Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ferizaj

For one person, living is cheaper in Ferizaj: $700 a month against $934 in Cebu, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
34

Cost of Living Index in Ferizaj
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Ferizaj Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Ferizaj

🇽🇰 Kosovo

$700

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ferizaj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ferizaj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $700 in Ferizaj.

Cebu $934
Ferizaj $700

Estimated couple costs with rent: $1,415 in Cebu versus $1,050 in Ferizaj.

Cebu $1,415
Ferizaj $1,050

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,400 in Ferizaj.

Cebu $1,896
Ferizaj $1,400

Living in Cebu is roughly 33% more expensive than in Ferizaj, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Ferizaj 48% lower.

Meal at Budget Restaurant

$3.03 ₱190

$3.38 €3.01

-10.36%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$22.37 €19.96

4.96%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$5.52 €4.92

-25.91%

Cappuccino

$2.52 ₱158

$1.55 €1.38

62.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.51 €1.34

1.99%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.01 €0.90

-51.49%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.62 €2.34

-31.68%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.23 €1.99

1.35%

Milk (1 liter)

$1.95 ₱122

$1.11 €0.99

75.68%

White Bread (500g)

$1.43 ₱89.7

$0.67 €0.59

113.43%

Rice (white) (1kg)

$1.02 ₱63.8

$1.31 €1.16

-22.14%

Eggs

$2.06 ₱129

$1.86 €1.66

10.75%

Local Cheese (1kg)

$9.81 ₱615

$5.21 €4.65

88.29%

Chicken Fillets (1kg)

$4.61 ₱289

$5.81 €5.19

-20.65%

Beef Round Steak (1kg)

$7.70 ₱483

$9.74 €8.69

-20.94%

Apples (1kg)

$3.31 ₱207

$1.46 €1.30

126.71%

Banana (1kg)

$1.45 ₱90.9

$1.62 €1.44

-10.49%

Oranges (1kg)

$2.36 ₱148

$1.67 €1.49

41.32%

Tomato (1kg)

$1.54 ₱96.4

$1.40 €1.25

10.00%

Potato (1kg)

$2.36 ₱148

$0.77 €0.69

206.49%

Onion (1kg)

$1.99 ₱125

$0.82 €0.73

142.68%

Lettuce (1 head)

$1.15 ₱72.1

$0.79 €0.71

45.57%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.47 €0.42

42.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.54 €3.16

-15.25%

Wine (Bottle)

$6.35 ₱398

$5.72 €5.10

11.01%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$0.93 €0.83

40.86%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.15 €1.03

50.43%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$1.17 €1.04

-78.63%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$2.24 €2.00

-66.96%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.58 €0.52

-63.79%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$3.42 €3.06

26.61%

Gasoline (1 liter)

$1.33 ₱83.5

$1.45 €1.30

-8.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$23.2K €20.7K

-6.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$26.6K €23.7K

-27.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$107 €95.5

12.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$9.36 €8.35

54.38%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$17.27 €15.41

63.81%

Gym Membership (Monthly)

$32.68 ₱2,050

$20.97 €18.72

55.84%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.46 ₱342

$4.45 €3.97

22.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$207 €185

31.86%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$2,893 €2,582

181.93%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$42.09 €37.57

17.77%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$17.31 €15.45

43.67%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$65.3 €58.3

17.29%

Men's Leather Business Shoes

$59.3 ₱3,717

$57.9 €51.6

2.40%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$268 €239

88.49%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$196 €175

58.06%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$402 €359

161.59%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$338 €302

83.01%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$836 €746

248.90%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$649 €580

187.53%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$533 €476

-36.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.44

62.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Ferizaj: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Ferizaj

$196 27.7% 36.7% $114

Groceries & Markets

Cebu

$210 22.7%

Ferizaj

$166 23.5% 21.1% $44

Monthly Utilities & Internet

Cebu

$163 17.7%

Ferizaj

$134 18.9% 18.2% $30

Clothing & Footwear

Cebu

$95 10.2%

Ferizaj

$82 11.6% 13.2% $12

Eating Out

Cebu

$88 9.6%

Ferizaj

$90 12.7% 1.6% $1.4

Sport & Entertainment

Cebu

$44 4.7%

Ferizaj

$30 4.2% 31.5% $14

Getting Around

Cebu

$15 1.7%

Ferizaj

$9.8 * 1.4% 36.3% $5.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $268 in Ferizaj. Housing cost is often the main lever when comparing two cities.

Ferizaj pays 56% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $22.00 in Ferizaj for a mid-range dinner for two. Groceries echo the gap at $210 vs $166 per month, with Ferizaj cheaper across the board.

Good to know

🇵🇭 Cebu

🇽🇰 Ferizaj

🕒 Local time

16:21 4:21 PM

10:21 10:21 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

42,628

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Ferizaj 10,260 km ≈ 13 h nonstop flight

From you

Cebu
Ferizaj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ferizaj: Cost of Living - Frequently Asked Questions

Ferizaj is cheaper overall, especially in groceries, clothing, and leisure. The 33% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 56% lower in Ferizaj. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $268 in Ferizaj. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 27% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $934 per month in Cebu versus $700 in Ferizaj – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Ferizaj gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Ferizaj is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Ferizaj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ferizaj gentler on the wallet – expenses run 33% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.