Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ferney-Voltaire

For one person, living is cheaper in Cebu: $915 a month against $2,510 in Ferney-Voltaire, rent and utilities included – about $19,100 less a year. Rent and utilities account for most of the difference.

Cebu
🇵🇭 Philippines
$915
/mo nomad
Ferney-Voltaire
🇫🇷 France
$2,510
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Ferney-Voltaire

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ferney-Voltaire actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $2,510 in Ferney-Voltaire.

  • Cebu $915
  • Ferney-Voltaire $2,510

Estimated couple costs with rent: $1,418 in Cebu versus $4,028 in Ferney-Voltaire.

  • Cebu $1,418
  • Ferney-Voltaire $4,028

Monthly costs for a family of three with rent: $1,921 in Cebu versus $5,547 in Ferney-Voltaire.

  • Cebu $1,921
  • Ferney-Voltaire $5,547

Living in Cebu costs roughly 64% less than in Ferney-Voltaire, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 33% below, Ferney-Voltaire is 85% above.

Currency
🍽 Eating Out
Cebu
Ferney-Voltaire
Difference
Meal at Budget Restaurant
$3.05 ₱192
$20.16 €17.93
-84.87%
Three-Course Dinner for Two, Mid-Range
$24.00 ₱1,511
$78.8 €70.1
-69.53%
Fast Food Meal (McDonalds, etc)
$3.99 ₱251
$18.59 €16.54
-78.54%
Cappuccino
$2.50 ₱157
$4.72 €4.20
-47.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱97.1
$3.32 €2.95
-53.61%
Water (0.33 liter bottle)
$0.50 ₱31.37
$1.89 €1.68
-73.54%
Local Beer (0.5 liter draught)
$1.78 ₱112
$7.26 €6.46
-75.48%
Imported Beer (0.33 liter bottle)
$2.17 ₱136
$5.64 €5.02
-61.52%
🛒 Groceries & Markets
Cebu
Ferney-Voltaire
Difference
Milk (1 liter)
$2.00 ₱126
$1.95 €1.74
2.56%
White Bread (500g)
$1.37 ₱86.2
$1.95 €1.73
-29.74%
Rice (white) (1kg)
$1.03 ₱64.9
$1.89 €1.68
-45.50%
Eggs
$2.03 ₱128
$3.30 €2.93
-38.48%
Local Cheese (1kg)
$10.20 ₱642
$19.30 €17.17
-47.15%
Chicken Fillets (1kg)
$4.45 ₱280
$12.42 €11.05
-64.17%
Beef Round Steak (1kg)
$7.67 ₱483
$11.26 €10.02
-31.88%
Apples (1kg)
$3.31 ₱208
$2.85 €2.54
16.14%
Banana (1kg)
$1.46 ₱91.8
$2.18 €1.94
-33.03%
Oranges (1kg)
$2.32 ₱146
$3.39 €3.02
-31.56%
Tomato (1kg)
$1.49 ₱94.0
$2.20 €1.96
-32.27%
Potato (1kg)
$2.34 ₱147
$1.93 €1.72
21.24%
Onion (1kg)
$1.94 ₱122
$2.20 €1.96
-11.82%
Lettuce (1 head)
$1.16 ₱73.0
$1.14 €1.01
1.75%
Water (1.5 liter bottle)
$0.68 ₱42.89
$0.76 €0.67
-10.53%
Cigarettes 20 Pack (Marlboro, Camel)
$2.99 ₱188
$14.79 €13.15
-79.78%
Wine (Bottle)
$6.24 ₱393
$5.72 €5.09
9.09%
Local Beer (0.5 liter bottle)
$1.23 ₱77.3
$1.75 €1.56
-29.71%
Imported Beer (0.33 liter bottle)
$1.73 ₱109
$2.19 €1.95
-21.00%
🚌 Getting Around
Cebu
Ferney-Voltaire
Difference
One-way Ticket (Public Transport)
$0.23 ₱14.36
$3.31 €2.95
-93.05%
Public Transport Monthly Pass (Regular Price)
$12.34 ₱777
$49.51 €44.04
-75.08%
Taxi Start (Normal Tariff)
$0.79 ₱49.96
$8.73 €7.77
-90.95%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.86
$2.49 €2.21
-91.16%
Taxi 1hour Waiting (Normal Tariff)
$4.54 ₱286
$34.18 €30.40
-86.72%
Gasoline (1 liter)
$1.32 ₱82.9
$2.22 €1.98
-40.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0K ₱1.3M
$35.0K €31.1K
-40.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$36.7K €32.6K
-47.11%
🧾 Monthly Utilities & Internet
Cebu
Ferney-Voltaire
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 ₱7,464
$161 €143
-26.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.22 ₱896
$9.85 €8.77
44.37%
Internet (50+ Mbps, Unlimited Data)
$27.47 ₱1,730
$54.0 €47.99
-49.09%
🎉 Sport & Entertainment
Cebu
Ferney-Voltaire
Difference
Gym Membership (Monthly)
$32.31 ₱2,034
$99.7 €88.7
-67.59%
Tennis Court (1 Hour on Weekend)
$6.50 ₱409
-
-
Cinema Ticket
$5.40 ₱340
$11.40 €10.14
-52.63%
🧸 Childcare & Education
Cebu
Ferney-Voltaire
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$276 ₱17.4K
$2,464 €2,192
-88.80%
International Primary School, 1 Child (Yearly)
$7,866 ₱495.3K
$45.2K €40.2K
-82.60%
👕👟 Clothing & Footwear
Cebu
Ferney-Voltaire
Difference
Jeans (Levis 501 Or Similar)
$49.37 ₱3,108
$44.15 €39.27
11.82%
Summer Dress (H&M, Zara, etc)
$24.58 ₱1,548
$42.68 €37.96
-42.41%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,825
$97.0 €86.3
-20.97%
Men's Leather Business Shoes
$58.9 ₱3,706
$110 €97.8
-46.45%
🏠 Accommodation & Living
Cebu
Ferney-Voltaire
Difference
1-bedroom Apartment, City Center (Monthly)
$503 ₱31.7K
$1,587 €1,412
-68.27%
1-bedroom Apartment, Outside City Center (Monthly)
$305 ₱19.2K
$1,291 €1,148
-76.41%
3-bedroom Apartment, City Center (Monthly)
$1,075 ₱67.7K
$2,760 €2,455
-61.05%
3-bedroom Apartment, Outside City Center (Monthly)
$632 ₱39.8K
$2,783 €2,476
-77.29%
Buy Apartment in City Center (m2)
$2,870 ₱180.7K
$4,150 €3,692
-30.85%
Buy Apartment Outside City Center (m2)
$1,877 ₱118.2K
$5,555 €4,941
-66.21%
💵 Salaries & Financials
Cebu
Ferney-Voltaire
Difference
Average Monthly Net Salary (After Tax)
$336 ₱21.1K
$3,961 €3,523
-91.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.65
97.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Ferney-Voltaire: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$305
Ferney-Voltaire
$1.3K 324% $986
Groceries & Markets
Cebu
$210
Ferney-Voltaire
$314 49.8% $104
Monthly Utilities & Internet
Cebu
$160
Ferney-Voltaire
$224 40% $64
Clothing & Footwear
Cebu
$94
Ferney-Voltaire
$132 40.2% $38
Eating Out
Cebu
$88
Ferney-Voltaire
$342 290% $254
Sport & Entertainment
Cebu
$43
Ferney-Voltaire
$122 184% $79
Getting Around
Cebu
$15
Ferney-Voltaire
$84 454% $69

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $1,587 in Ferney-Voltaire. Housing cost is often the main lever when comparing two cities.

Ferney-Voltaire pays 1079% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $79.0 in Ferney-Voltaire for a mid-range dinner for two. Groceries echo the gap at $210 vs $314 per month, with Cebu cheaper across the board.

Good to know
🇵🇭 Cebu
🇫🇷 Ferney-Voltaire
🕒 Local time
01:40 1:40 AM
19:40 7:40 PM
6 h behind Cebu
🌤 Weather
👥 Population
964,169
10,920
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Ferney-Voltaire 11,210 km ≈ 15 h nonstop flight
From you
  • Cebu
  • Ferney-Voltaire

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Ferney-Voltaire: Cost of Living - Frequently Asked Questions
Is Ferney-Voltaire cheaper than Cebu?
Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 174% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Ferney-Voltaire?
On paper, salaries run 1079% lower in Ferney-Voltaire. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Ferney-Voltaire?
Rent for a central apartment: $503 in Cebu versus $1,587 in Ferney-Voltaire. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Ferney-Voltaire?
All in, you'll spend $915 per month in Cebu versus $2,510 in Ferney-Voltaire – a 174% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 301% less than in Ferney-Voltaire. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Ferney-Voltaire?
At $915 in Cebu versus $2,510 in Ferney-Voltaire, a $1,500 budget is realistic in Cebu but tight or insufficient in Ferney-Voltaire. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Ferney-Voltaire more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ferney-Voltaire, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Ferney-Voltaire?
Safety-wise, Cebu and Ferney-Voltaire are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 174% less than in Ferney-Voltaire. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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