Last update: Oct 2026

Cost of Living Comparison Between Cebu and Cirebon

For one person, living is cheaper in Cirebon: $728 a month against $918 in Cebu, rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
35

Cost of Living Index in Cirebon
Learn more

Cirebon Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Cirebon

🇮🇩 Indonesia

$728

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Cirebon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Cirebon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $728 in Cirebon.

Cebu $918
Cirebon $728

Estimated couple costs with rent: $1,409 in Cebu versus $1,111 in Cirebon.

Cebu $1,409
Cirebon $1,111

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,493 in Cirebon.

Cebu $1,900
Cirebon $1,493

Living in Cebu is roughly 26% more expensive than in Cirebon, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Cirebon 46% lower.

Meal at Budget Restaurant

$3.09 ₱195

$2.83 Rp 50.7K

9.19%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$16.60 Rp 297.8K

45.90%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$3.31 Rp 59.4K

18.43%

Cappuccino

$2.51 ₱158

$2.06 Rp 36.9K

21.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.42 Rp 7,567

278.57%

Water (0.33 liter bottle)

$0.53 ₱33.45

$0.26 Rp 4,672

103.85%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.46 Rp 44.2K

-27.64%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.87 Rp 69.5K

-43.93%

Milk (1 liter)

$1.92 ₱121

$1.01 Rp 18.2K

90.10%

White Bread (500g)

$1.36 ₱85.5

$1.14 Rp 20.4K

19.30%

Rice (white) (1kg)

$1.01 ₱63.6

$0.85 Rp 15.3K

18.82%

Eggs

$2.03 ₱128

$1.79 Rp 32.1K

13.41%

Local Cheese (1kg)

$9.86 ₱621

$9.60 Rp 172.2K

2.71%

Chicken Fillets (1kg)

$4.39 ₱277

$3.00 Rp 53.9K

46.33%

Beef Round Steak (1kg)

$7.60 ₱479

$7.79 Rp 139.8K

-2.44%

Apples (1kg)

$3.30 ₱208

$2.83 Rp 50.9K

16.61%

Banana (1kg)

$1.39 ₱87.8

$1.33 Rp 23.9K

4.51%

Oranges (1kg)

$2.33 ₱147

$2.61 Rp 46.7K

-10.73%

Tomato (1kg)

$1.50 ₱94.3

$1.39 Rp 25.0K

7.91%

Potato (1kg)

$2.36 ₱149

$1.41 Rp 25.3K

67.38%

Onion (1kg)

$1.90 ₱119

$2.08 Rp 37.2K

-8.65%

Lettuce (1 head)

$1.19 ₱74.9

$0.92 Rp 16.4K

29.35%

Water (1.5 liter bottle)

$0.63 ₱39.73

$0.51 Rp 9,143

23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$2.85 Rp 51.1K

5.26%

Wine (Bottle)

$6.03 ₱380

$21.09 Rp 378.4K

-71.41%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.14 Rp 38.5K

-42.52%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.11 Rp 55.7K

-43.73%

One-way Ticket (Public Transport)

$0.25 ₱15.87

$0.29 Rp 5,288

-13.79%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.64

$0.53 Rp 9,566

45.28%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.54

$0.34 Rp 6,186

-32.35%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$3.28 Rp 58.9K

35.98%

Gasoline (1 liter)

$1.31 ₱82.8

$0.88 Rp 15.7K

48.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$28.4K Rp 510.4M

-25.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$33.1K Rp 593.8M

-42.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,573

$104 Rp 1.9M

15.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$6.00 Rp 107.7K

133.33%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,735

$18.86 Rp 338.4K

46.02%

Gym Membership (Monthly)

$32.33 ₱2,036

$18.40 Rp 330.1K

75.71%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$8.44 Rp 151.4K

-21.21%

Cinema Ticket

$5.65 ₱356

$3.42 Rp 61.4K

65.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$154 Rp 2.8M

78.34%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.8K

$8,292 Rp 148.8M

-4.50%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,107

$59.4 Rp 1.1M

-16.99%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,590

$28.68 Rp 514.7K

-11.99%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,848

$71.5 Rp 1.3M

7.61%

Men's Leather Business Shoes

$57.2 ₱3,603

$107 Rp 1.9M

-46.42%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$236 Rp 4.2M

112.05%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$154 Rp 2.8M

100.27%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$602 Rp 10.8M

79.10%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.8K

$311 Rp 5.6M

97.63%

Buy Apartment in City Center (m2)

$2,886 ₱181.8K

$1,264 Rp 22.7M

128.29%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$729 Rp 13.1M

162.85%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$165 Rp 3.0M

109.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.46

-23.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Cirebon: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Cirebon

$154 21.2% 50.1% $155

Groceries & Markets

Cebu

$206 22.4%

Cirebon

$216 29.7% 4.9% $10

Monthly Utilities & Internet

Cebu

$162 17.6%

Cirebon

$129 17.8% 20.1% $32

Clothing & Footwear

Cebu

$94 10.2%

Cirebon

$120 16.5% 27.6% $26

Eating Out

Cebu

$88 9.6%

Cirebon

$80 11% 9.4% $8.3

Sport & Entertainment

Cebu

$44 4.8%

Cirebon

$25 3.5% 42.1% $18

Getting Around

Cebu

$16 1.7%

Cirebon

$3.4 * 0.5% 77.9% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $236 in Cirebon. Housing cost is often the main lever when comparing two cities.

Cebu pays 110% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $17.00 in Cirebon. Groceries flip the comparison at $206 vs $216, with Cebu cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇮🇩 Cirebon

🕒 Local time

11:55 11:55 AM

10:55 10:55 AM

1 h behind Cebu

🌤 Weather

👥 Population

964,169

318,741

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.95 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.93 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,204 IDR (100,000 IDR = 4.95 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Cirebon 2,540 km ≈ 3 h 45 min nonstop flight

From you

Cebu
Cirebon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Cirebon: Cost of Living - Frequently Asked Questions

Cirebon is cheaper overall, especially in eating out, leisure, and utilities. The 26% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 110% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $236 in Cirebon. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cebu pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $918 per month in Cebu versus $728 in Cirebon – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Cirebon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cirebon is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Cirebon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cirebon gentler on the wallet – expenses run 26% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.