Last update: Oct 2026

Cost of Living Comparison Between Cebu and Finland

Name: Finland
Address: FI

For one person, living is cheaper in Cebu: $934 a month against $1,950 in Finland, rent and utilities included – about $12,200 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
94

Cost of Living Index in Finland
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Finland Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

🇫🇮 Finland

$1,950

/mo nomad

🙂 Solo nomad: Cebu is 55.2% cheaper than Finland without rent, and 52.1% cheaper with rent.

🙂 Family of 3: Cebu is 57% cheaper than Finland without rent, and 53.5% cheaper with rent.

Meal at Budget Restaurant

$3.03 ₱190

$16.64 €14.85

-81.79%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$89.9 €80.2

-73.88%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$12.54 €11.19

-67.38%

Cappuccino

$2.52 ₱158

$5.02 €4.48

-49.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$3.01 €2.69

-48.84%

Water (0.33 liter bottle)

$0.49 ₱30.98

$2.32 €2.07

-78.88%

Local Beer (0.5 liter draught)

$1.79 ₱112

$8.21 €7.33

-78.20%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$9.08 €8.10

-75.11%

Milk (1 liter)

$1.95 ₱122

$1.34 €1.20

45.52%

White Bread (500g)

$1.43 ₱89.7

$2.70 €2.41

-47.04%

Rice (white) (1kg)

$1.02 ₱63.8

$2.60 €2.32

-60.77%

Eggs

$2.06 ₱129

$3.51 €3.13

-41.31%

Local Cheese (1kg)

$9.81 ₱615

$8.99 €8.02

9.12%

Chicken Fillets (1kg)

$4.61 ₱289

$13.68 €12.21

-66.30%

Beef Round Steak (1kg)

$7.70 ₱483

$22.67 €20.23

-66.03%

Apples (1kg)

$3.31 ₱207

$2.60 €2.32

27.31%

Banana (1kg)

$1.45 ₱90.9

$2.18 €1.94

-33.49%

Oranges (1kg)

$2.36 ₱148

$2.46 €2.19

-4.07%

Tomato (1kg)

$1.54 ₱96.4

$4.24 €3.79

-63.68%

Potato (1kg)

$2.36 ₱148

$1.30 €1.16

81.54%

Onion (1kg)

$1.99 ₱125

$1.70 €1.52

17.06%

Lettuce (1 head)

$1.15 ₱72.1

$2.14 €1.91

-46.26%

Water (1.5 liter bottle)

$0.67 ₱42.15

$1.91 €1.71

-64.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$12.99 €11.59

-76.91%

Wine (Bottle)

$6.35 ₱398

$14.31 €12.77

-55.63%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$3.46 €3.08

-62.14%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.47 €3.10

-50.14%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$3.49 €3.12

-92.84%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$70.9 €63.3

-82.17%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$9.08 €8.10

-91.85%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.33 €1.19

-84.21%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$67.2 €60.0

-93.55%

Gasoline (1 liter)

$1.33 ₱83.5

$2.31 €2.06

-42.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$37.0K €33.0K

-41.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$37.6K €33.6K

-48.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$144 €129

-16.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$28.07 €25.05

-48.52%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$25.45 €22.72

11.16%

Gym Membership (Monthly)

$32.68 ₱2,050

$44.85 €40.03

-27.13%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$29.57 €26.38

-78.39%

Cinema Ticket

$5.46 ₱342

$18.07 €16.12

-69.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$383 €342

-28.59%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$12.9K €11.5K

-36.95%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$99.2 €88.5

-50.01%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$41.52 €37.05

-40.10%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$100 €89.4

-23.52%

Men's Leather Business Shoes

$59.3 ₱3,717

$147 €131

-59.77%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$860 €768

-41.20%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$700 €625

-55.80%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,556 €1,389

-32.42%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$1,212 €1,081

-48.91%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$4,973 €4,438

-41.37%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$2,956 €2,638

-36.83%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$3,028 €2,703

-88.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.88

85.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Finland: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Finland

$700 36% 126% $391

Groceries & Markets

Cebu

$210 22.7%

Finland

$377 19.4% 79.2% $167

Monthly Utilities & Internet

Cebu

$163 17.7%

Finland

$198 10.2% 21.2% $35

Clothing & Footwear

Cebu

$95 10.2%

Finland

$175 9% 84.6% $80

Eating Out

Cebu

$88 9.6%

Finland

$312 16% 253% $223

Sport & Entertainment

Cebu

$44 4.7%

Finland

$81 4.2% 85.8% $37

Getting Around

Cebu

$15 1.7%

Finland

$101 5.2% 552% $85

Good to know

🇵🇭 Cebu

🇫🇮 Finland

🕒 Local time

15:10 3:10 PM

10:10 10:10 AM

5 h behind Cebu

🌤 Weather

👥 Population

964,169

5,608,218

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Finland 9,510 km ≈ 12 h nonstop flight

From you

Cebu
Finland

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs other spots: cost of living compared

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