

22:16 10:16 PM

04:16 4:16 AM

6 h ahead of Frýdek-Místek

🌤 Weather

👥 Population

58,607

964,169

💱 Currency

Czech Koruna CZK Kč

Philippine Peso PHP ₱

📈 Exchange rate

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CZK – Czech Koruna Converter

🇺🇸 United States Dollar ($)

🇨🇿 Czech Koruna (Kč)

Czech Koruna exchange rates as of October 18, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CZK in detail →

On the map

Lowest

Highest

Between locations

Frýdek-Místek Cebu 10,230 km ≈ 13 h nonstop flight

From you

Frýdek-Místek
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Frýdek-Místek vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 54% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 308% higher in Frýdek-Místek, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $556 in Frýdek-Místek versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,415 per month in Frýdek-Místek versus $918 in Cebu – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 98% less than in Frýdek-Místek. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,415 in Frýdek-Místek, a $1,500 budget is realistic in Cebu but tight or insufficient in Frýdek-Místek. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Frýdek-Místek, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Frýdek-Místek and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 54% less than in Frýdek-Místek. Beyond cost, consider language, visa policies, and how big the international community is in each city.