Last update: Oct 2026

Cost of Living Comparison Between Cebu and Caldas da Rainha

For one person, living is cheaper in Cebu: $934 a month against $1,532 in Caldas da Rainha, rent and utilities included – about $7,200 less a year. Other living expenses account for most of the difference.

Cebu
🇵🇭 Philippines
$934
/mo nomad
Caldas da Rainha
🇵🇹 Portugal
$1,532
/mo nomad
Monthly Cost of Living

How much you'll spend in Cebu and in Caldas da Rainha

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Caldas da Rainha actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $1,532 in Caldas da Rainha, rent included.

  • Cebu $934
  • Caldas da Rainha $1,532

A couple spends around $1,415 per month in Cebu vs $2,352 in Caldas da Rainha, rent included.

  • Cebu $1,415
  • Caldas da Rainha $2,352

A family of three spends $1,896 per month in Cebu vs $3,172 in Caldas da Rainha, rent included.

  • Cebu $1,896
  • Caldas da Rainha $3,172

Cebu is about 39% cheaper than Caldas da Rainha, and outside of rent the biggest gap is in eating out.

Cebu sits 30% below the global median, while Caldas da Rainha is 14% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Cebu
Caldas da Rainha
Difference
Meal at Budget Restaurant
$3.03 ₱190
$15.73 €14.03
-80.74%
Three-Course Dinner for Two, Mid-Range
$23.48 ₱1,473
$50.9 €45.38
-53.82%
Fast Food Meal (McDonalds, etc)
$4.09 ₱256
$10.22 €9.12
-59.98%
Cappuccino
$2.52 ₱158
$2.05 €1.83
22.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 ₱96.9
$2.36 €2.10
-34.75%
Water (0.33 liter bottle)
$0.49 ₱30.98
$1.42 €1.26
-65.49%
Local Beer (0.5 liter draught)
$1.79 ₱112
$2.78 €2.48
-35.61%
Imported Beer (0.33 liter bottle)
$2.26 ₱142
$3.87 €3.46
-41.60%
🛒 Groceries & Markets
Cebu
Caldas da Rainha
Difference
Milk (1 liter)
$1.95 ₱122
$1.07 €0.95
82.24%
White Bread (500g)
$1.43 ₱89.7
$1.44 €1.28
-0.69%
Rice (white) (1kg)
$1.02 ₱63.8
$1.56 €1.39
-34.62%
Eggs
$2.06 ₱129
$3.01 €2.69
-31.56%
Local Cheese (1kg)
$9.81 ₱615
$10.38 €9.26
-5.49%
Chicken Fillets (1kg)
$4.61 ₱289
$7.26 €6.48
-36.50%
Beef Round Steak (1kg)
$7.70 ₱483
$12.81 €11.44
-39.89%
Apples (1kg)
$3.31 ₱207
$1.87 €1.67
77.01%
Banana (1kg)
$1.45 ₱90.9
$1.33 €1.18
9.02%
Oranges (1kg)
$2.36 ₱148
$1.68 €1.50
40.48%
Tomato (1kg)
$1.54 ₱96.4
$2.46 €2.19
-37.40%
Potato (1kg)
$2.36 ₱148
$1.92 €1.71
22.92%
Onion (1kg)
$1.99 ₱125
$1.88 €1.68
5.85%
Lettuce (1 head)
$1.15 ₱72.1
$1.29 €1.15
-10.85%
Water (1.5 liter bottle)
$0.67 ₱42.15
$0.84 €0.75
-20.24%
Cigarettes 20 Pack (Marlboro, Camel)
$3.00 ₱188
$5.74 €5.12
-47.74%
Wine (Bottle)
$6.35 ₱398
$3.95 €3.53
60.76%
Local Beer (0.5 liter bottle)
$1.31 ₱81.9
$1.64 €1.46
-20.12%
Imported Beer (0.33 liter bottle)
$1.73 ₱108
$1.72 €1.54
0.58%
🚌 Getting Around
Cebu
Caldas da Rainha
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.78
$3.67 €3.27
-93.19%
Public Transport Monthly Pass (Regular Price)
$12.65 ₱793
$34.14 €30.46
-62.95%
Taxi Start (Normal Tariff)
$0.74 ₱46.32
$2.83 €2.53
-73.85%
Taxi (Normal Tariff) (1km)
$0.21 ₱13.11
-
-
Taxi 1hour Waiting (Normal Tariff)
$4.33 ₱271
-
-
Gasoline (1 liter)
$1.33 ₱83.5
$1.91 €1.71
-30.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8K ₱1.4M
$33.8K €30.2K
-35.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.4K ₱1.2M
$37.7K €33.7K
-48.60%
🧾 Monthly Utilities & Internet
Cebu
Caldas da Rainha
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 ₱7,563
$108 €96.0
12.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.45 ₱907
$18.14 €16.19
-20.34%
Internet (50+ Mbps, Unlimited Data)
$28.29 ₱1,774
$38.70 €34.54
-26.90%
🎉 Sport & Entertainment
Cebu
Caldas da Rainha
Difference
Gym Membership (Monthly)
$32.68 ₱2,050
$48.88 €43.62
-33.14%
Tennis Court (1 Hour on Weekend)
$6.39 ₱401
$27.78 €24.79
-77.00%
Cinema Ticket
$5.46 ₱342
$8.78 €7.84
-37.81%
🧸 Childcare & Education
Cebu
Caldas da Rainha
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$273 ₱17.1K
$399 €356
-31.47%
International Primary School, 1 Child (Yearly)
$8,156 ₱511.5K
$5,537 €4,941
47.31%
👕👟 Clothing & Footwear
Cebu
Caldas da Rainha
Difference
Jeans (Levis 501 Or Similar)
$49.57 ₱3,109
$95.8 €85.5
-48.27%
Summer Dress (H&M, Zara, etc)
$24.87 ₱1,560
$42.87 €38.26
-41.99%
Sport Shoes (Adidas, Nike)
$76.6 ₱4,804
$112 €100
-31.73%
Men's Leather Business Shoes
$59.3 ₱3,717
$68.4 €61.1
-13.38%
🏠 Accommodation & Living
Cebu
Caldas da Rainha
Difference
1-bedroom Apartment, City Center (Monthly)
$506 ₱31.7K
$891 €795
-43.27%
1-bedroom Apartment, Outside City Center (Monthly)
$309 ₱19.4K
$671 €599
-53.88%
3-bedroom Apartment, City Center (Monthly)
$1,052 ₱66.0K
$1,401 €1,251
-24.95%
3-bedroom Apartment, Outside City Center (Monthly)
$619 ₱38.8K
$1,122 €1,001
-44.82%
Buy Apartment in City Center (m2)
$2,915 ₱182.9K
$2,845 €2,539
2.48%
Buy Apartment Outside City Center (m2)
$1,867 ₱117.1K
$2,284 €2,038
-18.25%
💵 Salaries & Financials
Cebu
Caldas da Rainha
Difference
Average Monthly Net Salary (After Tax)
$341 ₱21.4K
$1,145 €1,022
-70.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.2
3.11
131.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Caldas da Rainha: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cebu
$309
Caldas da Rainha
$671 117% $361
Groceries & Markets
Cebu
$210
Caldas da Rainha
$230 9.2% $19
Monthly Utilities & Internet
Cebu
$163
Caldas da Rainha
$164 0.7% $1.1
Clothing & Footwear
Cebu
$95
Caldas da Rainha
$144 51.8% $49
Eating Out
Cebu
$88
Caldas da Rainha
$218 146% $129
Sport & Entertainment
Cebu
$44
Caldas da Rainha
$66 52.4% $23
Getting Around
Cebu
$15
Caldas da Rainha
$52 * 234% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $506 in Cebu versus $891 in Caldas da Rainha. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 236% higher in Caldas da Rainha, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23.00 in Cebu versus $51.0 in Caldas da Rainha. Monthly groceries follow the same trend: $210 vs $230 – making Cebu the more affordable choice for daily food spending.

Good to know
🇵🇭 Cebu
🇵🇹 Caldas da Rainha
🕒 Local time
18:19 6:19 PM
11:19 11:19 AM
7 h behind Cebu
🌤 Weather
👥 Population
964,169
50,917
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Cebu Caldas da Rainha 12,670 km ≈ 16 h nonstop flight
From you
  • Cebu
  • Caldas da Rainha

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cebu vs Caldas da Rainha: Cost of Living - Frequently Asked Questions
Is Caldas da Rainha cheaper than Cebu?
Yes – Caldas da Rainha is pricier by about 64%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,401 per month in Cebu and $2,298 in Caldas da Rainha. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Cebu or in Caldas da Rainha?
A mid-range dinner for two costs $23.00 in Cebu and $51.0 in Caldas da Rainha. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Cebu and in Caldas da Rainha?
Monthly expenses with rent come to $934 in Cebu and $1,532 in Caldas da Rainha. That's a gap of about 64%.
Is $1,500 a realistic budget for living in Cebu or in Caldas da Rainha?
A $1,500 monthly budget goes further in Cebu, where all-in costs run around $934, than in Caldas da Rainha at $1,532. In Cebu it covers expenses comfortably, while in Caldas da Rainha it requires careful planning or may not stretch far enough.
Is Cebu or Caldas da Rainha more family-friendly?
Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Cebu or Caldas da Rainha?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Caldas da Rainha makes more sense. Both are solid long-term options with distinct trade-offs.

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