Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bihac

For one person, living costs are similar in Cebu and in Bihac: $934 and $974 a month, rent and utilities included.

44

Cost of Living Index in Cebu
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Cebu Living Index
48

Cost of Living Index in Bihac
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Bihac Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Bihac

🇧🇦 Bosnia and Herzegovina

$974

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bihac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bihac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $974 in Bihac.

Cebu $934
Bihac $974

Estimated couple costs with rent: $1,415 in Cebu versus $1,447 in Bihac.

Cebu $1,415
Bihac $1,447

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,920 in Bihac.

Cebu $1,896
Bihac $1,920

Living in Cebu costs roughly 4% less than in Bihac, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 30% lower, Bihac 27% lower.

Meal at Budget Restaurant

$3.03 ₱190

$6.87 BAM 11.98

-55.90%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$29.08 BAM 50.7

-19.26%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$5.80 BAM 10.12

-29.48%

Cappuccino

$2.52 ₱158

$1.13 BAM 1.97

123.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$1.17 BAM 2.05

31.62%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.91 BAM 1.58

-46.15%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.48 BAM 2.59

20.95%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$1.76 BAM 3.06

28.41%

Milk (1 liter)

$1.95 ₱122

$1.37 BAM 2.39

42.34%

White Bread (500g)

$1.43 ₱89.7

$1.05 BAM 1.84

36.19%

Rice (white) (1kg)

$1.02 ₱63.8

$2.31 BAM 4.03

-55.84%

Eggs

$2.06 ₱129

$3.04 BAM 5.30

-32.24%

Local Cheese (1kg)

$9.81 ₱615

$9.96 BAM 17.37

-1.51%

Chicken Fillets (1kg)

$4.61 ₱289

$7.21 BAM 12.58

-36.06%

Beef Round Steak (1kg)

$7.70 ₱483

$11.33 BAM 19.76

-32.04%

Apples (1kg)

$3.31 ₱207

$1.73 BAM 3.01

91.33%

Banana (1kg)

$1.45 ₱90.9

$1.79 BAM 3.13

-18.99%

Oranges (1kg)

$2.36 ₱148

$1.45 BAM 2.53

62.76%

Tomato (1kg)

$1.54 ₱96.4

$2.05 BAM 3.59

-24.88%

Potato (1kg)

$2.36 ₱148

$1.13 BAM 1.98

108.85%

Onion (1kg)

$1.99 ₱125

$1.49 BAM 2.60

33.56%

Lettuce (1 head)

$1.15 ₱72.1

$0.92 BAM 1.60

25.00%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.90 BAM 1.57

-25.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.59 BAM 6.27

-16.43%

Wine (Bottle)

$6.35 ₱398

$8.13 BAM 14.18

-21.89%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.33 BAM 2.32

-1.50%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.08 BAM 3.63

-16.83%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$1.30 BAM 2.26

-80.77%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$34.93 BAM 61.0

-63.78%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.18 BAM 2.06

-37.29%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.99 BAM 1.74

-78.79%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$10.49 BAM 18.31

-58.72%

Gasoline (1 liter)

$1.33 ₱83.5

$1.43 BAM 2.50

-6.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$30.6K BAM 53.4K

-28.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$22.1K BAM 38.5K

-12.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$202 BAM 353

-40.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$18.53 BAM 32.33

-22.02%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$22.20 BAM 38.73

27.43%

Gym Membership (Monthly)

$32.68 ₱2,050

$33.21 BAM 57.9

-1.60%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$11.59 BAM 20.21

-44.87%

Cinema Ticket

$5.46 ₱342

$5.67 BAM 9.88

-3.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$143 BAM 250

91.16%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$3,891 BAM 6,789

109.61%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$28.95 BAM 50.5

71.23%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$17.25 BAM 30.10

44.17%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$95.4 BAM 166

-19.71%

Men's Leather Business Shoes

$59.3 ₱3,717

$119 BAM 208

-50.24%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$220 BAM 383

130.35%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$201 BAM 350

54.24%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$302 BAM 527

248.09%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$271 BAM 474

128.00%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,445 BAM 2,522

101.73%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$1,326 BAM 2,313

40.85%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$787 BAM 1,373

-56.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.3

67.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Bihac: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Bihac

$201 20.4% 35.2% $109

Groceries & Markets

Cebu

$210 22.7%

Bihac

$229 23.2% 8.8% $19

Monthly Utilities & Internet

Cebu

$163 17.7%

Bihac

$243 24.7% 48.8% $80

Clothing & Footwear

Cebu

$95 10.2%

Bihac

$117 11.9% 24% $23

Eating Out

Cebu

$88 9.6%

Bihac

$105 10.7% 19% $17

Sport & Entertainment

Cebu

$44 4.7%

Bihac

$45 4.5% 2.2% $0.9

Getting Around

Cebu

$15 1.7%

Bihac

$46 4.7% 200% $31

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $220 in Bihac. Housing cost is often the main lever when comparing two cities.

Bihac pays 131% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $29.00 in Bihac for a mid-range dinner for two. Groceries echo the gap at $210 vs $229 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇧🇦 Bihac

🕒 Local time

12:53 12:53 PM

06:53 6:53 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

39,690

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 10, 2026: 1 USD = 1.74 BAM (1 BAM = 0.573 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to PHP in detail →

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Between locations

Cebu Bihac 10,580 km ≈ 14 h nonstop flight

From you

Cebu
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bihac: Cost of Living - Frequently Asked Questions

Cebu and Bihac differ by about 4% in total monthly costs ($934 vs $974 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 131% lower in Bihac. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $220 in Bihac. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $29.00 in Bihac. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $934 per month in Cebu versus $974 in Bihac – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Bihac are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Bihac. Beyond cost, consider language, visa policies, and how big the international community is in each city.