Last update: Oct 2026

Cost of Living Comparison Between Cebu and Brufut

For one person, living is cheaper in Brufut: $55.5 a month against $918 in Cebu, rent and utilities included – about $10,400 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Cebu
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Cebu Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Brufut

🇬🇲 Gambia

$55.5

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Brufut

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Brufut actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $55.5 in Brufut, rent included.

Cebu $918
Brufut $55.5

A couple spends around $1,409 per month in Cebu vs $91.6 in Brufut, rent included.

Cebu $1,409
Brufut $91.6

A family of three spends $1,900 per month in Cebu vs $128 in Brufut, rent included.

Cebu $1,900
Brufut $128

Cebu costs about 1555% more than Brufut, and outside of rent the biggest gap is in groceries.

Both Cebu and Brufut are more affordable than the global median – Cebu 32% lower, Brufut 96% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.35 GMD 174

31.49%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

Cappuccino

$2.51 ₱158

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

Water (0.33 liter bottle)

$0.53 ₱33.43

Local Beer (0.5 liter draught)

$1.78 ₱112

Imported Beer (0.33 liter bottle)

$2.17 ₱137

Milk (1 liter)

$1.92 ₱121

$1.60 GMD 118

20.00%

White Bread (500g)

$1.36 ₱85.4

$0.66 GMD 48.91

106.06%

Rice (white) (1kg)

$1.01 ₱63.5

$0.71 GMD 52.7

42.25%

Eggs

$2.03 ₱128

Local Cheese (1kg)

$9.86 ₱621

Chicken Fillets (1kg)

$4.39 ₱277

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

Banana (1kg)

$1.39 ₱87.8

Oranges (1kg)

$2.33 ₱147

Tomato (1kg)

$1.50 ₱94.3

Potato (1kg)

$2.36 ₱149

$1.05 GMD 77.5

124.76%

Onion (1kg)

$1.90 ₱119

$1.00 GMD 73.7

90.00%

Lettuce (1 head)

$1.19 ₱74.9

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.29 GMD 21.39

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

Wine (Bottle)

$6.03 ₱379

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.33 GMD 98.2

31.58%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.31 ₱82.8

$0.99 GMD 73.6

32.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

Gym Membership (Monthly)

$32.33 ₱2,035

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

Men's Leather Business Shoes

$57.2 ₱3,601

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Brufut: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Brufut

–

Groceries & Markets

Cebu

$206 22.4%

Brufut

–

Monthly Utilities & Internet

Cebu

$162 17.6%

Brufut

–

Clothing & Footwear

Cebu

$94 10.2%

Brufut

–

Eating Out

Cebu

$88 9.6%

Brufut

–

Sport & Entertainment

Cebu

$44 4.8%

Brufut

–

Getting Around

Cebu

$16 1.7%

Brufut

–

Good to know

🇵🇭 Cebu

🇬🇲 Brufut

🕒 Local time

02:51 2:51 AM

18:51 6:51 PM

8 h behind Cebu

🌤 Weather

👥 Population

964,169

27,664

💱 Currency

Philippine Peso PHP ₱

Gambian Dalasi GMD D

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 GMD = 1.35 USD

100 GMD = 1.2 EUR

Exchange rates and currency converter

GMD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Gambian Dalasi exchange rates as of October 17, 2026: 1 USD = 74 GMD (100 GMD = 1.35 USD). 1 EUR = 83.2 GMD (100 GMD = 1.2 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Brufut 14,940 km ≈ 19 h nonstop flight

From you

Cebu
Brufut

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Brufut: Cost of Living - Frequently Asked Questions

Cebu costs about 1555% more than Brufut, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,377 per month in Cebu and $83.2 in Brufut. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $918 in Cebu and $55.5 in Brufut. That's a gap of about 1555%.

Groceries cost about 461% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $918 in Cebu and $55.5 in Brufut, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Brufut costs $55.5 versus $918 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Brufut. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.