Last update: Oct 2026

Cost of Living Comparison Between Cebu and Castelo Branco

For one person, living is cheaper in Cebu: $918 a month against $1,100 in Castelo Branco, rent and utilities included – about $2,200 less a year. Other living expenses account for most of the difference.

Cebu
🇵🇭 Philippines
$918
/mo nomad
Castelo Branco
🇵🇹 Portugal
$1,100
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Castelo Branco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Castelo Branco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,100 in Castelo Branco.

  • Cebu $918
  • Castelo Branco $1,100

Estimated couple costs with rent: $1,409 in Cebu versus $1,666 in Castelo Branco.

  • Cebu $1,409
  • Castelo Branco $1,666

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,233 in Castelo Branco.

  • Cebu $1,900
  • Castelo Branco $2,233

Living in Cebu costs roughly 17% less than in Castelo Branco, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Castelo Branco 19% lower.

Currency
🍽 Eating Out
Cebu
Castelo Branco
Difference
Meal at Budget Restaurant
$3.09 ₱194
$11.29 €10.05
-72.63%
Three-Course Dinner for Two, Mid-Range
$24.22 ₱1,525
$39.12 €34.80
-38.09%
Fast Food Meal (McDonalds, etc)
$3.92 ₱247
$9.62 €8.56
-59.25%
Cappuccino
$2.51 ₱158
$1.25 €1.11
100.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 ₱100
$1.41 €1.25
12.77%
Water (0.33 liter bottle)
$0.53 ₱33.43
$1.26 €1.12
-57.94%
Local Beer (0.5 liter draught)
$1.78 ₱112
$1.09 €0.97
63.30%
Imported Beer (0.33 liter bottle)
$2.17 ₱137
$2.20 €1.96
-1.36%
🛒 Groceries & Markets
Cebu
Castelo Branco
Difference
Milk (1 liter)
$1.92 ₱121
$1.17 €1.04
64.10%
White Bread (500g)
$1.36 ₱85.4
$1.30 €1.16
4.62%
Rice (white) (1kg)
$1.01 ₱63.5
$1.45 €1.29
-30.34%
Eggs
$2.03 ₱128
$3.87 €3.44
-47.55%
Local Cheese (1kg)
$9.86 ₱621
$8.76 €7.79
12.56%
Chicken Fillets (1kg)
$4.39 ₱277
$5.80 €5.16
-24.31%
Beef Round Steak (1kg)
$7.60 ₱479
$8.58 €7.63
-11.42%
Apples (1kg)
$3.30 ₱208
$2.11 €1.88
56.40%
Banana (1kg)
$1.39 ₱87.8
$1.31 €1.17
6.11%
Oranges (1kg)
$2.33 ₱147
$1.75 €1.56
33.14%
Tomato (1kg)
$1.50 ₱94.3
$2.30 €2.05
-34.78%
Potato (1kg)
$2.36 ₱149
$1.65 €1.47
43.03%
Onion (1kg)
$1.90 ₱119
$1.45 €1.29
31.03%
Lettuce (1 head)
$1.19 ₱74.9
$1.14 €1.02
4.39%
Water (1.5 liter bottle)
$0.63 ₱39.71
$0.81 €0.72
-22.22%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱189
$5.97 €5.31
-49.75%
Wine (Bottle)
$6.03 ₱379
$3.39 €3.01
77.88%
Local Beer (0.5 liter bottle)
$1.23 ₱77.7
$1.17 €1.04
5.13%
Imported Beer (0.33 liter bottle)
$1.75 ₱110
$1.95 €1.73
-10.26%
🚌 Getting Around
Cebu
Castelo Branco
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.86
$1.25 €1.11
-80.00%
Public Transport Monthly Pass (Regular Price)
$12.64 ₱796
$22.20 €19.75
-43.06%
Taxi Start (Normal Tariff)
$0.77 ₱48.62
$2.25 €2.00
-65.78%
Taxi (Normal Tariff) (1km)
$0.23 ₱14.53
$0.74 €0.66
-68.92%
Taxi 1hour Waiting (Normal Tariff)
$4.46 ₱281
$16.67 €14.83
-73.25%
Gasoline (1 liter)
$1.31 ₱82.8
$2.04 €1.82
-35.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K ₱1.3M
$33.5K €29.8K
-36.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K ₱1.2M
$40.5K €36.0K
-52.70%
🧾 Monthly Utilities & Internet
Cebu
Castelo Branco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 ₱7,569
$120 €106
0.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.00 ₱882
$19.03 €16.92
-26.43%
Internet (50+ Mbps, Unlimited Data)
$27.54 ₱1,734
$31.99 €28.45
-13.91%
🎉 Sport & Entertainment
Cebu
Castelo Branco
Difference
Gym Membership (Monthly)
$32.33 ₱2,035
$39.32 €34.97
-17.78%
Tennis Court (1 Hour on Weekend)
$6.65 ₱419
-
-
Cinema Ticket
$5.65 ₱356
$6.70 €5.96
-15.67%
🧸 Childcare & Education
Cebu
Castelo Branco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$275 ₱17.3K
$678 €603
-59.37%
International Primary School, 1 Child (Yearly)
$7,918 ₱498.5K
$16.9K €15.1K
-53.25%
👕👟 Clothing & Footwear
Cebu
Castelo Branco
Difference
Jeans (Levis 501 Or Similar)
$49.33 ₱3,106
$78.7 €70.0
-37.33%
Summer Dress (H&M, Zara, etc)
$25.24 ₱1,589
$44.71 €39.77
-43.55%
Sport Shoes (Adidas, Nike)
$77.0 ₱4,846
$82.1 €73.0
-6.26%
Men's Leather Business Shoes
$57.2 ₱3,601
$67.6 €60.2
-15.42%
🏠 Accommodation & Living
Cebu
Castelo Branco
Difference
1-bedroom Apartment, City Center (Monthly)
$500 ₱31.5K
$458 €407
9.09%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$363 €323
-14.92%
3-bedroom Apartment, City Center (Monthly)
$1,078 ₱67.9K
$796 €708
35.49%
3-bedroom Apartment, Outside City Center (Monthly)
$615 ₱38.7K
$605 €538
1.66%
Buy Apartment in City Center (m2)
$2,886 ₱181.7K
$1,574 €1,400
83.32%
Buy Apartment Outside City Center (m2)
$1,917 ₱120.7K
$1,322 €1,176
44.98%
💵 Salaries & Financials
Cebu
Castelo Branco
Difference
Average Monthly Net Salary (After Tax)
$346 ₱21.8K
$1,617 €1,438
-78.60%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.85
87.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Castelo Branco: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Castelo Branco
$363 17.5% $54
Groceries & Markets
Cebu
$206
Castelo Branco
$203 1.5% $3.2
Monthly Utilities & Internet
Cebu
$162
Castelo Branco
$171 5.5% $8.9
Clothing & Footwear
Cebu
$94
Castelo Branco
$123 30.9% $29
Eating Out
Cebu
$88
Castelo Branco
$155 75.2% $66
Sport & Entertainment
Cebu
$44
Castelo Branco
$53 20.9% $9.1
Getting Around
Cebu
$16
Castelo Branco
$33 113% $18

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $458 in Castelo Branco. Housing cost is often the main lever when comparing two cities.

Castelo Branco pays 367% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $39.00 in Castelo Branco. Groceries flip the comparison at $206 vs $203, with Castelo Branco cheaper for home cooking.

Good to know
🇵🇭 Cebu
🇵🇹 Castelo Branco
🕒 Local time
22:24 10:24 PM
15:24 3:24 PM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
52,291
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Castelo Branco 12,530 km ≈ 16 h nonstop flight
From you
  • Cebu
  • Castelo Branco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Castelo Branco: Cost of Living - Frequently Asked Questions
Is Castelo Branco cheaper than Cebu?
Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 20% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Cebu or Castelo Branco?
On paper, salaries run 367% lower in Castelo Branco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Cebu and Castelo Branco?
Rent for a central apartment: $500 in Cebu versus $458 in Castelo Branco. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Cebu and in Castelo Branco?
All in, you'll spend $918 per month in Cebu versus $1,100 in Castelo Branco – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 76% less than in Castelo Branco. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Cebu or in Castelo Branco?
At $918 in Cebu versus $1,100 in Castelo Branco, a $1,500 budget is realistic in Cebu but tight or insufficient in Castelo Branco. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Cebu or Castelo Branco more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Castelo Branco, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Cebu or Castelo Branco?
Safety-wise, Cebu and Castelo Branco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 20% less than in Castelo Branco. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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