Last update: Oct 2026

Cost of Living Comparison Between Bihac and Cebu

For one person, living costs are similar in Bihac and in Cebu: $974 and $934 a month, rent and utilities included.

48

Cost of Living Index in Bihac
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Bihac Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Bihac

🇧🇦 Bosnia and Herzegovina

$974

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Bihac and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bihac and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $974 in Bihac versus $934 in Cebu.

Bihac $974
Cebu $934

Estimated couple costs with rent: $1,447 in Bihac versus $1,415 in Cebu.

Bihac $1,447
Cebu $1,415

Monthly costs for a family of three with rent: $1,920 in Bihac versus $1,896 in Cebu.

Bihac $1,920
Cebu $1,896

Living in Bihac is roughly 4% more expensive than in Cebu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Bihac 27% lower, Cebu 30% lower.

Meal at Budget Restaurant

$6.87 BAM 11.98

$3.03 ₱190

126.73%

Three-Course Dinner for Two, Mid-Range

$29.08 BAM 50.7

$23.48 ₱1,473

23.85%

Fast Food Meal (McDonalds, etc)

$5.80 BAM 10.12

$4.09 ₱256

41.81%

Cappuccino

$1.13 BAM 1.97

$2.52 ₱158

-55.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.17 BAM 2.05

$1.54 ₱96.9

-24.03%

Water (0.33 liter bottle)

$0.91 BAM 1.58

$0.49 ₱30.98

85.71%

Local Beer (0.5 liter draught)

$1.48 BAM 2.59

$1.79 ₱112

-17.32%

Imported Beer (0.33 liter bottle)

$1.76 BAM 3.06

$2.26 ₱142

-22.12%

Milk (1 liter)

$1.37 BAM 2.39

$1.95 ₱122

-29.74%

White Bread (500g)

$1.05 BAM 1.84

$1.43 ₱89.7

-26.57%

Rice (white) (1kg)

$2.31 BAM 4.03

$1.02 ₱63.8

126.47%

Eggs

$3.04 BAM 5.30

$2.06 ₱129

47.57%

Local Cheese (1kg)

$9.96 BAM 17.37

$9.81 ₱615

1.53%

Chicken Fillets (1kg)

$7.21 BAM 12.58

$4.61 ₱289

56.40%

Beef Round Steak (1kg)

$11.33 BAM 19.76

$7.70 ₱483

47.14%

Apples (1kg)

$1.73 BAM 3.01

$3.31 ₱207

-47.73%

Banana (1kg)

$1.79 BAM 3.13

$1.45 ₱90.9

23.45%

Oranges (1kg)

$1.45 BAM 2.53

$2.36 ₱148

-38.56%

Tomato (1kg)

$2.05 BAM 3.59

$1.54 ₱96.4

33.12%

Potato (1kg)

$1.13 BAM 1.98

$2.36 ₱148

-52.12%

Onion (1kg)

$1.49 BAM 2.60

$1.99 ₱125

-25.13%

Lettuce (1 head)

$0.92 BAM 1.60

$1.15 ₱72.1

-20.00%

Water (1.5 liter bottle)

$0.90 BAM 1.57

$0.67 ₱42.15

34.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.59 BAM 6.27

$3.00 ₱188

19.67%

Wine (Bottle)

$8.13 BAM 14.18

$6.35 ₱398

28.03%

Local Beer (0.5 liter bottle)

$1.33 BAM 2.32

$1.31 ₱81.9

1.53%

Imported Beer (0.33 liter bottle)

$2.08 BAM 3.63

$1.73 ₱108

20.23%

One-way Ticket (Public Transport)

$1.30 BAM 2.26

$0.25 ₱15.78

420.00%

Public Transport Monthly Pass (Regular Price)

$34.93 BAM 61.0

$12.65 ₱793

176.13%

Taxi Start (Normal Tariff)

$1.18 BAM 2.06

$0.74 ₱46.32

59.46%

Taxi (Normal Tariff) (1km)

$0.99 BAM 1.74

$0.21 ₱13.11

371.43%

Taxi 1hour Waiting (Normal Tariff)

$10.49 BAM 18.31

$4.33 ₱271

142.26%

Gasoline (1 liter)

$1.43 BAM 2.50

$1.33 ₱83.5

7.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K BAM 53.4K

$21.8K ₱1.4M

40.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K BAM 38.5K

$19.4K ₱1.2M

13.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 BAM 353

$121 ₱7,563

67.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.53 BAM 32.33

$14.45 ₱907

28.24%

Internet (50+ Mbps, Unlimited Data)

$22.20 BAM 38.73

$28.29 ₱1,774

-21.53%

Gym Membership (Monthly)

$33.21 BAM 57.9

$32.68 ₱2,050

1.62%

Tennis Court (1 Hour on Weekend)

$11.59 BAM 20.21

$6.39 ₱401

81.38%

Cinema Ticket

$5.67 BAM 9.88

$5.46 ₱342

3.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$143 BAM 250

$273 ₱17.1K

-47.69%

International Primary School, 1 Child (Yearly)

$3,891 BAM 6,789

$8,156 ₱511.5K

-52.29%

Jeans (Levis 501 Or Similar)

$28.95 BAM 50.5

$49.57 ₱3,109

-41.60%

Summer Dress (H&M, Zara, etc)

$17.25 BAM 30.10

$24.87 ₱1,560

-30.64%

Sport Shoes (Adidas, Nike)

$95.4 BAM 166

$76.6 ₱4,804

24.55%

Men's Leather Business Shoes

$119 BAM 208

$59.3 ₱3,717

100.96%

1-bedroom Apartment, City Center (Monthly)

$220 BAM 383

$506 ₱31.7K

-56.59%

1-bedroom Apartment, Outside City Center (Monthly)

$201 BAM 350

$309 ₱19.4K

-35.17%

3-bedroom Apartment, City Center (Monthly)

$302 BAM 527

$1,052 ₱66.0K

-71.27%

3-bedroom Apartment, Outside City Center (Monthly)

$271 BAM 474

$619 ₱38.8K

-56.14%

Buy Apartment in City Center (m2)

$1,445 BAM 2,522

$2,915 ₱182.9K

-50.43%

Buy Apartment Outside City Center (m2)

$1,326 BAM 2,313

$1,867 ₱117.1K

-29.00%

Average Monthly Net Salary (After Tax)

$787 BAM 1,373

$341 ₱21.4K

130.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.3

7.2

-40.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bihac: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Bihac

$243 24.7%

Cebu

$163 17.7% 32.8% $80

Groceries & Markets

Bihac

$229 23.2%

Cebu

$210 22.7% 8.1% $19

Accommodation & Living

Bihac

$201 20.4%

Cebu

$309 33.5% 54.2% $109

Clothing & Footwear

Bihac

$117 11.9%

Cebu

$95 10.2% 19.3% $23

Eating Out

Bihac

$105 10.7%

Cebu

$88 9.6% 15.9% $17

Getting Around

Bihac

$46 4.7%

Cebu

$15 1.7% 66.6% $31

Sport & Entertainment

Bihac

$45 4.5%

Cebu

$44 4.7% 2.1% $0.9

Cost Breakdown

A one-bedroom apartment in the center runs $220 in Bihac and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Bihac pays 131% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Bihac vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $229 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇧🇦 Bihac

🇵🇭 Cebu

🕒 Local time

09:28 9:28 AM

15:28 3:28 PM

6 h ahead of Bihac

🌤 Weather

👥 Population

39,690

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.573 USD

1 BAM = 0.511 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 10, 2026: 1 USD = 1.74 BAM (1 BAM = 0.573 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Bihac Cebu 10,580 km ≈ 14 h nonstop flight

From you

Bihac
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bihac vs Cebu: Cost of Living - Frequently Asked Questions

Bihac and Cebu differ by about 4% in total monthly costs ($974 vs $934 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 131% higher in Bihac, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $220 in Bihac versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $23.00 versus $29.00 in Bihac. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $974 per month in Bihac versus $934 in Cebu – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bihac and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 4% less than in Bihac. Beyond cost, consider language, visa policies, and how big the international community is in each city.