Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bugojno

For one person, living costs are similar in Cebu and in Bugojno: $918 and $927 a month, rent and utilities included.

45

Cost of Living Index in Cebu
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Cebu Living Index
44

Cost of Living Index in Bugojno
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Bugojno Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bugojno

🇧🇦 Bosnia and Herzegovina

$927

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bugojno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bugojno actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $927 in Bugojno, rent included.

Cebu $918
Bugojno $927

A couple spends around $1,409 per month in Cebu vs $1,310 in Bugojno, rent included.

Cebu $1,409
Bugojno $1,310

A family of three spends $1,900 per month in Cebu vs $1,693 in Bugojno, rent included.

Cebu $1,900
Bugojno $1,693

Cebu is about 1% cheaper than Bugojno, and outside of rent the biggest gap is in clothing.

Both Cebu and Bugojno are more affordable than the global median – Cebu 32% lower, Bugojno 31% lower.

Meal at Budget Restaurant

$3.09 ₱194

$5.06 BAM 8.83

-38.93%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,520

$31.18 BAM 54.4

-22.32%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$5.75 BAM 10.04

-31.83%

Cappuccino

$2.51 ₱157

$1.90 BAM 3.31

32.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱99.9

$1.89 BAM 3.30

-15.87%

Water (0.33 liter bottle)

$0.53 ₱33.33

$1.18 BAM 2.06

-55.08%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.59 BAM 4.53

-31.27%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$2.19 BAM 3.82

-0.91%

Milk (1 liter)

$1.92 ₱120

$1.16 BAM 2.02

65.52%

White Bread (500g)

$1.36 ₱85.2

$0.93 BAM 1.63

46.24%

Rice (white) (1kg)

$1.01 ₱63.3

$1.97 BAM 3.44

-48.73%

Eggs

$2.03 ₱127

$2.58 BAM 4.50

-21.32%

Local Cheese (1kg)

$9.86 ₱619

$7.77 BAM 13.57

26.90%

Chicken Fillets (1kg)

$4.39 ₱276

$7.31 BAM 12.76

-39.95%

Beef Round Steak (1kg)

$7.60 ₱477

$10.31 BAM 17.99

-26.29%

Apples (1kg)

$3.30 ₱207

$1.09 BAM 1.91

202.75%

Banana (1kg)

$1.39 ₱87.5

$1.60 BAM 2.79

-13.13%

Oranges (1kg)

$2.33 ₱146

$1.41 BAM 2.47

65.25%

Tomato (1kg)

$1.50 ₱94.0

$1.14 BAM 2.00

31.58%

Potato (1kg)

$2.36 ₱148

$1.02 BAM 1.79

131.37%

Onion (1kg)

$1.90 ₱119

$0.98 BAM 1.71

93.88%

Lettuce (1 head)

$1.19 ₱74.7

$0.77 BAM 1.34

54.55%

Water (1.5 liter bottle)

$0.63 ₱39.59

$0.72 BAM 1.26

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.90 BAM 6.80

-23.08%

Wine (Bottle)

$6.03 ₱378

$3.99 BAM 6.96

51.13%

Local Beer (0.5 liter bottle)

$1.23 ₱77.4

$0.75 BAM 1.30

64.00%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$0.89 BAM 1.55

96.63%

One-way Ticket (Public Transport)

$0.25 ₱15.81

$1.17 BAM 2.04

-78.63%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱793

Taxi Start (Normal Tariff)

$0.77 ₱48.47

$0.90 BAM 1.57

-14.44%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.49

$0.58 BAM 1.02

-60.34%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$5.60 BAM 9.78

-20.36%

Gasoline (1 liter)

$1.31 ₱82.5

$1.56 BAM 2.72

-16.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.6K BAM 53.4K

-30.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$21.0K BAM 36.6K

-8.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,547

$134 BAM 234

-10.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱879

$17.80 BAM 31.07

-21.35%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,729

$25.84 BAM 45.10

6.58%

Gym Membership (Monthly)

$32.33 ₱2,029

$32.18 BAM 56.2

0.47%

Tennis Court (1 Hour on Weekend)

$6.65 ₱417

Cinema Ticket

$5.65 ₱355

$5.72 BAM 9.98

-1.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$200 BAM 348

37.96%

International Primary School, 1 Child (Yearly)

$7,918 ₱497.0K

$2,282 BAM 3,984

246.94%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,097

$58.1 BAM 101

-15.08%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,585

$32.82 BAM 57.3

-23.10%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,831

$83.8 BAM 146

-8.11%

Men's Leather Business Shoes

$57.2 ₱3,590

$83.1 BAM 145

-31.13%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$317 BAM 553

57.76%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$284 BAM 496

8.59%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.7K

$524 BAM 915

105.68%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.6K

$322 BAM 562

91.21%

Buy Apartment in City Center (m2)

$2,886 ₱181.2K

$2,421 BAM 4,226

19.21%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.3K

$1,727 BAM 3,015

10.96%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

$600 BAM 1,047

-42.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.33

66.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bugojno: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bugojno

$284 30.7% 7.9% $24

Groceries & Markets

Cebu

$206 22.4%

Bugojno

$187 20.1% 9.4% $19

Monthly Utilities & Internet

Cebu

$162 17.6%

Bugojno

$178 19.2% 10% $16

Clothing & Footwear

Cebu

$94 10.2%

Bugojno

$116 12.5% 23.5% $22

Eating Out

Cebu

$88 9.6%

Bugojno

$110 11.9% 24.7% $22

Sport & Entertainment

Cebu

$44 4.8%

Bugojno

$44 4.7% 0% $0

Getting Around

Cebu

$16 1.7%

Bugojno

$8.5 * 0.9% 45.4% $7.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $317 in Bugojno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 73% higher in Bugojno, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $31.00 in Bugojno. Groceries tell a different story – $206 in Cebu vs $187 in Bugojno – so Bugojno wins on supermarket bills even if dining out costs more.

Good to know

🇵🇭 Cebu

🇧🇦 Bugojno

🕒 Local time

14:29 2:29 PM

08:29 8:29 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

15,555

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 BAM = 0.573 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 14, 2026: 1 USD = 1.75 BAM (1 BAM = 0.573 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bugojno 10,490 km ≈ 14 h nonstop flight

From you

Cebu
Bugojno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bugojno: Cost of Living - Frequently Asked Questions

Bugojno costs about 1% more than Cebu, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,377 per month in Cebu and $1,391 in Bugojno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $918 in Cebu and $927 in Bugojno. That's a gap of about 1%.

Kindergarten costs $275 per month in Cebu and $200 in Bugojno. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 covers both cities comfortably – all-in costs are $918 in Cebu and $927 in Bugojno, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Cebu costs $918 versus $927 in Bugojno. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bugojno makes more sense. Both are solid long-term options with distinct trade-offs.