Last update: Oct 2026

Cost of Living Comparison Between Cebu and Delhi

For one person, living is cheaper in Delhi: $520 a month against $934 in Cebu, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
25

Cost of Living Index in Delhi
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Delhi Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$934

/mo nomad

Delhi

🇮🇳 India

$520

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Delhi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Delhi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $520 in Delhi.

Cebu $934
Delhi $520

Estimated couple costs with rent: $1,415 in Cebu versus $858 in Delhi.

Cebu $1,415
Delhi $858

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,195 in Delhi.

Cebu $1,896
Delhi $1,195

Living in Cebu is roughly 80% more expensive than in Delhi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Delhi 61% lower.

Meal at Budget Restaurant

$3.03 ₱190

$3.67 ₹355

-17.44%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$20.95 ₹2,027

12.08%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$3.74 ₹362

9.36%

Cappuccino

$2.52 ₱158

$2.33 ₹226

8.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.37 ₹35.82

316.22%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.20 ₹18.91

145.00%

Local Beer (0.5 liter draught)

$1.79 ₱112

$2.02 ₹195

-11.39%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.19 ₹308

-29.15%

Milk (1 liter)

$1.95 ₱122

$0.68 ₹65.9

186.76%

White Bread (500g)

$1.43 ₱89.7

$0.52 ₹50.2

175.00%

Rice (white) (1kg)

$1.02 ₱63.8

$0.83 ₹80.0

22.89%

Eggs

$2.06 ₱129

$1.07 ₹104

92.52%

Local Cheese (1kg)

$9.81 ₱615

$4.43 ₹428

121.44%

Chicken Fillets (1kg)

$4.61 ₱289

$3.37 ₹326

36.80%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$1.99 ₹192

66.33%

Banana (1kg)

$1.45 ₱90.9

$0.72 ₹70.1

101.39%

Oranges (1kg)

$2.36 ₱148

$1.02 ₹98.4

131.37%

Tomato (1kg)

$1.54 ₱96.4

$0.52 ₹50.1

196.15%

Potato (1kg)

$2.36 ₱148

$0.27 ₹25.96

774.07%

Onion (1kg)

$1.99 ₱125

$0.37 ₹35.42

437.84%

Lettuce (1 head)

$1.15 ₱72.1

$0.43 ₹41.64

167.44%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.31 ₹30.39

116.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$4.92 ₹476

-39.02%

Wine (Bottle)

$6.35 ₱398

$8.34 ₹808

-23.86%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.64 ₹159

-20.12%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.70 ₹261

-35.93%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.15 ₹596

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.46 ₹44.04

-45.65%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$15.29 ₹1,480

-17.27%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.03 ₹99.8

-28.16%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.27 ₹26.38

-22.22%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$1.53 ₹148

183.01%

Gasoline (1 liter)

$1.33 ₱83.5

$1.05 ₹102

26.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$10.5K ₹1.0M

108.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$18.4K ₹1.8M

5.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$42.67 ₹4,129

182.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$4.04 ₹391

257.67%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$6.75 ₹653

319.11%

Gym Membership (Monthly)

$32.68 ₱2,050

$19.40 ₹1,878

68.45%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$8.06 ₹780

-20.72%

Cinema Ticket

$5.46 ₱342

$5.08 ₹492

7.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$100 ₹9,696

172.89%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$2,268 ₹219.5K

259.65%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$24.14 ₹2,336

105.34%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$28.38 ₹2,747

-12.37%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$53.3 ₹5,160

43.64%

Men's Leather Business Shoes

$59.3 ₱3,717

$44.13 ₹4,271

34.29%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$264 ₹25.5K

91.62%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$154 ₹14.9K

100.79%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$736 ₹71.2K

42.87%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$397 ₹38.5K

55.78%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$2,494 ₹241.4K

16.91%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,017 ₹98.4K

83.66%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$585 ₹56.7K

-41.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.33

-13.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Delhi: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Delhi

$154 29.7% 50.2% $155

Groceries & Markets

Cebu

$210 22.7%

Delhi

$108 20.8% 48.7% $102

Monthly Utilities & Internet

Cebu

$163 17.7%

Delhi

$53 10.3% 67.3% $110

Clothing & Footwear

Cebu

$95 10.2%

Delhi

$67 13% 28.7% $27

Eating Out

Cebu

$88 9.6%

Delhi

$87 16.8% 1.2% $1.1

Sport & Entertainment

Cebu

$44 4.7%

Delhi

$30 5.7% 32.2% $14

Getting Around

Cebu

$15 1.7%

Delhi

$20 3.8% 26.4% $4.1

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $264 in Delhi. Housing cost is often the main lever when comparing two cities.

Delhi pays 72% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $21.00 in Delhi for a mid-range dinner for two. Groceries echo the gap at $210 vs $108 per month, with Delhi cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Delhi

🕒 Local time

09:39 9:39 AM

07:09 7:09 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

16,787,941 Capital

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Delhi 5,260 km ≈ 7 h nonstop flight

From you

Cebu
Delhi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Delhi: Cost of Living - Frequently Asked Questions

Delhi is cheaper overall, especially in groceries, clothing, and eating out. The 80% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 72% lower in Delhi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $264 in Delhi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $520 in Delhi – a 80% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Delhi runs roughly 21% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Delhi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Delhi is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Delhi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Delhi gentler on the wallet – expenses run 80% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.