Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bijeljina

For one person, living costs are similar in Cebu and in Bijeljina: $934 and $905 a month, rent and utilities included.

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Cost of Living Index in Cebu
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Cebu Living Index
44

Cost of Living Index in Bijeljina
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Bijeljina Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Bijeljina

🇧🇦 Bosnia and Herzegovina

$905

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bijeljina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bijeljina actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $905 in Bijeljina, rent included.

Cebu $934
Bijeljina $905

A couple spends around $1,415 per month in Cebu vs $1,424 in Bijeljina, rent included.

Cebu $1,415
Bijeljina $1,424

A family of three spends $1,896 per month in Cebu vs $1,943 in Bijeljina, rent included.

Cebu $1,896
Bijeljina $1,943

Cebu costs about 3% more than Bijeljina, and outside of rent the biggest gap is in clothing.

Both Cebu and Bijeljina are more affordable than the global median – Cebu 30% lower, Bijeljina 32% lower.

Meal at Budget Restaurant

$3.03 ₱190

$8.65 BAM 15.10

-64.97%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$34.77 BAM 60.7

-32.47%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$4.45 BAM 7.77

-8.09%

Cappuccino

$2.52 ₱158

$1.45 BAM 2.52

73.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.69 BAM 2.96

-8.88%

Water (0.33 liter bottle)

$0.49 ₱30.98

$1.01 BAM 1.77

-51.49%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.69 BAM 2.95

5.92%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$2.27 BAM 3.96

-0.44%

Milk (1 liter)

$1.95 ₱122

$1.52 BAM 2.66

28.29%

White Bread (500g)

$1.43 ₱89.7

$1.21 BAM 2.11

18.18%

Rice (white) (1kg)

$1.02 ₱63.8

$1.71 BAM 2.98

-40.35%

Eggs

$2.06 ₱129

$3.04 BAM 5.31

-32.24%

Local Cheese (1kg)

$9.81 ₱615

$7.42 BAM 12.94

32.21%

Chicken Fillets (1kg)

$4.61 ₱289

$7.75 BAM 13.53

-40.52%

Beef Round Steak (1kg)

$7.70 ₱483

$11.47 BAM 20.01

-32.87%

Apples (1kg)

$3.31 ₱207

$1.57 BAM 2.74

110.83%

Banana (1kg)

$1.45 ₱90.9

$1.81 BAM 3.15

-19.89%

Oranges (1kg)

$2.36 ₱148

$1.79 BAM 3.12

31.84%

Tomato (1kg)

$1.54 ₱96.4

$2.59 BAM 4.52

-40.54%

Potato (1kg)

$2.36 ₱148

$1.59 BAM 2.77

48.43%

Onion (1kg)

$1.99 ₱125

$1.40 BAM 2.45

42.14%

Lettuce (1 head)

$1.15 ₱72.1

$1.09 BAM 1.90

5.50%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.60 BAM 1.05

11.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.72 BAM 6.49

-19.35%

Wine (Bottle)

$6.35 ₱398

$8.54 BAM 14.89

-25.64%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$0.88 BAM 1.54

48.86%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.46 BAM 2.54

18.49%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$2.24 BAM 3.91

-88.84%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$16.86 BAM 29.41

-24.97%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.40 BAM 2.45

-47.14%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.59 BAM 1.03

-64.41%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$10.26 BAM 17.90

-57.80%

Gasoline (1 liter)

$1.33 ₱83.5

$1.41 BAM 2.46

-5.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$31.0K BAM 54.0K

-29.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$19.0K BAM 33.1K

2.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$138 BAM 240

-12.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$18.44 BAM 32.17

-21.64%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$24.10 BAM 42.04

17.39%

Gym Membership (Monthly)

$32.68 ₱2,050

$30.31 BAM 52.9

7.82%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$8.73 BAM 15.23

-26.80%

Cinema Ticket

$5.46 ₱342

$4.94 BAM 8.61

10.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$203 BAM 354

34.76%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$3,914 BAM 6,829

108.37%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$56.2 BAM 98.0

-11.72%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$26.09 BAM 45.52

-4.68%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$129 BAM 224

-40.47%

Men's Leather Business Shoes

$59.3 ₱3,717

$120 BAM 209

-50.41%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$253 BAM 441

99.96%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$166 BAM 290

86.12%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$358 BAM 625

193.80%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$286 BAM 498

116.73%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,811 BAM 3,159

61.02%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,369 BAM 2,388

36.43%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$739 BAM 1,290

-53.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

20.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Bijeljina: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Bijeljina

$166 18.2% 46.3% $143

Groceries & Markets

Cebu

$210 22.7%

Bijeljina

$224 24.6% 6.5% $14

Monthly Utilities & Internet

Cebu

$163 17.7%

Bijeljina

$180 19.7% 10.3% $17

Clothing & Footwear

Cebu

$95 10.2%

Bijeljina

$149 16.3% 57.1% $54

Eating Out

Cebu

$88 9.6%

Bijeljina

$124 13.6% 40.1% $35

Sport & Entertainment

Cebu

$44 4.7%

Bijeljina

$40 4.4% 7.8% $3.4

Getting Around

Cebu

$15 1.7%

Bijeljina

$30 3.3% 95.4% $15

Cost Breakdown

A central one-bedroom costs $506 in Cebu versus $253 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 117% higher in Bijeljina, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Cebu versus $35.00 in Bijeljina. Monthly groceries follow the same trend: $210 vs $224 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇧🇦 Bijeljina

🕒 Local time

18:10 6:10 PM

12:10 12:10 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

42,278

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 10, 2026: 1 USD = 1.74 BAM (1 BAM = 0.573 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Bijeljina 10,330 km ≈ 13 h nonstop flight

From you

Cebu
Bijeljina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $934 in Cebu, $905 in Bijeljina – roughly 3% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,401 per month in Cebu and $1,357 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $934 in Cebu and $905 in Bijeljina. That's a gap of about 3%.

Public transport costs about 33% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $934 in Cebu and $905 in Bijeljina, leaving budget for savings and extras in both cases.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $905 in Bijeljina to $934 in Cebu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.