Last update: Oct 2026

Cost of Living Comparison Between Bijeljina and Cebu

For one person, living costs are similar in Bijeljina and in Cebu: $905 and $934 a month, rent and utilities included.

44

Cost of Living Index in Bijeljina
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Bijeljina Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Bijeljina

🇧🇦 Bosnia and Herzegovina

$905

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Bijeljina and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bijeljina and in Cebu actually costs, broken down by who's living it.

A single person spends $905 per month in Bijeljina vs $934 in Cebu, rent included.

Bijeljina $905
Cebu $934

A couple spends around $1,424 per month in Bijeljina vs $1,415 in Cebu, rent included.

Bijeljina $1,424
Cebu $1,415

A family of three spends $1,943 per month in Bijeljina vs $1,896 in Cebu, rent included.

Bijeljina $1,943
Cebu $1,896

Bijeljina is about 3% cheaper than Cebu, and outside of rent the biggest gap is in clothing.

Both Bijeljina and Cebu are more affordable than the global median – Bijeljina 32% lower, Cebu 30% lower.

Meal at Budget Restaurant

$8.65 BAM 15.10

$3.03 ₱190

185.48%

Three-Course Dinner for Two, Mid-Range

$34.77 BAM 60.7

$23.48 ₱1,473

48.08%

Fast Food Meal (McDonalds, etc)

$4.45 BAM 7.77

$4.09 ₱256

8.80%

Cappuccino

$1.45 BAM 2.52

$2.52 ₱158

-42.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 BAM 2.96

$1.54 ₱96.9

9.74%

Water (0.33 liter bottle)

$1.01 BAM 1.77

$0.49 ₱30.98

106.12%

Local Beer (0.5 liter draught)

$1.69 BAM 2.95

$1.79 ₱112

-5.59%

Imported Beer (0.33 liter bottle)

$2.27 BAM 3.96

$2.26 ₱142

0.44%

Milk (1 liter)

$1.52 BAM 2.66

$1.95 ₱122

-22.05%

White Bread (500g)

$1.21 BAM 2.11

$1.43 ₱89.7

-15.38%

Rice (white) (1kg)

$1.71 BAM 2.98

$1.02 ₱63.8

67.65%

Eggs

$3.04 BAM 5.31

$2.06 ₱129

47.57%

Local Cheese (1kg)

$7.42 BAM 12.94

$9.81 ₱615

-24.36%

Chicken Fillets (1kg)

$7.75 BAM 13.53

$4.61 ₱289

68.11%

Beef Round Steak (1kg)

$11.47 BAM 20.01

$7.70 ₱483

48.96%

Apples (1kg)

$1.57 BAM 2.74

$3.31 ₱207

-52.57%

Banana (1kg)

$1.81 BAM 3.15

$1.45 ₱90.9

24.83%

Oranges (1kg)

$1.79 BAM 3.12

$2.36 ₱148

-24.15%

Tomato (1kg)

$2.59 BAM 4.52

$1.54 ₱96.4

68.18%

Potato (1kg)

$1.59 BAM 2.77

$2.36 ₱148

-32.63%

Onion (1kg)

$1.40 BAM 2.45

$1.99 ₱125

-29.65%

Lettuce (1 head)

$1.09 BAM 1.90

$1.15 ₱72.1

-5.22%

Water (1.5 liter bottle)

$0.60 BAM 1.05

$0.67 ₱42.15

-10.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.72 BAM 6.49

$3.00 ₱188

24.00%

Wine (Bottle)

$8.54 BAM 14.89

$6.35 ₱398

34.49%

Local Beer (0.5 liter bottle)

$0.88 BAM 1.54

$1.31 ₱81.9

-32.82%

Imported Beer (0.33 liter bottle)

$1.46 BAM 2.54

$1.73 ₱108

-15.61%

One-way Ticket (Public Transport)

$2.24 BAM 3.91

$0.25 ₱15.78

796.00%

Public Transport Monthly Pass (Regular Price)

$16.86 BAM 29.41

$12.65 ₱793

33.28%

Taxi Start (Normal Tariff)

$1.40 BAM 2.45

$0.74 ₱46.32

89.19%

Taxi (Normal Tariff) (1km)

$0.59 BAM 1.03

$0.21 ₱13.11

180.95%

Taxi 1hour Waiting (Normal Tariff)

$10.26 BAM 17.90

$4.33 ₱271

136.95%

Gasoline (1 liter)

$1.41 BAM 2.46

$1.33 ₱83.5

6.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K BAM 54.0K

$21.8K ₱1.4M

42.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K BAM 33.1K

$19.4K ₱1.2M

-2.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 BAM 240

$121 ₱7,563

14.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.44 BAM 32.17

$14.45 ₱907

27.61%

Internet (50+ Mbps, Unlimited Data)

$24.10 BAM 42.04

$28.29 ₱1,774

-14.81%

Gym Membership (Monthly)

$30.31 BAM 52.9

$32.68 ₱2,050

-7.25%

Tennis Court (1 Hour on Weekend)

$8.73 BAM 15.23

$6.39 ₱401

36.62%

Cinema Ticket

$4.94 BAM 8.61

$5.46 ₱342

-9.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$203 BAM 354

$273 ₱17.1K

-25.80%

International Primary School, 1 Child (Yearly)

$3,914 BAM 6,829

$8,156 ₱511.5K

-52.01%

Jeans (Levis 501 Or Similar)

$56.2 BAM 98.0

$49.57 ₱3,109

13.27%

Summer Dress (H&M, Zara, etc)

$26.09 BAM 45.52

$24.87 ₱1,560

4.91%

Sport Shoes (Adidas, Nike)

$129 BAM 224

$76.6 ₱4,804

67.99%

Men's Leather Business Shoes

$120 BAM 209

$59.3 ₱3,717

101.67%

1-bedroom Apartment, City Center (Monthly)

$253 BAM 441

$506 ₱31.7K

-49.99%

1-bedroom Apartment, Outside City Center (Monthly)

$166 BAM 290

$309 ₱19.4K

-46.27%

3-bedroom Apartment, City Center (Monthly)

$358 BAM 625

$1,052 ₱66.0K

-65.96%

3-bedroom Apartment, Outside City Center (Monthly)

$286 BAM 498

$619 ₱38.8K

-53.86%

Buy Apartment in City Center (m2)

$1,811 BAM 3,159

$2,915 ₱182.9K

-37.90%

Buy Apartment Outside City Center (m2)

$1,369 BAM 2,388

$1,867 ₱117.1K

-26.70%

Average Monthly Net Salary (After Tax)

$739 BAM 1,290

$341 ₱21.4K

116.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-16.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijeljina: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bijeljina

$224 24.6%

Cebu

$210 22.7% 6.1% $14

Monthly Utilities & Internet

Bijeljina

$180 19.7%

Cebu

$163 17.7% 9.3% $17

Accommodation & Living

Bijeljina

$166 18.2%

Cebu

$309 33.5% 86.1% $143

Clothing & Footwear

Bijeljina

$149 16.3%

Cebu

$95 10.2% 36.4% $54

Eating Out

Bijeljina

$124 13.6%

Cebu

$88 9.6% 28.6% $35

Sport & Entertainment

Bijeljina

$40 4.4%

Cebu

$44 4.7% 8.5% $3.4

Getting Around

Bijeljina

$30 3.3%

Cebu

$15 1.7% 48.8% $15

Cost Breakdown

A central one-bedroom costs $253 in Bijeljina versus $506 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 117% higher in Bijeljina, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Bijeljina versus $23.00 in Cebu. Monthly groceries follow the same trend: $224 vs $210 – making Cebu the more affordable choice for daily food spending.

Good to know

🇧🇦 Bijeljina

🇵🇭 Cebu

🕒 Local time

09:15 9:15 AM

15:15 3:15 PM

6 h ahead of Bijeljina

🌤 Weather

👥 Population

42,278

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 10, 2026: 1 USD = 1.74 BAM (1 BAM = 0.573 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Bijeljina Cebu 10,330 km ≈ 13 h nonstop flight

From you

Bijeljina
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijeljina vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $905 in Bijeljina, $934 in Cebu – roughly 3% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,357 per month in Bijeljina and $1,401 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $905 in Bijeljina and $934 in Cebu. That's a gap of about 3%.

Public transport costs about 33% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $905 in Bijeljina and $934 in Cebu, leaving budget for savings and extras in both cases.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $905 in Bijeljina to $934 in Cebu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.