Last update: Oct 2026

Cost of Living Comparison Between Cebu and Cesenatico

For one person, living is cheaper in Cebu: $918 a month against $1,795 in Cesenatico, rent and utilities included – about $10,500 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
85

Cost of Living Index in Cesenatico
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Cesenatico Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Cesenatico

🇮🇹 Italy

$1,795

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Cesenatico

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Cesenatico actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,795 in Cesenatico.

Cebu $918
Cesenatico $1,795

Estimated couple costs with rent: $1,409 in Cebu versus $2,606 in Cesenatico.

Cebu $1,409
Cesenatico $2,606

Monthly costs for a family of three with rent: $1,900 in Cebu versus $3,418 in Cesenatico.

Cebu $1,900
Cesenatico $3,418

Living in Cebu costs roughly 49% less than in Cesenatico, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 32% below, Cesenatico is 33% above.

Meal at Budget Restaurant

$3.09 ₱194

$20.02 €17.81

-84.57%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$73.4 €65.3

-67.01%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$13.46 €11.97

-70.88%

Cappuccino

$2.51 ₱158

$1.68 €1.50

49.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.20 €1.96

-27.73%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.10 €0.98

-51.82%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.20 €1.96

-19.09%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.43 €3.05

-36.73%

Milk (1 liter)

$1.92 ₱121

$1.46 €1.30

31.51%

White Bread (500g)

$1.36 ₱85.4

$2.81 €2.50

-51.60%

Rice (white) (1kg)

$1.01 ₱63.5

$2.57 €2.29

-60.70%

Eggs

$2.03 ₱128

$4.23 €3.76

-52.01%

Local Cheese (1kg)

$9.86 ₱621

$18.35 €16.32

-46.27%

Chicken Fillets (1kg)

$4.39 ₱277

$12.59 €11.20

-65.13%

Beef Round Steak (1kg)

$7.60 ₱479

$17.49 €15.55

-56.55%

Apples (1kg)

$3.30 ₱208

$2.26 €2.01

46.02%

Banana (1kg)

$1.39 ₱87.8

$1.65 €1.46

-15.76%

Oranges (1kg)

$2.33 ₱147

$1.96 €1.74

18.88%

Tomato (1kg)

$1.50 ₱94.3

$2.49 €2.22

-39.76%

Potato (1kg)

$2.36 ₱149

$1.34 €1.19

76.12%

Onion (1kg)

$1.90 ₱119

$1.37 €1.22

38.69%

Lettuce (1 head)

$1.19 ₱74.9

$1.63 €1.45

-26.99%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.60 €0.53

5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$6.75 €6.00

-55.56%

Wine (Bottle)

$6.03 ₱379

$7.96 €7.08

-24.25%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.55 €1.38

-20.65%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.83 €1.63

-4.37%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.70 €1.51

-85.29%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$38.49 €34.23

-67.16%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$5.67 €5.05

-86.42%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.43 €1.27

-83.92%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$28.13 €25.02

-84.15%

Gasoline (1 liter)

$1.31 ₱82.8

$2.05 €1.82

-36.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$36.3K €32.3K

-41.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$35.3K €31.4K

-45.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$237 €211

-49.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$11.65 €10.36

20.17%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$27.56 €24.51

-0.07%

Gym Membership (Monthly)

$32.33 ₱2,035

$60.6 €53.9

-46.65%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$20.17 €17.94

-67.03%

Cinema Ticket

$5.65 ₱356

$12.33 €10.97

-54.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$549 €488

-49.87%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,437 €3,946

78.47%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$88.5 €78.7

-44.27%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$42.66 €37.95

-40.83%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$95.7 €85.2

-19.62%

Men's Leather Business Shoes

$57.2 ₱3,601

$165 €147

-65.30%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$684 €609

-26.99%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$618 €550

-50.01%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$1,177 €1,047

-8.39%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$766 €682

-19.71%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,615 €2,326

10.38%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,001 €1,780

-4.21%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.46

108.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Cesenatico: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Cesenatico

$618 34.4% 100% $309

Groceries & Markets

Cebu

$206 22.4%

Cesenatico

$330 18.4% 60.1% $124

Monthly Utilities & Internet

Cebu

$162 17.6%

Cesenatico

$276 15.4% 70.5% $114

Clothing & Footwear

Cebu

$94 10.2%

Cesenatico

$176 9.8% 87.7% $82

Eating Out

Cebu

$88 9.6%

Cesenatico

$252 14% 185% $163

Sport & Entertainment

Cebu

$44 4.8%

Cesenatico

$85 4.8% 95.5% $42

Getting Around

Cebu

$16 1.7%

Cesenatico

$58 3.2% 273% $43

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $684 in Cesenatico. Housing cost is often the main lever when comparing two cities.

Dining out: $24.00 in Cebu vs $73.0 in Cesenatico for a mid-range dinner for two. Groceries echo the gap at $206 vs $330 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇹 Cesenatico

🕒 Local time

00:03 12:03 AM

18:03 6:03 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

25,796

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Cesenatico 10,860 km ≈ 14 h nonstop flight

From you

Cebu
Cesenatico

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Cesenatico: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 96% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,377 in Cebu and $2,692 in Cesenatico to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $500 in Cebu versus $684 in Cesenatico. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,795 in Cesenatico – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 205% less than in Cesenatico. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,795 in Cesenatico, a $1,500 budget is realistic in Cebu but tight or insufficient in Cesenatico. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Cesenatico, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Cesenatico are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 96% less than in Cesenatico. Beyond cost, consider language, visa policies, and how big the international community is in each city.